Sunterra UDI Points: How do I get rid of them?

[JoeMid]

He said Let's Assume I Own 1,000 SunOptions (or words to that effect). Maybe he does. Maybe he doesn't. Mox nix. That was the just assumption people's responses got based on. Not that anything's wrong with that. (And not that I'm Time0s, which I'm not -- not that anything's wrong with that, either.) So it goes.

-- Alan Cole, McLean (Fairfax County), Virginia, USA.​

WTF, owning 1000 SunOptions doesn't tell anyone if it's a deed or the Trust.

 

[borntotravel]

What to do with 20,000 points this late in the year. Do not pass go, do not collect $200, immediately save 5,000 points to 2008, at this late date, that's all you can save, do it now, do it before Oct 31, you can do it online or call CS.

OK, now you have 15,000 points. Immediately start looking at Interval International for anything you can use/book. Not a search, but book. Any reservation made (for any future date in 2007, 2008 & 2009) by Oct 31 2007 through I.I. can be made using 2007 points. After Oct 31 you must use 2008 points.

I had a problem a few years ago, where even after I booked all my vacations for the following year, I still had around 11,000 points left over, after I saved 100% of my year's allotment. I booked 2 exchanges through II in premier five star resorts during prime time, knowing that I wasn't going to use them. I made sure I cancelled them ahead of the 60 days prior to check in and then I ended up with accomodation certificates that were good for one year, with no restrictions and the high trading power of the original points! Then I ended up using the accomodation certificates for actual vacations I intended on using, allowing me to bank even more points the following year.

Yes, it did cost me double the exchange fee for each week booked, but it was way better than just losing the points. Don't forget, 6,500 pts. gets you a 2 br premium resort during prime season, so you could get a couple of these. You could even get three weeks, depending on where, season, and size unit you reserve.

Good Luck!

 

[opozarks]

ALan - what the heck is a UDI?

 

[AwayWeGo]

U.D.I., Shmoo-Dee-Eye.

ALan - what the heck is a UDI?

Some timeshares are sold by the unit & week -- e.g., B36A10B (Building B, Unit 36A & 36B [lock-offs], Week 10).

Other timeshares are sold as UDIs -- an Undivided Interest in the whole, complete, entire timeshare resort or some designated portion of it, with the UDI typically expressed as a fraction with whole numbers on top & on bottom, maybe (for illustration) something like An Undivided Interest Consisting Of 3,629 / 1,947,015 Of The Entirety Of Phase II Of The Condominium Association Known As Pleasant Ridge, Township Of Hogwallow (Tree Stump County), Oklahoma.

UDIs may or may not work out to the equivalent of a full week in an actual timeshare unit. That's why I prefer straight-weeks ownership, even if my straight week is on the floating occupancy system or is usable in the form of timeshare-exchange points, etc.

In an Orlando FL timeshare I am semi-familiar with (because I own there, resale), the timeshare company sold 3- & 2- & 1BR units as well as various oddball UDIs. The UDIs made sense at the time they were sold originally because they were sliced up to fit the timeshare company's proprietary points-based mini-system.

Trouble is, stripped from the pay-to-join points system they started out in, those oddball UDIs might not work out to the equivalent of a full timeshare week -- instead, say, 4 days in a 1BR unit. That might be OK if I got a fantastic giveaway deal on the oddball UDIs & all I wanted was my 4 days per year in beautiful downtown Hogwallow OK. But unless I pay big bux to rejoin the proprietary mini-system, I have nothing I can deposit for exchange with I-I or RCI or anybody.

-- Alan Cole, McLean (Fairfax County), Virginia, USA.​

 

[JoeMid]

In an Orlando FL timeshare I am semi-familiar with (because I own there, resale), the timeshare company sold 3- & 2- & 1BR units as well as various oddball UDIs. The UDIs made sense at the time they were sold originally because they were sliced up to fit the timeshare company's proprietary points-based mini-system.

Trouble is, stripped from the pay-to-join points system they started out in, those oddball UDIs might not work out to the equivalent of a full timeshare week -- instead, say, 4 days in a 1BR unit. That might be OK if I got a fantastic giveaway deal on the oddball UDIs & all I wanted was my 4 days per year in beautiful downtown Hogwallow OK. But unless I pay big bux to rejoin the proprietary mini-system, I have nothing I can deposit for exchange with I-I or RCI or anybody.

