You have to open your own account. There is a $224 fee to open an RCI account the first time you purchase at a resort that trades in the RCI system. Any future weeks you buy only cost $99 to enroll. That is upon rare occasion paid by the seller but otherwise is collected from you by whatever resale or closing company is handling the sale.
You will have to pay an annual fee to stay in the RCI exchange program and the current best deal is three years for $321. You might want to consider paying the extra to be in the platinum program and the best deal on it is $171 for three years. Below are the benefits of the platinum program and they are more beneficial to point owners than week owners as I recently learned.
Even though you are points you still have the option of using your week at your resort and you need inform RCI of your intent to do that by or before the start of your use year. When you do that you don't pay the exchange fee. If that is all you ever want to do, you don't have pay the annual RCI fee to keep your week/points in their system.
For each week you book using your points there will be a $230 exchange fee, it is less if you do less than full week stays. If you add a guest the fee is $69. RCI often has sales and you can pick up weeks really cheap with no points and no exchange fee. They have sales pretty regularly and the prices range any where from $199 to $349 and sometimes more depending on the sale, the resort and unit size.
Many resorts are managed by a management company and they will be collecting your maintenance fees. You will need to know your contract number to get yourself registered online with them if you want to be able to pay your maintenance fees online. With other resorts you will pay your mf's directly to the resort. You may have to call the management company or your resort for help getting set up with your RCI account. If you are buying resale and not from a developer I wouldn't count on the closing company doing anything more than collecting the fee.
City Attractions
Save 20% off things to do when you travel with a Go City Card multi-attraction pass. Passes include admission to top attractions, tours, museums, and more in 11 popular destinations for one low price. Pay nothing at the gate. More choices, more savings.
Complimentary Unit Upgrades & Changes
Here’s how it works: when you book your confirmed Exchange vacation, you’ll have the opportunity to receive Complimentary Unit Upgrades and Resort Changes. Just let us know you’re interested in a unit upgrade or resort change. Within two weeks of check-in, if one of the resorts you’ve specified, or a bigger unit at your confirmed resort becomes available, we’ll change your reservation and provide you with the details.
Savings Dollars
Earn Savings Dollars on select RCI transactions you already do (like paying exchange fees and renewing your RCI® subscribing membership).Then it’s up to you how you redeem them – hotel stays, home electronics, fashion, wine (where legally available to ship), jewelry, sporting goods, dining certificates and more.*
Priority Access
Get exclusive access to exchange vacations at select hotels and resorts before they’re made available to standard RCI® subscribing members for exchange.
RCI Platinum Points Extension
Get more time to enjoy your Points! As an RCI Platinum member, who is also an RCI Points®member, you are eligible to extend your unused Points for Two Use Years, as compared to standard RCI members who can extend their Points for only One Use Year, when they pay the same applicable fee. While extended Points expire at the end of a Third Use Year for standard RCI members, RCI Platinum members will enjoy a Fourth Use Year with no additional fee.
10% Discount on Extra VacationsSMgetaways and Last CallSM Vacations
Enjoy an additional 10% off all your Extra VacationsSM getaways and Last CallSMVacations — even those already on sale.*
Free Ongoing Search
Can’t find the vacation you’re looking for right now? We’ll keep a lookout for you 24/7 and you won’t be charged your exchange fee until we find a match!
Free On-Hold Vacations
Not quite ready to book? We’ll hold your vacation for you without a fee while you iron out those last minute details.
Platinum Previews
RCI Platinum members have first dibs on Extra VacationsSM getaways sales! With RCI Platinum membership, see (and book) Extra Vacations getaways sales one day earlier than standard RCI members.
RCI®Points Partner Program
Make your Points go farther! RCI Platinum members, who are RCI Points members, can use more of their annual Points allocation when booking travel – 50% of your annual Points allotment, rather than 33% for standard RCI members.
Platinum Cruise Exchange
RCI Platinum members still receive an extra $25USD off per cabin towards the purchase of select cruises (and can enjoy this benefit on an unlimited number of cabins, so bring along the whole family!)
Priority Answer
RCI Platinum members who call 1.866.545.7205 get quicker access to our knowledgeable guides. Enjoy fast answers from the RCI Platinum experts who are waiting to help you with your vacation planning!
Free Points Transfers
Know an RCI Points member that could use additional Points? Lucky them! Now RCI Platinum members no longer pay a Points transfer fee, so transfer away!
RCI Platinum® Guided Vacations
Looking to explore exotic locales? Or do you want to visit renowned golf, ski, and spa destinations in the U.S.? Either way, we’ve got a vacation tour for you! Plus, RCI Platinum members receive an extra $25USD per couple towards the purchase of select tours, as compared to standard RCI members.