• The TUGBBS forums are completely free and open to the public and exist as the absolute best place for owners to get help and advice about their timeshares for more than 30 years!

    Join Tens of Thousands of other Owners just like you here to get any and all Timeshare questions answered 24 hours a day!
  • TUG started 31 years ago in October 1993 as a group of regular Timeshare owners just like you!

    Read about our 31st anniversary: Happy 31st Birthday TUG!
  • TUG has a YouTube Channel to produce weekly short informative videos on popular Timeshare topics!

    Free memberships for every 50 subscribers!

    Visit TUG on Youtube!
  • TUG has now saved timeshare owners more than $23,000,000 dollars just by finding us in time to rescind a new Timeshare purchase! A truly incredible milestone!

    Read more here: TUG saves owners more than $23 Million dollars
  • Wish you could meet up with other TUG members? Well look no further as this annual event has been going on for years in Orlando! How to Attend the TUG January Get-Together!
  • Sign up to get the TUG Newsletter for free!

    Tens of thousands of subscribing owners! A weekly recap of the best Timeshare resort reviews and the most popular topics discussed by owners!
  • Our official "end my sales presentation early" T-shirts are available again! Also come with the option for a free membership extension with purchase to offset the cost!

    All T-shirt options here!
  • A few of the most common links here on the forums for newbies and guests!

MVC MFs vs HGVC

dioxide45

TUG Review Crew: Expert
TUG Lifetime Member
Joined
May 20, 2006
Messages
50,965
Reaction score
22,451
Location
NE Florida
Resorts Owned
Marriott Grande Vista
Marriott Harbour Lake
Sheraton Vistana Villages
Club Wyndham CWA
I think we are speaking 2 different languages. I am thinking of 2BR Grand Chateau deeded week. MF is $1,576.23. It is a fairer comparison.

  • Marriott Grand Chateau, 2 Bedroom EY Platinum
  • Operating Fee: $1096.48
  • Replacement Reserve: $405.76
  • Property Taxes: $73.99
  • TOTAL: $1,576.23
  • 4.18% increase over 2024
It seems the OP included Grand Château in their list of "'points only' MVC locations" when it shouldn't have been.
 

ljmiii

TUG Review Crew
TUG Member
Joined
Mar 25, 2008
Messages
2,550
Reaction score
1,615
Location
NY, NY
I think we are speaking 2 different languages. I am thinking of 2BR Grand Chateau deeded week. MF is $1,576.23. It is a fairer comparison.
No question. I had completely forgotten that Grand Chateau was sold as weeks. Thank you! (and editing original post).
 

jp10558

TUG Review Crew: Veteran
TUG Member
Joined
Oct 31, 2022
Messages
1,632
Reaction score
1,121
Location
Southern Tier NY
Resorts Owned
HGVC Seaworld
Wyndham Smoky Mountains
Foxrun Lake Lure
While I agree from one perspective (what does it cost to own a week) I disagree in another (what does it cost an owner to visit for a week).

If you own MVC and want to visit South Beach, Waikoloa, or Vegas using your ownership the numbers are quoted *are* the price you will be paying if you are using Trust Points. My average enrolled point costs are somewhat lower...but even at a 1/3rd discount I found the numbers to be eye opening.

Miami Beach - HGVC McAlpin $2,350.13 vs MVC South Beach ~6,275 pts/wk = $5,112.87 (* 2/3 = $3,374.49)
Waikoloa - HGVC Waikoloa Bay Club $2,088.11 vs MVC Waikoloa - ~5,675 pts/wk Pool View = $4,623.99 (* 2/3 = $3,051.83)
Las Vegas - HGVC Elara $1,331.68 vs MVC Grand Chateau ~3,675 pts/wk = $2,994.39 (* 2/3 = $1,976.30)
I think we are speaking 2 different languages. I am thinking of 2BR Grand Chateau deeded week. MF is $1,576.23. It is a fairer comparison.
I don't know how MVC manages seasons, but it's also the case that if you book say McAlpin in club reservation window, you can use any points, so that also affects what you're paying to stay. I.e. in December leading to Christmas McAlpin was 8,000 instead of 11,200pts. MVC owned weeks would be an II exchange, but that takes the whole week. With my Sea World deed, including whole club dues cause I don't yet have another deed - I get 11,200 pts, but only had to "spend" 8,000 for that December week. I expect Abound would vary with season maybe, but I'm almost certain the deeded weeks don't for MFs. In that case, you're either paying the entire $1,576.23 vs ~72% of the HGVC deed OR you're comparing whatever the points discount for seasons is, but starting from a seemingly much higher number.

