Late Fees on Maintenance Fees?

[MauiLover]

Does anyone know if MVC charges late fees on maintenance fees? Mine are due on January 11. The credit card I want to use closes on the 12th, and I'd really like to push it into the next month. If I pay on the 12th or 13th, are there any ramifications? Thanks in advance for any insight.

 

[dioxide45]

It depends on the resort, but most do not provide any grace period. Your maintenance fee bill should outline the penalty for late payment. This is what our Grande Vista bill shows.

 

[okwiater]

Officially they do charge late fees, but I was accidentally late on an ownership for which I had prepaid the MFs but didn’t later settle the difference when actual MFs were billed. They sent a follow up bill with the boilerplate “this is an attempt to collect a debt” language but no late fees attached. Not sure if this is standard procedure or a courtesy given my Chairman’s Club status and/or payment history.

 

[jabberwocky]

Can you pay it really late on the 11th? It may take a day or two before it actually posts, so if your card closes on the 12th it may not be posted by then.

 

[dioxide45]

Can you pay it really late on the 11th? It may take a day or two before it actually posts, so if your card closes on the 12th it may not be posted by then.

Paying at any time on the 11th should be fine. It won’t post for several days and will be on the February statement. Same would probably happen even if paid on the 10th.

 

[Superchief]

I've paid my maintenance fees 2-3 days late a few times due to the timing of my credit card bills and so far haven't experienced any late fees. I would not risk anything more than 3 days and suggest reviewing the bill to see if an individual resort has a stated policy.

 

[Fasttr]

Call your credit card company. Many of them will allow you to change your statement end date. See if they will change it to…say….Jan 10th, or a few days earlier, and you’ll be all set.

 

[Dean]

Call your credit card company. Many of them will allow you to change your statement end date. See if they will change it to…say….Jan 10th, or a few days earlier, and you’ll be all set.

Depending on the card this can likely be done online. I was just on our Bonvoy Chase account and I could start this process online.

 

[MauiLover]

Thanks for all the replies. I will see if I can get my statement end date changed. If not, I will charge it late on the 11th. Hopefully, that will work. I have seen AMEX many times get a charge made the day before the closing posted on the statement. We will see. Thanks, again.

 

[dioxide45]

Thanks for all the replies. I will see if I can get my statement end date changed. If not, I will charge it late on the 11th. Hopefully, that will work. I have seen AMEX many times get a charge made the day before the closing posted on the statement. We will see. Thanks, again.

Not sure how Amex works, but I don't think I have ever seen a Visa or MC payment show pending and post the same day.

 

[rickandcindy23]

I called Marriott today to pay over the phone, and the payment system was down. Now I have to call tomorrow again. I need to remember to make that call. That's tough lately.

 

[Superchief]

I called Marriott today to pay over the phone, and the payment system was down. Now I have to call tomorrow again. I need to remember to make that call. That's tough lately.

It is hard for them to justify late fees when the system and phones don't work on a regular basis.