My parents have been owners for 30 years.  Around the time Wyndham merged with Travel and Leisure, my Dad passed away and my mom didn’t use her points for a few years.  We are just now getting informed that she missed the enrollment window which expired in 2024 and she isn’t getting the benefits of travel and leisure.  For example, she doesn’t get the benefits of earning Wyndham reward points to pay down maintenance fees.  
Wyndham tried to get her to spend more money (a LOT of money) on buying points to restructure her contract to get this benefit. She is already at the Founders level and doesn’t need more points (or more maintenance fees!) and she is in her 80s.
My brother and I need to figure out if this is something we want to inherit or not (because of all the fees). Today we went to a meeting with a Worldmark rep (we happened to be staying at a Worldmark) and the rep said “maybe” she could use some of her equity to pay down future fees and to make a restructure so she can get the travel and leisure benefits which can offset maintenance fees forever. They said this makes owning more attractive to those who may inherit it.
Anyone have input or advice on what they are telling us? I’m especially curious as to what older Wyndham owners did when the merge happened. Did you have to pay more money/buy points to get the maintenance fee deal they say she is missing out on with Wyndham rewards? She has a Wyndham rewards account but it currently doesn’t allow her to earn points on Wyndham stays to pay down fees. I am truly confused right now. I have been through hours and hours of meetings with Wyndham and don’t get straight answers. I feel like I need a lawyer to sort through it.
				
			Wyndham tried to get her to spend more money (a LOT of money) on buying points to restructure her contract to get this benefit. She is already at the Founders level and doesn’t need more points (or more maintenance fees!) and she is in her 80s.
My brother and I need to figure out if this is something we want to inherit or not (because of all the fees). Today we went to a meeting with a Worldmark rep (we happened to be staying at a Worldmark) and the rep said “maybe” she could use some of her equity to pay down future fees and to make a restructure so she can get the travel and leisure benefits which can offset maintenance fees forever. They said this makes owning more attractive to those who may inherit it.
Anyone have input or advice on what they are telling us? I’m especially curious as to what older Wyndham owners did when the merge happened. Did you have to pay more money/buy points to get the maintenance fee deal they say she is missing out on with Wyndham rewards? She has a Wyndham rewards account but it currently doesn’t allow her to earn points on Wyndham stays to pay down fees. I am truly confused right now. I have been through hours and hours of meetings with Wyndham and don’t get straight answers. I feel like I need a lawyer to sort through it.