This seems like something that really should have been announced a year in advance so people could have planned for it Springing a fee on someone who probably doesn't have the pile of cash to pay in full instead isn't a good look. When paying monthly, are you paying the fees in advance or are you paying in arrear. In other words, are the 2026 monthly payments to cover the 2026 or 2027 maintenance fees?
If someone was aware of the change in advance, they could have instead been setting aside monthly amounts into a separate account and then had it all there to pay when it was due.