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I sold my timeshare!

I also gave money away to a group called Vacation Realty International where they said that they had a buyer for my timeshare and should received my payoff for the timeshare by the end of February or the middle of March. I have seen where this same group (after the fact-Resort Group Sales) has done this same thing to other individuals. Does anyone have any idea who I shoudl contact to start a class action suit again this group and would anyone else be inteested in pursuing this to obtain their fund back?

Contact your State Attorney General & the one in the state the company is based in. Go after the credit card company of you used one. MAKE NOISE as it appears these crooks are operating under the radar now & the state attorneys need to be informed whats going on with these groups to get them shut down. Good luck!
 
Be On Guard Against Follow-Up Hornswoggles & Bamboozles.

I also gave money away to a group called Vacation Realty International where they said that they had a buyer for my timeshare and should received my payoff for the timeshare by the end of February or the middle of March. I have seen where this same group (after the fact-Resort Group Sales) has done this same thing to other individuals. Does anyone have any idea who I shoudl contact to start a class action suit again this group and would anyone else be inteested in pursuing this to obtain their fund back?
Be careful -- there are "companies" out there claiming that (for a fee -- up front, naturally), they will go after the people that bilked you out of timeshare selling money & get you a big refund.

Their biz model is based on research studies showing that people who have already been bamboozled before are the most apt to fall for another hornswoggle.

Forewarned is forearmed.

-- Alan Cole, McLean (Fairfax County), Virginia, USA.​
 
I also gave money away to a group called Vacation Realty International where they said that they had a buyer for my timeshare and should received my payoff for the timeshare by the end of February or the middle of March. I have seen where this same group (after the fact-Resort Group Sales) has done this same thing to other individuals. Does anyone have any idea who I shoudl contact to start a class action suit again this group and would anyone else be inteested in pursuing this to obtain their fund back?

You should IMMEDIATELY:

1. Send them an email canceling the contract - don't call - pointless.
2. Follow up with a certified letter - return receipt - canceling the contract.
3. Call your credit card company and dispute the charges - TODAY.

Vacation Realty won't give you back your money, but your credit card might.
 
And Speaking of Ethics

Is it really ethical to be advocating a approach that might make it possible for certain owners of problem timeshare to pass them on to unsuspecting buyers? Some timeshares are not only worthless, they represent an ongoing economic quagmire from which there is no escape. The only way they could possibly be sold, or given away, even with incentives, is if the buyer simply does not understand the economic albatross that he is being invited into. How could advocating such sales possibly be ethical, since we are the ones who realize what a ridiculous economic aberation some timeshare represent, while most others do not?

Shouldn't those of us who care about the future to timesharing be working to resolve the underlying probllem, rather than advocating strategies by which new victims can be found?

BTW DeniseM, I read your post about what you have done for others. You are truly an exceptional person with a kind and generous heart. I am impressed.
 
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There is nothing immoral for owner to stop paying MFs or dump it to entity like PCCs and everyone needs to make that decision on his own. .

How is walking away from a financial obligation and forcing others to pay for it NOT immoral? The whole concept of "strategic defaults" is nothing but selfish and immoral no matter how you look at it. Yes, it is better for YOU (and hence the selfish part) but someone has to pay for the obligations that you are choosing not to pay - whether it is a house, a credit card bill or timeshare maintenance fees. It is no different than walking into a store and stealing an item off the shelf because it is not in your best interest to pay for it...or walking out on a restaurant bill because at first you thought the meal was a good idea but after eating the meal and reconsidering, it wasn't in your best financial interests to pay the cost of the dinner. In all cases, someone has to accept responsibility for your financial obligations.

Who do you think gets hurt when people default on mortgages? Sure the banks will get hurt in the beginning but the banks will pass those bad debts onto consumers by way of higher account fees, higher mortgage rates (if you can even borrow since only very low risk borrowers will even qualify), higher transaction fees especially for business account holders. Business holders then pass their higher costs on to the consumers for the products or services they provide. It becomes a vicious cycle that hurts everyone in the end.

It is ridiculous to believe that if enough people embrace these tactics that eventually the companies/banks/BOD/developers will wise up and eventually lower prices/fees. You know what happens when a business incurs higher expenses? - they RAISE prices. You know what happens when the market can no longer support the prices and the business can't sell the item or service? They go bankrupt. Sure, a company may lower prices in the beginning, but there are fixed costs necessary to run any business and a business owner (insert Timeshare development) can only run in the red as long as their cash reserves will allow - when those run out, the company has no choice but to close down and that is not good for anyone that relies on those products or services and certainly not good for anyone employed or supported by said business.

