We just acquired 15000 annual points from the resale market after coming very close to spending 18k for 15000 bi-annual points from the developer. I stumbled on to TUGGBS today and after realizing how little I knew am wondering if 15k annual points is enough, the DDW and I usually make a couple of random weeklong trips a year, and we usually make one 4 or so day trip with our daughter. I am still waiting on all of the closing documents but know ahead of time I will have to set up a RCI account to trade for time at Virginia Beach, my sister-in-law lives in that area so it is usually a mid-fall trip for us.