EDIT: Of course, I got a platinum deed. I guess if you had a gold deed with HGVC that wouldn't be true. So I guess maybe my whole idea is out the window lol.
 

VacationForever

TUG Review Crew
TUG Member
Joined
Dec 5, 2010
Messages
17,130
Reaction score
12,321
Location
Somewhere Out There
I don't know how MVC manages seasons, but it's also the case that if you book say McAlpin in club reservation window, you can use any points, so that also affects what you're paying to stay. I.e. in December leading to Christmas McAlpin was 8,000 instead of 11,200pts. MVC owned weeks would be an II exchange, but that takes the whole week. With my Sea World deed, including whole club dues cause I don't yet have another deed - I get 11,200 pts, but only had to "spend" 8,000 for that December week. I expect Abound would vary with season maybe, but I'm almost certain the deeded weeks don't for MFs. In that case, you're either paying the entire $1,576.23 vs ~72% of the HGVC deed OR you're comparing whatever the points discount for seasons is, but starting from a seemingly much higher number.

EDIT: Of course, I got a platinum deed. I guess if you had a gold deed with HGVC that wouldn't be true. So I guess maybe my whole idea is out the window lol.
I agree that it is difficult to compare unless we are treating the same season and size for both systems. I had looked at HGVC, you can get the same points for a 2BR of lower season and even size, as for a higher season 1BR, when buying a deeded week. For MVC, if you purely look at trading in II, a week is a week regardless of season. However, if you elect Club Points, then it varies depending on season.
 

CalGalTraveler

TUG Review Crew: Veteran
TUG Member
Joined
Dec 21, 2014
Messages
10,508
Reaction score
9,098
Location
California
Resorts Owned
HGVC, MVC Vistana
$1576 GC is $245 more per year than Elara at $1331.

Other key HGVC Vegas two bedrooms 11,200 pt plats are at Blvd, Paradise and Flamingo resorts. Blvd is lowest at $1132 - a $444/year difference in MF. All have mid week tidies.

The others are in-between Blvd and Elara MF so cheaper

These can be easily traded into Elara via points.
 

ljmiii

TUG Review Crew
TUG Member
Joined
Mar 25, 2008
Messages
2,550
Reaction score
1,615
Location
NY, NY
$1576 GC is $245 more per year than Elara at $1331.

Other key HGVC Vegas two bedrooms…
Like you I rate Elara slightly higher than GC and so considered that comparison more ‘fair’ than the other three you mentioned (which based on reviews I consider worse…but have never actually stayed in).
 

dioxide45

TUG Review Crew: Expert
TUG Lifetime Member
Joined
May 20, 2006
Messages
50,965
Reaction score
22,451
Location
NE Florida
Resorts Owned
Marriott Grande Vista
Marriott Harbour Lake
Sheraton Vistana Villages
Club Wyndham CWA
$1576 GC is $245 more per year than Elara at $1331.

Other key HGVC Vegas two bedrooms 11,200 pt plats are at Blvd, Paradise and Flamingo resorts. Blvd is lowest at $1132 - a $444/year difference in MF. All have mid week tidies.

