- Joined
- Oct 22, 2008
- Messages
- 5,045
- Reaction score
- 4,478
- Location
- Rural Alabama
- Resorts Owned
- DVC:
Grand Californian
Copper Creek
Beach Club Villas
Hilton Head Island
Marriott:
Barony Beach
Mountainside
That's good. And if you have no income then the other 2/3's of your retirement savings will be taxed at a low rate when withdrawing funds
Our financial planner told us he wants the Roth $ because it better allows him to optimize withdrawals each year to minimize the tax implications. So it would be some taxable and some non-taxable withdrawals each year in whatever combo would pay the least income tax.