They are chasing us for maintenance fees via "Monterey Collections" in Oceanside, CA. I worried a bit that simply talking to them (only to say I didn't acknowledge it and El Cid was a scam) could be held against me, but since nothing was in writing, that's probably a paranoid thought on my part. Now I'm debating if I just mail their letter back with the line "The attached is not acknowledged as valid." Or would even that be too much involvement? No email address was provided, and they're not emailing us. I suspect maybe this is a trick, because I am invited to "create an account" on their site. **If I simply create an account, I think that could be seen as acknowledgement of debt?** I mention that to you because I would recommend a) not talking to them, just hang up, assuming Monterey calls you, and b) don't create an account. That simply echoes the advice given by EasyRider above to not cooperate in any way, but I thought it was worth echoing.
I wish we could find all of the other victims. There have to be plenty!