The others are in-between Blvd and Elara MF so cheaper

These can be easily traded into Elara via points.
But there is more that makes up the maintenance fee than a mid-week tidy. Does Grand Chateau offer any other services that Elara doesn't? Grand Chateau offers included valet parking. I believe only self parking is free at Elara.
 

dioxide45

TUG Review Crew: Expert
TUG Lifetime Member
Joined
May 20, 2006
Messages
50,965
Reaction score
22,451
Location
NE Florida
Resorts Owned
Marriott Grande Vista
Marriott Harbour Lake
Sheraton Vistana Villages
Club Wyndham CWA
To save up to $444/year, I will happily self park. Besides you still need to tip.
I would too, but self parking isn't an option at Grand Chateau. Apparently they can't do it if they wanted to given the configuration of the garage and the volume of vehicles. The money has to come from somewhere.
 

jp10558

TUG Review Crew: Veteran
TUG Member
Joined
Oct 31, 2022
Messages
1,632
Reaction score
1,121
Location
Southern Tier NY
Resorts Owned
HGVC Seaworld
Wyndham Smoky Mountains
Foxrun Lake Lure
I would too, but self parking isn't an option at Grand Chateau. Apparently they can't do it if they wanted to given the configuration of the garage and the volume of vehicles. The money has to come from somewhere.
Though this is well into the "what should you be forced to pay for" vs what seems like "drip pricing", in cities where you may elect to walk or taxi / uber instead of renting or bringing a car, parking probably ought to be "optional". In Flamingo it was self park free in a garage or self park in 10 spots right by the door for I think $25 a night. That's still $175 for a week, so if you're saving over that it's gravy for everyone, but if you're a person who doesn't bring a car in Vegas for whatever reason - it'd kind of chaff to pay $175 "just in case".

What seems clear to me from this is it'll be easier to have a lower MF price with HGVC than MVC, which seems to jive with my overall impression from TUG. My "not great" Seaworld MFs, even with the "Florida Tax" now seem like a good deal vs the Abound competitor for points based easy club bookings. I'd be even easier if I'd held out for a good Vegas deed, or if I ever add a Scotland deed.
 

dioxide45

TUG Review Crew: Expert
TUG Lifetime Member
Joined
May 20, 2006
Messages
50,965
Reaction score
22,451
Location
NE Florida
Resorts Owned
Marriott Grande Vista
Marriott Harbour Lake
Sheraton Vistana Villages
Club Wyndham CWA
What seems clear to me from this is it'll be easier to have a lower MF price with HGVC than MVC, which seems to jive with my overall impression from TUG. My "not great" Seaworld MFs, even with the "Florida Tax" now seem like a good deal vs the Abound competitor for points based easy club bookings. I'd be even easier if I'd held out for a good Vegas deed, or if I ever add a Scotland deed.
I think it depends on how you use each system. HGVC is primarily points when going outside your home resort. The best usage with MVC is leveraging lock offs to use at other resorts. Points are a finite currency that can get you something of equal value. I don't know all the point values but in order to stretch your points you need to be willing to stay during a lower demand time of the year, a 'lesser' resort or a stay in smaller units. The same isn't necessarily true to MVC deeded weeks. I can lock off my unit and get two weeks to exchange through Interval International; a one bedroom and a studio. I can take each of those and exchange them into other Marriott resorts, mostly into two-bedroom units and often during decent times of the year. Not necessarily ultra peak, but not always mud season either. I am getting two weeks out of my one. So, effectively my $2000 MF becomes $1000 for a week in a two-bedroom. Perhaps the same is possible when utilizing the HGVC system. If so HGVC offers some simplicity in using points but I am sure there are situations where I can get two weeks in the same if not better resorts and villas than using a comparative HGVC deeded week to do the same.
 

