My Dad upgraded his HGVC studio at W 57 street in NY 2 weeks prior to his death on November 9, 2016. The Studio was paid for $51,000. The one bedroom cost $85,000. He financed the $34,000 at 15%. My father was old and confused. Now I am not sure whether to take possession and be responsible for the $33,000 or walk away and lose the $51,000 originally invested. I take vacations with my family but $33,000 buys a lot of fun. Can someone advise me? The HGVC people don't seem to want to help. I wanted to just get back to the studio but they wont down grade. Seems like a ruthless business.