The mentality behind "strategic defaults" is the same problem that is becoming so pervasive in today's society. No one wants to accept responsibility for their own actions and the only thing that matters are their own selfish needs. There are people who legitimately have no options financially and are forced to default on payments or enter the foreclosure markets and that is a sad situation that unfortunately becomes necessary. However, there are plenty of people who have other options but simply choose not to exercise them because it is either not as quick and easy or it is simply not in their best financial interests regardless of whomever gets hurt in the process - and THAT is most definitely IMMORAL.
 
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How is walking away from a financial obligation and forcing others to pay for it NOT immoral? The whole concept of "strategic defaults" is nothing but selfish and immoral no matter how you look at it.

What a great & to the point first post. Thanks. Stick around.
 
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If you can not understand the difference between not servicing contractual debt obligation and stealing I have really nothing more to discuss with you.
Luckily society recognizes the difference (significant) and that is why one action is treated by criminal code while another is subject to the civil law.
And yes stealing does have immoral component that is codified by our laws and if you look around you will discover that a lot of moral issues are the basis of modern criminal laws (although there are moral issues that are left out). One more example that may help you understand the differences between two - Bernie Madoff is arrested/sued not because he and his fund declared bankruptcy (civil law component) but because of lying to investors and cooking the books (immoral part codified in the criminal law).
Moral issue is when you make a promise to your friends. When someone buys a timeshare he/she does not make promise to anyone but he/she enters into a legal contract to service obligations (which is legally enforceable). And just because some action is selfish that does not make it immoral on its own. In fact most of our society is driven by the selfishness (the whole concept of capitalism).
And so far I have never seen any bank/timeshare developer giving loans or developing timeshare for charity - quite the contrary all of their action are driven by the same selfish motivation to make profits (and some of their representative going overboard even into immoral/illegal actions to extract as much profit as possible).
And strategic defaults are simply one of the many rules that govern modern trade - nothing more and nothing else. You are free to break any civil contract if you are ready to take the negative consequences from such non performance. It is responsibilities of both parties (in this case condominium declaration written by developer and individual) of a legal contract to make the best they can to protect their own interest in civil contracts
As for the rest of you message this looks more like a incoherent rant than attempt at logical discussion.

How is walking away from a financial obligation and forcing others to pay for it NOT immoral? The whole concept of "strategic defaults" is nothing but selfish and immoral no matter how you look at it. Yes, it is better for YOU (and hence the selfish part) but someone has to pay for the obligations that you are choosing not to pay - whether it is a house, a credit card bill or timeshare maintenance fees. It is no different than walking into a store and stealing an item off the shelf because it is not in your best interest to pay for it...or walking out on a restaurant bill because at first you thought the meal was a good idea but after eating the meal and reconsidering, it wasn't in your best financial interests to pay the cost of the dinner. In all cases, someone has to accept responsibility for your financial obligations. Who do you think gets hurt when people default on mortgages? Sure the banks will get hurt in the beginning but the banks will pass those bad debts onto consumers by way of higher account fees, higher mortgage rates (if you can even borrow since only very low risk borrowers will even qualify), higher transaction fees especially for business account holders. Business holders then pass their higher costs on to the consumers for the products or services they provide. It becomes a vicious cycle that hurts everyone in the end. It is ridiculous to believe that if enough people embrace these tactics that eventually the companies/banks/BOD/developers will wise up and eventually lower prices/fees. You know what happens when a business incurs higher expenses? - they RAISE prices. You know what happens when the market can no longer support the prices and the business can't sell the item or service? They go bankrupt. Sure, a company may lower prices in the beginning, but there are fixed costs necessary to run any business and a business owner (insert Timeshare development) can only run in the red as long as their cash reserves will allow - when those run out, the company has no choice but to close down and that is not good for anyone that relies on those products or services and certainly not good for anyone employed or supported by said business. The mentality behind "strategic defaults" is the same problem that is becoming so pervasive in today's society. No one wants to accept responsibility for their own actions and the only thing that matters are their own selfish needs. There are people who legitimately have no options financially and are forced to default on payments or enter the foreclosure markets and that is a sad situation that unfortunately becomes necessary. However, there are plenty of people who have other options but simply choose not to exercise them because it is either not as quick and easy or it is simply not in their best financial interests regardless of whomever gets hurt in the process - and THAT is most definitely IMMORAL.
 