-- Alan Cole, McLean (Fairfax County), Virginia, USA.​

It's never OK when you're talking about the oddball (read: small) UDIs at that resort. The trouble is not in the purchase but in the maintenance fee. I have next year's bill in front of me and the fixed UDI portion is $377.31 then there's the Real Estate Tax and Variable UDI portion which are keyed to the number of points. If you own the oddball/small UDI of 1000 points you pay the exact same fixed fee that an owner of 30,000 points pays. That's what makes these oddball UDIs so untenable, TimeOs2 has talked about this in the past.

 

[timeos2]

TimeOs, how can you say this, what did I miss, he didn't say he had a deed or the Trust, all you know is 1000 SunOptions, that doesn't tell you anything?

The whole thread was based on a non-trust 1000 option ownership. I haven't seen any Trust 1000 option ownerships for sale but there were plenty of the non-Club 1000 point UDI's sold in the early 2000 period. It was an assumption. How things would apply to a 1000 option Trust ownership is anyones guess as how/if those can be sold is very unclear.

 

[JoeMid]

I have some UDI points in Club Sunterra. Can they be sold? If not, how does one dispose of them when you're no longer wanted? Thanks

John,
It's funny you should mention CP Grand Villas. That's where my 4500 worthless UDI's are located. Now, I'm just sitting back waiting for our 'Special Assessment' to arrrive in the mail to see how much more it's going to cost me to keep my worthless UDI's at CPGV...Yippee!!

The whole thread was based on a non-trust 1000 option ownership. I haven't seen any Trust 1000 option ownerships for sale but there were plenty of the non-Club 1000 point UDI's sold in the early 2000 period. It was an assumption. How things would apply to a 1000 option Trust ownership is anyones guess as how/if those can be sold is very unclear.

Wrong, The "whole thread" started with BoredinVT and his 4500 UDI, then at about post#22 CharlesS chimed in with his incomplete info on his assumption. And, I think 1000pt Trust may exist for some sales to bring other property into the Club.

Forgive me for I am lost in who owns what, etc. If you can give me easy Yes or No answers to the following questions, it might help me. Let's assume I own 1000 Sun Options.

1. Do I have a real deed to a unit/time interval?

2. If the answer to #1 is no, does Sunterra hold the deed?

3. Do I pay my maintenance fees to the HOA?

4. Do I pay my maintenance fees to Sunterra?

5. If the answer to #3 is No and the answer to #4 is Yes, does Sunterra pay my maintenance fees to the HOA?

6. If the answer to #3 is No and the answer to #4 is Yes, does the HOA get the base fee ($295 in 1005) as well as the per point fee?

7. By now you know where I am going. But I can't ask the next question (since I promised that all I wanted are easy Yes or No answers). So I will wait until I get answers to # 1-7.

Thanks, Charles

 

[timeos2]

When you sell they are orphans

Wrong, The "whole thread" started with BoredinVT and his 4500 UDI, then at about post#22 CharlesS chimed in with his incomplete info on his assumption. And, I think 1000pt Trust may exist for some sales to bring other property into the Club.

That does seem to be the reason for their existence. But, back to the original question, what do you do with them if you sell or simply don't want to pay the fees anymore? They cannot be sold as club - that doesn't transfer without additional purchase - so you do end up with a very small but costly ownership good only at the resort where the UDI is based. Doesn't matter if it's 1000 or 4500 - it's still a costly and very hard to utilize ownership at a resort without access to the Club system.

 

[AwayWeGo]

Forgive Me If I'm Repeating Myself. (Woudln't Be The 1st Time.)

That does seem to be the reason for their existence. But, back to the original question, what do you do with them if you sell or simply don't want to pay the fees anymore? They cannot be sold as club - that doesn't transfer without additional purchase - so you do end up with a very small but costly ownership good only at the resort where the UDI is based. Doesn't matter if it's 1000 or 4500 - it's still a costly and very hard to utilize ownership at a resort without access to the Club system.

That's exactly what gripes us off about SunTerra & Club SunTerra & SunTerra Trust & just about everything SunTerra except their actual, you know, timeshare resorts, which are fine. We have non-Club resale ownerships at 2 of'm that we like very much.

To get the flexibility of a points system (partial-week reservations, last minute discount reservations for just a few points, etc.) we settled for RCI Points rather than shell out any good green money for Club SunTerra membership that would leave us with nothing we could resell when we get tired of it -- nothing, that is, but the underlying timeshare deeds, which we already owned via resale purchase anyway. Sheesh.

