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I Tried Not to Look

Well crud... I had the revelation that my employer kicks in $1.15 for every buck I contribute. So while I am ahead based on my 115% return rate from my employer I am still behind in the game. :bawl: I got excited for nothing.
 
Happy New Year, everyone. I decided to look at year's end to see how we fared. Down 18.8% for the year. Of course, that is just comparing the starting balance to the ending balance. I don't think it takes into consideration the contributions made during the year. I keep reminding myself those contributions did not evaporate--they bought more shares in the funds--and someday (please, please, please) those shares will increase in value.

I tried comparing a longer term, but the website would only go back a little less than two years. We are down about $40 over that span but, again, that doesn't take into account the thousands contributed by us and by the employer.

Let's all think positive this year--send out good vibes. ;)
 
Our primary 403b account is all stocks (stupid me) and lost 38.5% this year, so I can't imagine that we will make that up. In 10 years I have to start taking withdrawals. I am putting money into bond funds (Vanguard Inflation Protected) after this to try to get some balance in my portfolio that way. I sure as heck don't want to sell things now.
Liz
 
Liz, we must be in the same boat...mine was down 38.5 also. I need to take a chunk out, too, to pay my maintenance fees next week.
 
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