No one abandoning timeshare is forcing anyone else to pay more. The people that are left as an owners are choosing to perform on their contracts.
It is their own choice to make - whether to continue owing and to service their obligations or not.
If I abandon my timeshare I either transfer my contractual obligations to a third party or stop fulfilling my part of contractual obligations.
If I stop paying MFs this means that I am in breach of contract and HOA (other party of the contract) is free to make me compensate it due to non performance. There are laws that allows HOA to go after me - foreclosure and even going after my other assets (in a recourse states).
What a great & to the point first post. Thanks. Stick around.
 
No one abandoning timeshare is forcing anyone else to pay more. The people that are left as an owners are choosing to perform on their contracts.
It is their own choice to make - whether to continue owing and to service their obligations or not.
If I abandon my timeshare I either transfer my contractual obligations to a third party or stop fulfilling my part of contractual obligations.
If I stop paying MFs this means that I am in breach of contract and HOA (other party of the contract) is free to make me compensate it due to non performance. There are laws that allows HOA to go after me - foreclosure and even going after my other assets (in a recourse states).

And the law forces the remaining owners to pay the obligations of the defaulting owner. So they ARE being forced to pay more, sell for unfair reasons or be the next to default and pass on their obligations to unrelated third parties - their other, fellow owners. Legally correct - morally wrong. No amount of spin will change that simple fact.
 
It is not the law that is forcing the remaining owners - it is their contractual obligations on a similar contracts they have with HOA (part of the deed).
Nobody will come and arrest you if you decide to not perform on your contract with HOA. And it is up to each individual to decide whether to sell, perform on his contract or to face the negative consequences of non performance.
What they CHOOSE to do is up to them - but it is their CHOICE to make.

And the law forces the remaining owners to pay the obligations of the defaulting owner. So they ARE being forced to pay more, sell for unfair reasons or be the next to default and pass on their obligations to unrelated third parties - their other, fellow owners. Legally correct - morally wrong. No amount of spin will change that simple fact.
 
If the TS is mismanaged a TS owner has a breach claim against the HOA, BOD and management company which can be used as a defense and counterclaim in a non payment claim suit.
 
If the TS is mismanaged a TS owner has a breach claim against the HOA, BOD and management company which can be used as a defense and counterclaim in a non payment claim suit.

Is this accurate? Define mismanaged? I'd say if they have to charge thousands of dollars for Special Assessments, they are at the very least mismanaging the funds they are collecting

You know you guys talk about how it effects all owners when you stop paying...But even the Cheapest resorts are $500 a week for MF's thats like $26,000 per 1br condo and then consider how many of those rooms their are even at 25% occupancy thats a crap load of money...plus less occupancy less maintance...IF I Was paying $26k a year to maintain my place...i'd have to reconsider some things...i'd definatly feel like i was mismanaging things...
 
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Ridewithme38:
If it goes to court, they will be forced to provide the owner with all their records(not the stonewalling you get when requesting to look at them). The will need at least three lawyers for the BOD(maybe one for each)management company , HOA and point trusts.. They would have to justify all expenses.
What would a whole ownership 1 Br. condo be worth with a $26,000+ yearly MF. + SAs.
 
I am sorry that we have to repeat that over and over but for the 1000th time: timeshare and residential condos have very different costs. Timeshares have a lot of expenses to maintain the inside of the unit (and a many times higher wear and tear from huge turnaround of people that use it versus residential condos), they have to have 24h check-in desk and usually have a lot more amenities than a residential condos.
Heck one of the worst reviews that you can find for a timeshares goes for resorts that are maintained as a residential condos and usually have some part that is whole ownership - complains usually goes like this "this is absolutely no resort but looks like residential condo in residential district" - if you don't believe me go check reviews of mixed resorts - one that comes to my mind is Orofino in CO. It has ~$400 MFs per 3BR week.
I do not want to spend my vacation in such places - I want for my limited vacation time luxury and amenities of a real resort.
So comparing timeshares and residential condos is like apples and strawberries (both are mostly red and both are fruits).