I mean, Club SunTerra might be plenty nice, but not that nice -- not worth paying big bux for when it evaporates upon resale. (Notice I'm not saying anything negative about SunTerra's business model, which I can believe works great for the SunTerra bottom line. That's in respectful memory of Spence. Hey, nice business model you've got there, Mr. SunTerra. Good luck with it. How's it going for ya ? )

-- Alan Cole, McLean (Fairfax County), Virginia, USA.​

 

[CharlesS]

Sorry if I muddied the water.

Wrong, The "whole thread" started with BoredinVT and his 4500 UDI, then at about post#22 CharlesS chimed in with his incomplete info on his assumption.

I chimed in because I was most confused (I think I said I was lost (mentally not geographically)). My information could not be complete because I couldn't tell from the discussion if people were talking about having a real deed or if there was a Sunterra trust. I now know that there is both and perhaps some are talking about one and some are talking about the other. However, John (and he should know) says that 1000 points is only in one.

CharlesS

PS I do not own SunOptions and was only trying to figure out what was going on. I will try to stay out of this mess in the future other than to say that I have a flex week deed which also states it is an UDI. But that point also may have been made.

 

[JoeMid]

I chimed in because I was most confused (I think I said I was lost (mentally not geographically)). My information could not be complete because I couldn't tell from the discussion if people were talking about having a real deed or if there was a Sunterra trust. I now know that there is both and perhaps some are talking about one and some are talking about the other. However, John (and he should know) says that 1000 points is only in one.

CharlesS

PS I do not own SunOptions and was only trying to figure out what was going on. I will try to stay out of this mess in the future other than to say that I have a flex week deed which also states it is an UDI. But that point also may have been made.

John is wrong, in Sunterra, a 1000 SunOptions ownership could be, for example, a deed for 1000 SunOptions represented by a UDI at any resort that sold that way, or it could be a share of the Florida Trust/CSV-1. I'm sure there may be other ones out there, maybe an EOY deed for a 2000 pt studio week at some of the resorts. The lowest point value week in the SunOption book is 1500, just for info.

UDI can mean many things. If you own a Flex Week Deed, the UDI could mean that you and all other flex week deed holders have an UnDivided interest in a specific unit, or a group of units, and/or the common areas. The UDI most commonly discussed as a Sunterra owner is a deed for an UnDivided Interest that represents a fractional/points share of a group of units. It's easy to not understand what they're doing with this and that's part of what makes working with Sunterra on the resale end so hard.

 

[JoeMid]

Sheesh

It is that nice, you can be griped off all you want.

That's exactly what gripes us off about SunTerra & Club SunTerra & SunTerra Trust & just about everything SunTerra except their actual, you know, timeshare resorts, which are fine. We have non-Club resale ownerships at 2 of'm that we like very much.

To get the flexibility of a points system (partial-week reservations, last minute discount reservations for just a few points, etc.) we settled for RCI Points rather than shell out any good green money for Club SunTerra membership that would leave us with nothing we could resell when we get tired of it -- nothing, that is, but the underlying timeshare deeds, which we already owned via resale purchase anyway. Sheesh.

I mean, Club SunTerra might be plenty nice, but not that nice -- not worth paying big bux for when it evaporates upon resale. (Notice I'm not saying anything negative about SunTerra's business model, which I can believe works great for the SunTerra bottom line. That's in respectful memory of Spence. Hey, nice business model you've got there, Mr. SunTerra. Good luck with it. How's it going for ya ? )

-- Alan Cole, McLean (Fairfax County), Virginia, USA.​

 

[timeos2]

The trust has no UDI for the buyers

John is wrong, in Sunterra, a 1000 SunOptions ownership could be, for example, a deed for 1000 SunOptions represented by a UDI at any resort that sold that way, or it could be a share of the Florida Trust/CSV-1. I'm sure there may be other ones out there, maybe an EOY deed for a 2000 pt studio week at some of the resorts. The lowest point value week in the SunOption book is 1500, just for info.

As for being wrong I'm afraid it isn't me. The current Trust does NOT sell UDI but RTU (Right To Use) good at all resorts in the Trusts. What the status is for resale on that is a completely different issue and I'm not clear on it at all. But the current Trust (not sure about the first one as even the Trusts are split) does NOT give you any UDI ownership thus my statement that 1000 UDI points are a non-Trust sale. The whole idea of the trusts was to remove the hassle (for Sunterra) of dealing with deeded rights. They hold them for the trust - they are not assigned to the buyers.

