Don't discount a single week timeshare, especially for newbi's. I own Magic Tree in Kissimmee. It is a gold crown resort. MF's on a 2bd are $625 a 1bd is $575. They are floating weeks. They haven't raised MF's in 15+ yr's. They have more free amenities than most Marriot's or Hiltons. You can buy them right from the resort. 1bd's are free & 2bd's are around 1K and they do a quick deed so little cost there. You can belong to any trading you want, or as many as you want. i belong to both rci & II.
Here's my point. For the MF's you would pay a lock-off starting around $1200 if your lucky, you could own 2 weeks above. The Marriot in Orlando probably around 2K for a week. Splitting a 2bd gives you 2-1bds. For the same mf's above you have 2-2bds. Of coarse some 1bd's can have a higher value than a 2bd along with the higher mf's. You also have to know you can get the 2 weeks you want because you're deeded the same week.
Most major point systems (marriot, hilton, wyndham bluegreen diamond) are going to charge around 2k for a 1week 2bd of points. The ones mentioned above probably 1k or more. But with points you need to check what resorts are in their system & see if that's what you want. Also a lot of people think because they have all these points in a 2bd they can get a lot of different stays and that is true but you have to give something up. In other words you have to go to a smaller unit, off season, week days not week ends, etc. If you stay x-mas week in a 2bd it will use all your points. That doesn't account for booking fee's etc.
The thing about trades is they have become a lot more expensive lately. To me it don't hardly pay. To pay a trading fee of 250-300 was bad enough but now the resorts your trading to want a cut also. So on top of the trading fee their can be resort fee's parking fee's etc which can up to another 100-300 depending on the resort. (thank you Hilton). Which to me makes trading not worth it a lot of times, but not always.
I have owned Marriot, Hyatt, they just got to a point they weren't worth it to me. I still own Hilton and I'm slowly coming to the same conclusion. And then there's Magic Tree which i love.
My point is to show some of the differences between the different systems. There is no right or wrong in what system you prefer. But if i was new to timesharing and starting off new i would buy a resort such as Magic Tree,1 week not 2, join a trading company mainly for the getaways. And after i had tried it for a while if i wanted something else later i would have a better idea. It is one of the cheapest way's i know to own a timeshare and learn. By the way, you can give your week back to Magic Tree for 2 yrs mf's or less anytime.