Is this accurate? Define mismanaged? I'd say if they have to charge thousands of dollars for Special Assessments, they are at the very least mismanaging the funds they are collecting

You know you guys talk about how it effects all owners when you stop paying...But even the Cheapest resorts are $500 a week for MF's thats like $26,000 per 1br condo and then consider how many of those rooms their are even at 25% occupancy thats a crap load of money...plus less occupancy less maintance...IF I Was paying $26k a year to maintain my place...i'd have to reconsider some things...i'd definatly feel like i was mismanaging things...
 
buying or disposing of timeshare is purely financial decision and should be treated as such. There is nothing moral or immoral about this
Your posts are interesting. Peculiar logic to me but probably pretty reflective of modern socialist leanings... let the infamous "they" deal with the resulting problems whenever I bail or simply get tired of handling my situation.

Everything we decide to do or not do has a moral component. In any decision, there are choices which are more moral, as in more ethical, fair, honest, decent and considerate of the impacts on both ourselves and others, whether we personally know the "others" or not. Some decisions may seem to have such a minuscule impact that we don't give the morality a thought. But it still exists. Ask anyone who cares about child labor in poor nations where your WalMart or KMart blue jeans are made and you'll hear plenty about the morality of seemingly benign daily decisions. Whether you opt to consider the moral aspect of a choice or not, does not affect the morality that inherently exists in decision-making.

I am sorry but in my opinion there is nothing immoral to try to make the best personal financial decision as long as you don't violate laws.
This sounds like you base your idea of morality (right vs. wrong or fair vs. unfair) on whether there is a law that currently defines it. I'd challenge you to rethink this. If it's legal to permit a family's children to seek an education or to own property, regardless of their religion or gender, in one country but not legal in another, is it then moral in one place and immoral in the other??? If the law changes, does the morality change?
You have moral issue when someone lie or cheat on you, not when you deal with property/legal matter.
What if they lie about dealing with property? What about when all the owners purchased, and signed agreements accepting a 1/50th share of the expenses to maintain the property? Then some bail and the remaining people are left to each pay 1/30th of the expenses? Somehow, those who bailed have had a negative impact on the rest of the owners, whether they want to hide behind the law or not. That's where the morality of their decision appears. Just because they don't know the other folks (and can't apologize personally), it's easier to pretend that this was a purely practical decision on paper with no moral aspect to it. But a silent betrayal took place. The law doesn't address all morals.
Luckily society recognizes the difference (significant) and that is why one action is treated by criminal code while another is subject to the civil law.
Moral issue is when you make a promise to your friends. When someone buys a timeshare he/she does not make promise to anyone but he/she enters into a legal contract to service obligations (which is legally enforceable).
Ah, this is interesting. Criminal laws declare what the government deems threatening or harmful to public safety and welfare. Despite having a ton of criminal code, it still doesn't include all human behavior. Civil laws deal with the legal rights of citizens. Again, it doesn't address all human behavior. Both change continually. But morality is, simply, what is right or wrong, when dealing with human beings, whether you know them or not, whether there is a law governing it or not... it's about decency.

If a person thinks that it's decent to make a decision to renege on one's signed contract, strictly for one's own personal financial gain, knowing that it will harm others' financial condition, and the individual could reasonably manage to avoid doing this, if they chose to, then they are making an immoral choice. They may be okay with it and take their lumps within the law. But calling it decent, honest, fair or moral... or even amoral (without morality)... is, in itself, inaccurate. And seriously? Dishonest.

No one abandoning timeshare is forcing anyone else to pay more. The people that are left as an owners are choosing to perform on their contracts.
It is their own choice to make - whether to continue owing and to service their obligations or not.
So the one who abandons is forcing the others into a conundrum. The one who abandons has failed to fulfill his contractual agreement and then prohibits the others from having the option to fulfill their own original agreements... they may now no longer pay 1/50th of the maint expenses and participate in owning the jointly-owned resort as agreed. Now they have to choose between paying 1/30th (moral but it rots to pay a greater share) and joining those who've bailed (immoral and it rots to live with that when you care). In other words, those who abandon do impact the others negatively. I think that places this financial decision squarely in the morality category.

You don't have to agree. I'm not looking for an argument. I just wanted to have my say. And I have, so thank you.
 
Your posts are interesting. Peculiar logic to me but probably pretty reflective of modern socialist leanings... let the infamous "they" deal with the resulting problems whenever I bail or simply get tired of handling my situation.

