Our MF is 4.42 (incl program fee), so ... $128/nt. Oh, wow. Yup, can't even get a value for that most times of the year! Okay, well this certainly gives me something to think about.
Last question (for now-lol!) Is there a fee to have an ongoing search with RCI? And thx so much for all the help.
I say all of the following as a Wyndham Owner who loves Disney.
As far as Wyndham maintenance fees go what you have is VERY LOW and would be attractive to many Wyndham Owners who don't need ARP booking and especially attractive to Wyndham owners who like to rent out their reservations. You have enough points to book a solid week at most Wyndham Resorts and get even more value traveling in non peak times.
For example Wyndham Bonnet Creek is popular with Wyndham Owners and it's inside the Disney Parks 2 miles down the road from Disney Springs. It also happens to be in a value season during Thanksgiving week. Here's what I have currently booked for this year:
1 Bedroom Presidential Unit for 7 nights (112,000 points)
2 two bedroom deluxe Thursday-Sunday (73,000 points)
2 two bedroom deluxe Thursday-Sunday (73,000 points)
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Total point cost for 3 rooms: 258,000
Total Dollar Cost given your maintenance Fee Rate: $1,140.36 (258x4.42) for a large family to create memories over Thanksgiving Week.
Fridays and Saturdays always cost more points, but AVG Cost per night for the above rooms given your maintenance fees:
1 BR presidential for 1 week: $70.72/night
2 BR deluxe Thurs-Sun: $80.67/night
We have season passes at Universal Studios and we may or may not hit up a Disney park during this week. I do see trips to City Walk, Disney Springs, Universal Studios, Go Karts or whatever happening as my boys are 9 and 11.
You could look into renting booked reservations out and use profits towards Disney trips. Wyndham has several resorts across the US (many good beaches in including Clearwater where I own points with Wyndham). With the amount of points you have there you could book a few rooms at Wyndham's Bonnet Creek inside the Disney parks and shoulder your Disney Trips. On my next Disney Trip I'll plan on renting DVC points from an owner with ARP at Beachclub for a few nights and more than likely shoulder that trip with a beach trip or finish off the week in Orlando at Bonnet Creek heading to other Orlando attractions like Disney Water Parks or just hanging out int he pools/lazy river at Bonnet Creek.
It may be worth spending some time in the Wyndham Forums and asking this same question and looking at the points charts and locations you have access to. I see some of the regulars already commenting here.