But the "point" is that the 1000 SunOptions in anything BUT the Trust (and that only started about 2 years ago and only at some of the resorts) when offered for resale would ONLY be good at the resort the UDI was based at. So the buyer would end up with only one resort and only a tiny slice of a unit for a day or two. So effectively thats all the seller has to offer. The Club portion and use disappears at resale.

UDI can mean many things. If you own a Flex Week Deed, the UDI could mean that you and all other flex week deed holders have an UnDivided interest in a specific unit, or a group of units, and/or the common areas. The UDI most commonly discussed as a Sunterra owner is a deed for an UnDivided Interest that represents a fractional/points share of a group of units. It's easy to not understand what they're doing with this and that's part of what makes working with Sunterra on the resale end so hard.

And again if that UDI is sold the Club features are stripped and you'd be selling/buying only a UDI right to the single resort.

 

[JoeMid]

Sheesh

As for being wrong I'm afraid it isn't me. The current Trust does NOT sell UDI but RTU (Right To Use) good at all resorts in the Trusts. What the status is for resale on that is a completely different issue and I'm not clear on it at all. But the current Trust (not sure about the first one as even the Trusts are split) does NOT give you any UDI ownership thus my statement that 1000 UDI points are a non-Trust sale. The whole idea of the trusts was to remove the hassle (for Sunterra) of dealing with deeded rights. They hold them for the trust - they are not assigned to the buyers.

But the "point" is that the 1000 SunOptions in anything BUT the Trust (and that only started about 2 years ago and only at some of the resorts) when offered for resale would ONLY be good at the resort the UDI was based at. So the buyer would end up with only one resort and only a tiny slice of a unit for a day or two. So effectively thats all the seller has to offer. The Club portion and use disappears at resale.



And again if that UDI is sold the Club features are stripped and you'd be selling/buying only a UDI right to the single resort.

Nowhere did I say that the Trust was a UDI. The Trust is also not what is normally considered a RTU with an expiration. With the Trust you 'own' a share of the Trust, you don't hold a deed, you don't have a RTU, you are a member of the Trust that holds the deeds.

And absolutely nowhere did I say that Club benefits transfered on resale.

 

[JoeMid]

I have some UDI points in Club Sunterra. Can they be sold? If not, how does one dispose of them when you're no longer wanted? Thanks

The only way I can figure to do away with small useless UDIs is to buy more. Buy a nice sizable chunk of trust resale, go to the sales center, lump your useless UDI in a trade for all Trust, of course you'll have to spring some developer bux to do it. you end up with a Trust account that's in the Club and you are free of the UDI.

 

[AwayWeGo]

Thanks. I Needed That.

It is that nice, you can be griped off all you want.

I expressed that poorly & should have taken care to specify it's just my subjective attitude as it aplies to me only, & certainly not intended as a reflection on members who are positive about Club SunTerra.

Sorry about letting my antipathy to SunTerra's hard-sell arm-twisting "owner updates" & to SunTerra's resale-ineligible timeshare Club spill over onto TUG-BBS. I mean, their high-pressure "updates" are about on a par with all the other hard-sell timeshare sales pitches I've been exposed to, & no doubt their mini-system is worth it in the experience of lots & lots of satisfied customers. If I don't like it, I don't have to buy it -- & not buying it should be sufficient, with no need to throw rocks.

Thanks for the course correction.

-- Alan Cole, McLean (Fairfax County), Virginia, USA.​

 

[timeos2]

Nowhere did I say that the Trust was a UDI. The Trust is also not what is normally considered a RTU with an expiration. With the Trust you 'own' a share of the Trust, you don't hold a deed, you don't have a RTU, you are a member of the Trust that holds the deeds.

And absolutely nowhere did I say that Club benefits transfered on resale.

You do have a RTU (call it a Share if you like) in the Trust. It can be terminated by simply missing one year of payment. You own nothing but a promise of future use and the right to pay the annual fees. That type of ownership doesn't appeal to me no matter who offers it. Too much faith in the ongoing ability of the developer/operator to stay healthy. It is closer to a travel club, but at least one with some real estate backing it, than a timeshare.