(This is Economic not political)
I've got to say...i've studied socialism very deeply...and know both the many merits and few problems with it...What you point to here...is a Capitalist belief not a socialist belief....socialism is all about the one working for the many...capitalism is just working for yourself and not worrying about 'they' just wanted to clear that up

So what your dismissing is whats considered the 'American way' while you are sorta defending socialism...just sayin, not that there's anything wrong with that...i think socialism is a great system and i'm glad you agree with it
 
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Ridewithme38:
If it goes to court, they will be forced to provide the owner with all their records(not the stonewalling you get when requesting to look at them). The will need at least three lawyers for the BOD(maybe one for each)management company , HOA and point trusts.. They would have to justify all expenses.
What would a whole ownership 1 Br. condo be worth with a $26,000+ yearly MF. + SAs.
Why don't you share with us how that strategy worked for you? You have so clearly and frequently expressed your belief that all timeshare BODs (including yours) are corrupt and greedy that I can't imagine you haven't used this tactic.

Or is this just another of those cases where you're all hat and no cattle?
 
Steve:
The problem I have multiple units(some prime,some dogs) in several TSes, where I want to some(prime). So i have to find some indigent person to dump them on (I will pay them). But since the Bowery is now upscale, I am having a problem. However I will find someone elsewhere.
From TUG the consensus is I won't get sued by bailing, so I probably will never get a chance.
In my business I periodically get sued. If a law firm is representing the plaintiff, I do OK(small amount of money, lawyers can't deal with that.). Pro se I mostly settle before trial, and sometimes prevail at trail.

ps. I always wanted to be a lawyer. It is like adults going to baseball or racing camp but this is the real thing.
 
While I agree 100% that nobody should walk away from their obligations, we all need to recognize that the developers that build these resorts sell them full well knowing that a large number of owners will walk or otherwise end up stiffing the HOA, resulting in higher fees to those who can afford to pay or who have more to lose. Look at the budget for bad debt write off in the MVC land trust annual statement to see what I mean.

When you buy a unit, the credit of every other owner ultimately decides the MF you pay... At the end of the day its easier for the HOA to write off the expense, charge it to the other owners than enforce the contracts - after all the HOA doesn't approve the owners, and the BOD are stacked by the developer anyways. TS owners are glorified tenants, no matter how you slice it...




Quote:
Originally Posted by islandboyatheart
How is walking away from a financial obligation and forcing others to pay for it NOT immoral? The whole concept of "strategic defaults" is nothing but selfish and immoral no matter how you look at it.
What a great & to the point first post. Thanks. Stick around.
__________________
John Chase

"Wastegate Resorts - When you want to deal with the worst, we're the best!"

2011 - The Year Wastegate goes belly up? We can all hope! More power to the owners
 
Lisa,

My views are of course my own but I have to make some corrections to your understanding of my views. First as Ridewithme38 already pointed my views are a lot more capitalistic (society guided mostly by individual self interest) rather than socialistic (which is for the "common good").
Second I do not base my views for morality on the laws - it is mostly the opposite: society in general uses morality as a foundation for criminal laws. With evolution of the trade during the ages and allowing of "fictitious personalities" (companies/corporations) to participate in the trade it became clear that a lot of "moral" issues are not easily integrated in commercial laws so commercial relations become based mostly not on morals but on specific rules. So my view of contracts is as pure trade relations based on norms and mostly devoid of "morals". Of course you may still violate morals in such dealing - lying about a property is immoral and even can make you target of a criminal investigation but that has nothing to do with performance on a civil contract.
For me my contract that comes with the deed of the timeshare is the same type of contract that comes with the mortgage from my bank. Both carry penalties for non performing. It doesn't matter whether by non performance I am hurting other timeshare owners or bank shareholders - in both cases my actions will cause them specific financial loss and they can seek compensation for that loss up to the extend of the law.
Similarly if I have contract with someone to paint my house and I give him money in advance but he does not do the job I will seeks compensation in small claims court.
Now another misunderstanding that you may have - nowhere in the typical condominium contract there is such thing that you are liable for only 1/50 of the annual costs. If you think that you are very mistaken. Typically you are liable to one 1/Nth of all running cost where N is the number of the current intervals owned by owners. So if at the end there are only 3 people left owing the whole resort then you are liable for 1/3 of all the cost running the resort. So every time someones week is foreclosed by the HOA you end up with one less owner and you own greater share of the total costs.
In a perfect world when owner that is not performing on his contract his week will get foreclosed and he will be sued for that damages caused by his non performance (usually legal cost + delinquent MFs) and his week will quickly be resold to another willing buyer. The problem for many resorts is that many weeks really make no sense to own and are difficult to sell without dishonest tactics and lies by typical developer operations. Add to that many cases where BOD of HOA is not acting in the owners best interest.