jp10558

TUG Review Crew: Veteran
TUG Member
Joined
Oct 31, 2022
Messages
1,632
Reaction score
1,121
Location
Southern Tier NY
Resorts Owned
HGVC Seaworld
Wyndham Smoky Mountains
Foxrun Lake Lure
I think it depends on how you use each system. HGVC is primarily points when going outside your home resort. The best usage with MVC is leveraging lock offs to use at other resorts. Points are a finite currency that can get you something of equal value. I don't know all the point values but in order to stretch your points you need to be willing to stay during a lower demand time of the year, a 'lesser' resort or a stay in smaller units. The same isn't necessarily true to MVC deeded weeks. I can lock off my unit and get two weeks to exchange through Interval International; a one bedroom and a studio. I can take each of those and exchange them into other Marriott resorts, mostly into two-bedroom units and often during decent times of the year. Not necessarily ultra peak, but not always mud season either. I am getting two weeks out of my one. So, effectively my $2000 MF becomes $1000 for a week in a two-bedroom. Perhaps the same is possible when utilizing the HGVC system. If so HGVC offers some simplicity in using points but I am sure there are situations where I can get two weeks in the same if not better resorts and villas than using a comparative HGVC deeded week to do the same.
I think it also must depend on your familiarity with the system. While I don't own Marriott because it always seemed "expensive" to me, I did pick up a Fox Run for II trades. Maybe II only works for Marriott now, but my understanding is the summer Fox Run 2 BR trades reasonably well in II. I still see a lot of only 1BR or smaller, so it makes me wonder how realistic II is for the lock off and turn a studio into a 2BR. I'm not saying it can not be done, but again it seems far more "playing a more complicated game" to me than look for a 2BR off season at 5600 pts. Or get 1.5 weeks with a gold season and borrow from next year.

Don't forget, the studio upgrade in II is ~$300 IIRC on top of the ~$200 exchange fee. The 1BR to 2BR is ~$98 on top of the ~$200 fee. Compared to a total $160 in 2 booking fees in HGVC. So those $2,000 MFs is more like $2,900 once you exchange in II. I think Marriott to Marriott might be a little less, not sure, but even if it's $100 less, that's like adding another IDK 5,600pts-8,000 on a HGVC deed. Still seems simpler to me.
 

dioxide45

TUG Review Crew: Expert
TUG Lifetime Member
Joined
May 20, 2006
Messages
50,965
Reaction score
22,451
Location
NE Florida
Resorts Owned
Marriott Grande Vista
Marriott Harbour Lake
Sheraton Vistana Villages
Club Wyndham CWA
I think it also must depend on your familiarity with the system. While I don't own Marriott because it always seemed "expensive" to me, I did pick up a Fox Run for II trades. Maybe II only works for Marriott now, but my understanding is the summer Fox Run 2 BR trades reasonably well in II. I still see a lot of only 1BR or smaller, so it makes me wonder how realistic II is for the lock off and turn a studio into a 2BR. I'm not saying it can not be done, but again it seems far more "playing a more complicated game" to me than look for a 2BR off season at 5600 pts. Or get 1.5 weeks with a gold season and borrow from next year.

Don't forget, the studio upgrade in II is ~$300 IIRC on top of the ~$200 exchange fee. The 1BR to 2BR is ~$98 on top of the ~$200 fee. Compared to a total $160 in 2 booking fees in HGVC. So those $2,000 MFs is more like $2,900 once you exchange in II. I think Marriott to Marriott might be a little less, not sure, but even if it's $100 less, that's like adding another IDK 5,600pts-8,000 on a HGVC deed. Still seems simpler to me.
It's $99 per step up, so a studio to 2BR is only $198. Leverage II Platinum and you save $40 per step up. That said, the membership, upgrade, and exchange fees do add a lot to the equation. I believe the exchange fee is $164 Marriott to Marriott/Vistana.

I can assure you that there are 2BR trades available in II. We do it almost exclusively with our studio and 1BR units. Either Fox Run doesn't have the trade power or the Marriott to Marriott priority is having those 2BR units disappear before they become available to non Marriott owners.

Of course, our ownership don't have to pay the II annual membership nor exchange fees. But understandably that doesn't apply to new resale owners.

All said, if we were buying into timeshare today we would seriously look at HGVC. The only issue is still the lack of resort locations compared to some of the other systems.
 