Since you "never said" the Trust was UDI then how is it you feel I was wrong in stating that 1000 UDI points has to based at a resort? There are by definition. Since you didn't say Club rights can be transferred at sale and thus those UDI points become orphans should they be sold what is your issue? It's those virtually worthless UDI points with excessive annual fees that this thread started with. I don't understand what you are arguing about.

UDI points aren't Trust. Trust isn't UDI. UDI is deed based at a specific resort. Trust ownership is not. Club rights don't transfer at resale. What else is there to say?

 

[JoeMid]

You do have a RTU (call it a Share if you like) in the Trust. It can be terminated by simply missing one year of payment. You own nothing but a promise of future use and the right to pay the annual fees. That type of ownership doesn't appeal to me no matter who offers it. Too much faith in the ongoing ability of the developer/operator to stay healthy. It is closer to a travel club, but at least one with some real estate backing it, than a timeshare.

Since you "never said" the Trust was UDI then how is it you feel I was wrong in stating that 1000 UDI points has to based at a resort? There are by definition. Since you didn't say Club rights can be transferred at sale and thus those UDI points become orphans should they be sold what is your issue? It's those virtually worthless UDI points with excessive annual fees that this thread started with. I don't understand what you are arguing about.

UDI points aren't Trust. Trust isn't UDI. UDI is deed based at a specific resort. Trust ownership is not. Club rights don't transfer at resale. What else is there to say?

I'll call it a share because it's not called a RTU. You're right about 1000 UDI points has to based at a resort. And, you seem to fully understand the bottom line even if....

 

[JoeMid]

Shux

Given your new/current avatar (always seems to be subject to change, What me Worry) You seem to be confusing the timeshare company with a Canadian market, or maybe a garden products company, a home builder, a farm, a tent company, a gothic music group, a concrete products company, some apartments, a paint/antique finish, or a wine. Who knows? Lucky for them, they were bought and changing their name to Diamond. Wouldn't want the world to be confused.

I expressed that poorly & should have taken care to specify it's just my subjective attitude as it aplies to me only, & certainly not intended as a reflection on members who are positive about Club SunTerra.

Sorry about letting my antipathy to SunTerra's hard-sell arm-twisting "owner updates" & to SunTerra's resale-ineligible timeshare Club spill over onto TUG-BBS. I mean, their high-pressure "updates" are about on a par with all the other hard-sell timeshare sales pitches I've been exposed to, & no doubt their mini-system is worth it in the experience of lots & lots of satisfied customers. If I don't like it, I don't have to buy it -- & not buying it should be sufficient, with no need to throw rocks.

Thanks for the course correction.

-- Alan Cole, McLean (Fairfax County), Virginia, USA.​

 

[AwayWeGo]

Apology Acceted ?

Given your new/current avatar (always seems to be subject to change, What me Worry) You seem to be confusing the timeshare company with a Canadian market, or maybe a garden products company, a home builder, a farm, a tent company, a gothic music group, a concrete products company, some apartments, a paint/antique finish, or a wine. Who knows? Lucky for them, they were bought and changing their name to Diamond. Wouldn't want the world to be confused.

Well, I said I was sorry. Now I'm wondering how long it will take for me to live it down.

Meanwhile, regarding those little pictures, it's true I stuck with Alfred E. Neuman initially, then switched to something else on request. Later I realized there's no reason to go with 1 & only 1 -- even though for steady pix it's hard to top Alfred E. Neuman.

Since that 1st picture switch, I've been refreshing the image with a new 1 approximately once a week, just for variety & nothing more. (No need to read anything into or out of any particular little picture that's up there, other than 1 more avenue for harmless semi-relevant fun while participating in TUG-BBS.)

I've stored up lots more mostly recognizable images for future little-picture updates. Let me know if you have any special requests.

-- Alan Cole, McLean (Fairfax County), Virginia, USA.​

 

[CharlesS]

Just in fun. Serious readers may ignore.

[ Let me know if you have any special requests.

I was going to ask for a picture of your horn but your links at the bottom brought it up. By the way, the URL on smoking does not work (maybe it's your way of saying you stopped since the URL stopped).
Charles

 

[AwayWeGo]

Ex-Horn. (YHR-668 Replaced By YHR-666.)

Just in fun. Serious readers may ignore.

Whoa ! -- TUG-BBS has serious readers? Who knew?

