Well, the only thing I was thinking, was that maintenance fees don't seem to climb linearly, Meaning...4800 points may cost $850 MF, but 9600 points don't cost $1700. So, instead of buying two separate bundles, it makes more sense to buy one bigger one. I'm just not sure where the sweetspot is... I'm leaning towards one Every Other Year bundle with around 10k Points.
You're very close here....
There are several good threads on the best HGVC points for a given use...
Keep in mind, there are really 4 considerations to HGVC points (IMHO simplified):
- Home resort (maybe not a factor for you...)
- Initial purchase cost per point (size/# unit nights needed and all closing costs)
- Ongoing MF's and club dues (annually)
- Planned time of ownership (????)
For short-term ownership (which would include selling/trading/adding points) clearly initial purchase cost is going to be a big factor. For longer term ownership (YMMV) the cost of higher MF's is going to become a factor and thus, more expensive (initial purchase) points contracts may be more lucrative in the long run. In addition, some higher-MF properties may be harder to sell. Also, I think the ongoing status of affiliate properties (which can be efficient points) may be in question right now.
You might consider answering the questions in the post link below:
http://www.tugbbs.com/forums/showthread.php?t=208742
When you click on the link above this line, it will take you to a thread on this forum (TUG). Read the first post. It is a series of questions that you can answer to help the members of this board give you some (educated) advice. It's easy: just click the link above and hit the "quote" button at the bottom of the first post. Then, a box will pop-up will the questions in it. Just answer each question as honestly as possible. when you're done, just click the "submit reply " button under the box. Your post will then be moved to a 'new thread' where people can help you find what is right for you.
A few things to expect/consider when you complete the questionnaire:
Answering the $$$ questions honestly is important--People buy for $1 and $35k--overspending won't necessarily improve your vacation experience
You will get a lot of replies. People like to help. Don't be overwhelmed.
Depending on your answers, you may get some very strong/biased advice.
It is not unusual for people to have 'back and forth' discussions about your answers--you won't necessarily understand it all. That's normal.
There are several 'stickys' or 'faqs' that contain basic TS advice in the "New to Timesharing? Look Here!" section. suggest you read these first.
You don't need to be an expert in timeshares to own or enjoy them...
No rush. Take your time. Don't Ebay something and regret it later.
If you're interested in HGVC, then say so, and why. Timeshares typically make lousy hotel-points conversions. I wouldn't buy for that. Of course, Open Season isn't a bad option, but the rates keep rising.
that's it for my advice...oh, one more thing:
If you're concerned about a vacation next year or 2 years away, many here can steer you to a great rental that might cost no more than it would if you owned the timeshare--without the purchase price.