Last edited:

jp10558

TUG Review Crew: Veteran
TUG Member
Joined
Oct 31, 2022
Messages
1,632
Reaction score
1,121
Location
Southern Tier NY
Resorts Owned
HGVC Seaworld
Wyndham Smoky Mountains
Foxrun Lake Lure
It's $99 per step up, so a studio to 2BR is only $198. Leverage II Platinum and you save $40 per step up. That said, the membership, upgrade, and exchange fees do add a lot to the equation. I believe the exchange fee is $164 Marriott to Marriott/Vistana.
Ahh, it's cheaper than I thought. Good to know. And yea, I like the included RCI with HGVC, so I can see that if included with Marriott for II.
I can assure you that there are 2BR trades available in II. We do it almost exclusively with our studio and 1BR units. Either Fox Run doesn't have the trade power or the Marriott to Marriott priority is having those 2BR units disappear before they become available to non Marriott owners.
Yea, IDK if ongoing searches will make up for it or if my plan for low MF "good trader" will be a bust in the longer run.
Of course, our ownership don't have to pay the II annual membership nor exchange fees. But understandably that doesn't apply to new resale owners.
Yea, I tend to not really compare Max because a resale owner isn't going to get that - so I do count the booking fees. But we do have to compare what you could realistically buy into today I think. I hope Fox Run does pull some off season 2BR Marriotts for me - otherwise IDK, I might have to just say II isn't really for me. If it is good, I might eventually consider a cheap week lock-off at Marriott, but I still think I'm getting more use in other systems.
 

CalGalTraveler

TUG Review Crew: Veteran
TUG Member
Joined
Dec 21, 2014
Messages
10,508
Reaction score
9,098
Location
California
Resorts Owned
HGVC, MVC Vistana
Does MVC sell studios only? If you have a small family of 3-4, MVC studios *might* be a better value than HGVC if you do not mind having that many in a studio.

HGVC studios tend to only allow 2 occupancy MVC/Vistana 4. The latter are also more complete with bigger fridge, cooktop and washer/dryer. Would definitely need a midweek tidy with that many people in room.

Another sweetspot might be one bedrooms if you have 6. HGVCs only allow 4.

May have value if many young children or fam reunion.
 
Last edited:

dioxide45

TUG Review Crew: Expert
TUG Lifetime Member
Joined
May 20, 2006
Messages
50,965
Reaction score
22,451
Location
NE Florida
Resorts Owned
Marriott Grande Vista
Marriott Harbour Lake
Sheraton Vistana Villages
Club Wyndham CWA
Does MVC sell studios only? If you have a small family of 3-4, MVC studios *might* be a better value than HGVC if you do not mind having that many in a studio.

HGVC studios tend to only allow 2 occupancy MVC/Vistana 4. The latter are also more complete with bigger fridge, cooktop and washer/dryer. Would definitely need that midweek tidy with that many people in room.
Vistana sold small 1BR units. I am not aware of Marriott selling studios.
 

ljmiii

TUG Review Crew
TUG Member
Joined
Mar 25, 2008
Messages
2,550
Reaction score
1,615
Location
NY, NY
Does MVC sell studios only?
Not to my knowledge. They did sell 1BRs though, we own a 1BR at Grande Vista and the Custom House is all 1BRs. But the occupancy is 4 people - a King Bed + a sofabed in the LR.
 

ljmiii

TUG Review Crew
TUG Member
Joined
Mar 25, 2008
Messages
2,550
Reaction score
1,615
Location
NY, NY
Yea, I tend to not really compare Max because a resale owner isn't going to get that - so I do count the booking fees. But we do have to compare what you could realistically buy into today I think...
Buying directly from HGVC or MVC isn't the right answer in 99% of cases...but in both systems there is that 1%. And perhaps unsurprisingly the #1 exception in both cases is to buy a bunch of resale weeks and then upgrade (HGVC) or enroll (MVC) those weeks with a direct purchase.
 
Top