Before you give your deed by to Wyndham, these things have to happen. You cannot owe Wyndham any money on the deed, your maintenance fees have to be paid in full, and they are willing to take the deed back. Once they take it back, all existing upcoming reservations are canceled, including RCI and Club Pass. They might have a different start point for your use year, depending on when all of the process is finalized. Be sure to ask for the Limited Edition program so they can consider giving you the 3 years use of points. If you qualify for Limited Edition, your current VIP status will granted to you and you will have 3 years use of the points that you gave back. The points cannot be carried over from year to year.