I was going to ask for a picture of your horn but your links at the bottom brought it up. By the way, the URL on smoking does not work (maybe it's your way of saying you stopped since the URL stopped).
Charles

The linked horn picture is left over from photos I used when I listed my Yamaha YHR-668 on eBay -- got taken to the cleaners on that sale, but that's another story. The picture was still OK for TUG-BBS purposes, so there it is. I tried updating stuff in the "signature" links -- e.g., that defunct no-smoking hotlink to some overseas picture of a Czech Marlboro pack -- but I found a curious phenomenon when I tried. It turns out the TUG Grand Pro added a limit to the characters that will fit in a TUG-BBS member's "signature" file -- a limit that was not in effect when I set up that link-filled "signature." So when I tried replacing the dead Czech Marlboro link with a live hotlink from somewhere else, it would not go. Therefore, neither would an updated horn picture, nor an updated picture of me & The Chief Of Staff, or anything. Not only that, I have to wonder whether it was my own size-extravagance in my TUG-BBS "signature" file that led the Grand Pro to establish a "signature" file size limit in the 1st place, I don't know.

Click here for a picture of my eBay Yamaha YHR-666 with me at the controls. It's from a December 2006 band rehearsal.

BTW, it's semi-risky to use somebody else's bandwith via "hotlinking" to a picture on that person's web site. Suppose, for example, the Czech folks somehow got wise that I had hijacked a tiny bit of their bandwidth via that hotlink to their Marlboro pack image & so, just to teach me a lesson, they replaced the Marlboro picture with some horribly inappropriate X-rated disgusting image that would get me banned for life from TUG-BBS -- but they gave that gross picture the same file name & location that originally went with the Marlboro picture. That would mean anytime anybody clicked my "Tobacco Free" link, they'd see some obscene graphic instead of what I meant for'm to see & I'd be paid back bigtime for violating the no-hotlink taboo.

The only reason I can think of that my oversize TUG-BBS "signature" file still works is that it's inadvertently grandfathered in -- that is, the software applies the size limit to new "signature" files but was not instructed to pay any attention to "signature" files that are already in the system. So my choice is to live with my oversize & working but semi-outdated "signature" file, or update it & figure some way of keeping it within the new size limit. What I'm thinking of doing is establishing a link-laden page off-site & then using the TUG-BBS "signature" file to link to that. For now, I'm living with my TUG-BBS status quo except for changing those little "avatar" pictures more or less weekly.

-- Alan Cole, McLean (Fairfax County), Virginia, USA.​

 

[Kauai Kid]

Sunterra Points Super Sales Pitch on Kauai

I foolishly attended the Point at Poipu sales pitch to learn something about points and save $150 on the maintenance fee. I've never been on this discussion board prior to this post.

What I learned was initially the points were so wonderful I'd have to pay $46,500 to convert my two ocean front weeks unit into points.

After balking and not seeing the worth to us of points after 1 hr and 45 minutes of brow beating the Super Closer, who questioned my intelligence, said their last and final offer was $4,500 to join the Sunterra Points club and the decision had to be made right then. I said, you mean to tell me if I think it over tonight you won't accept the $4,500 tomorrow. He said no and walked away.

As my Grandmother use to say, bless her soul, "Stand for something or you'll fall for anything."

Glad I listened to Grandma Lewis,

Sterling

 

[JoeMid]

I foolishly attended the Point at Poipu sales pitch to learn something about points and save $150 on the maintenance fee. I've never been on this discussion board prior to this post.

What I learned was initially the points were so wonderful I'd have to pay $46,500 to convert my two ocean front weeks unit into points.

After balking and not seeing the worth to us of points after 1 hr and 45 minutes of brow beating the Super Closer, who questioned my intelligence, said their last and final offer was $4,500 to join the Sunterra Points club and the decision had to be made right then. I said, you mean to tell me if I think it over tonight you won't accept the $4,500 tomorrow. He said no and walked away.

As my Grandmother use to say, bless her soul, "Stand for something or you'll fall for anything."

Glad I listened to Grandma Lewis,

Sterling

That looks like over 90% off, why didn't you jump on that, what, didn't come with any extra points?

 

[Kauai Kid]

Two floating weeks a year work just fine and we didn't see any advantage for us whatsoever to convert to points and losing the deeds for both weeks and having to pay $5K for the alleged advantage.

After scanning a few posts and getting even more confused about points believe we made the correct decision.

Next time I'll avoid the points scam at Sunterra. They can keep their $150 and worthless "free" gift.

Sterling