I Have a 1 bedroom annual 49000 points unit. I get deeply discounted extra week in the VV family as well, but I don't use them. I track II more than RCI.
You can pick up a 49K or 98K RCI points unit for the transfer cost. (1 & 2 bedroom, and $455 & $910 MF respectively.). There are a few listed in
Free Timeshares now, including a $49K from me. I have decided to focus my trading in II. have bought a 2 bedroom Marriott that will displace my Grandview, and I already own 3 Vistana units.
For $1-2K you can get a 61K or 122K RCI points unit with the same MFs as above. Best play if you are going to hold more than 5 or 6 years. The other is less capital outlay and thus cheaper in the short run.
The Grandview units noted above have a great MF to RCI Points ratio. This works well if you want to travel around, and as
@montygz noted, cheap exchanges into other Vacation Village properties.. Don't look at units below that 49K and 98K Points. Poor value and hard to get rid of.