Your posts are interesting. Peculiar logic to me but probably pretty reflective of modern socialist leanings... let the infamous "they" deal with the resulting problems whenever I bail or simply get tired of handling my situation.

Everything we decide to do or not do has a moral component. In any decision, there are choices which are more moral, as in more ethical, fair, honest, decent and considerate of the impacts on both ourselves and others, whether we personally know the "others" or not. Some decisions may seem to have such a minuscule impact that we don't give the morality a thought. But it still exists. Ask anyone who cares about child labor in poor nations where your WalMart or KMart blue jeans are made and you'll hear plenty about the morality of seemingly benign daily decisions. Whether you opt to consider the moral aspect of a choice or not, does not affect the morality that inherently exists in decision-making.


This sounds like you base your idea of morality (right vs. wrong or fair vs. unfair) on whether there is a law that currently defines it. I'd challenge you to rethink this. If it's legal to permit a family's children to seek an education or to own property, regardless of their religion or gender, in one country but not legal in another, is it then moral in one place and immoral in the other??? If the law changes, does the morality change?

What if they lie about dealing with property? What about when all the owners purchased, and signed agreements accepting a 1/50th share of the expenses to maintain the property? Then some bail and the remaining people are left to each pay 1/30th of the expenses? Somehow, those who bailed have had a negative impact on the rest of the owners, whether they want to hide behind the law or not. That's where the morality of their decision appears. Just because they don't know the other folks (and can't apologize personally), it's easier to pretend that this was a purely practical decision on paper with no moral aspect to it. But a silent betrayal took place. The law doesn't address all morals.

Ah, this is interesting. Criminal laws declare what the government deems threatening or harmful to public safety and welfare. Despite having a ton of criminal code, it still doesn't include all human behavior. Civil laws deal with the legal rights of citizens. Again, it doesn't address all human behavior. Both change continually. But morality is, simply, what is right or wrong, when dealing with human beings, whether you know them or not, whether there is a law governing it or not... it's about decency.

If a person thinks that it's decent to make a decision to renege on one's signed contract, strictly for one's own personal financial gain, knowing that it will harm others' financial condition, and the individual could reasonably manage to avoid doing this, if they chose to, then they are making an immoral choice. They may be okay with it and take their lumps within the law. But calling it decent, honest, fair or moral... or even amoral (without morality)... is, in itself, inaccurate. And seriously? Dishonest.


So the one who abandons is forcing the others into a conundrum. The one who abandons has failed to fulfill his contractual agreement and then prohibits the others from having the option to fulfill their own original agreements... they may now no longer pay 1/50th of the maint expenses and participate in owning the jointly-owned resort as agreed. Now they have to choose between paying 1/30th (moral but it rots to pay a greater share) and joining those who've bailed (immoral and it rots to live with that when you care). In other words, those who abandon do impact the others negatively. I think that places this financial decision squarely in the morality category.

You don't have to agree. I'm not looking for an argument. I just wanted to have my say. And I have, so thank you.
 
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Now another misunderstanding that you may have - nowhere in the typical condominium contract there is such thing that you are liable for only 1/50 of the annual costs. If you think that you are very mistaken. Typically you are liable to one 1/Nth of all running cost where N is the number of the current intervals owned by owners. So if at the end there are only 3 people left owing the whole resort then you are liable for 1/3 of all the cost running the resort. So every time someones week is foreclosed by the HOA you end up with one less owner and you own greater share of the total costs.

This is what i don't get...if an owner stops paying and is foreclosed on...You take on a greater share of ownership in that resort...your MF's increase....Shouldn't your ability to use that resort also increase? But you still only get that one week...in the example above...You should be able to use every room in the resort for 1/3 of the year, Now obviously everyones contract is different...But it seems like the resort owes you time, it seems immoral that the resort is scamming you out of that extra time you now own and am paying for:shrug:
 
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