How does a timeshare save me money?

[shifty1981]

Good point. Can II allow free membership and non-TS owners to buy? The cost of membership and the risk of being a TS owner may may SFX offer a good deal for a non-owner trying to rent through reputable companies.

Interval has much better deals on much nicer properties.

Marriott Desert Springs: $227 for Studio or $297 for a 1 bedroom. Only reason to book the $599 one with SFX is that you HAVE to have a 2 bedroom, but I would still book a Studio and a 1 bedroom with the Marriott and ask them to join them into the 2 bedroom for less money.

 

[capital city]

Congrats on the find shifty. Now I'll be spending hours trying to find a deal like that.

 

[shifty1981]

Congrats on the find shifty. Now I'll be spending hours trying to find a deal like that.

Seriously. If I hadn't have seen that $200 bids on ebay two weeks ago I'd have been content paying $800+ since that seems to be the average for a 1 bedroom. Instead I spent countless hours, much to my wife's dismay, looking for the right deal. And lo-and-behold, a fellow TUG-er looks up a deal on an exchange site I never heard of and kindly tells me about it. To top it off, I get to take time off from work NOW instead of in another month!

 

[John Cummings]

What is their policy on renting exchanges through sfx? I read on another forum it's ok to pay the exchange and guest fee, so long as you're not profitting but can't find the rules written anywhere. I don't know what those fees are though.

For a SFX Platinum Plus member, the exchange fee is $129 due to increase to $159. Guest certificates are free. I have gotten weeks for our daughter and I charge her whatever the week costs me which is the exchange fee or the cost of a bonus week.

 

[shifty1981]

Does anyone know if this concept is true with RCI and II, that paying the exchange fee, membership fee, MF, and guest cert fee is fine for a friend, just not profitting? Or do they really mean you're supposed to just give away your week and essentially pay $1000 for someone else's vacation (true friend or relative)? Again, not trying to circumvent the system, but if every owner is allowed to let friends and family go instead of himself, do they consider it "renting your exchange" if you have that person reimburse you for the true cost of taking that vacation? The only true test here is (1) did the renter pay anything more than the MF, exchange membership fee, guest cert fee, exchange fee, taxes, paypal funding fee, and cleaning fee and (2) does this person know the other person truly or did they find each other through a forum or rental ad? The latter question is near impossible to guage accurately without renters having to agree to a litany of questions about the owner, which would never happen. The former does not in theory seem unfair since that's the owner's true cost for giving that week to a friend or relative. But perhaps the response is "it doesn't matter if it's fair. it's the rules agreed to". Also, forgot test (3): Is the week vacation in exchange for their original week or is it an extra bonus week or getaway, etc?

For a SFX Platinum Plus member, the exchange fee is $129 due to increase to $159. Guest certificates are free. I have gotten weeks for our daughter and I charge her whatever the week costs me which is the exchange fee or the cost of a bonus week.

 

[RedDogSD]

For a SFX Platinum Plus member, the exchange fee is $129 due to increase to $159. Guest certificates are free. I have gotten weeks for our daughter and I charge her whatever the week costs me which is the exchange fee or the cost of a bonus week.

John, on the bottom of the SFX page that compares the Gold and Platinum memberships, it says $249/year for the Platinum. Is that true?

If so, then why are they better? Their exchange fee is about the same, and the annual cost is higher than II, and certainly they will have less inventory (also will have less demand with smaller membership so that is a good thing).

 

[John Cummings]

Does SFX have a lot of Branson inventory??? Just curious.

I have used SFX exclusively for 13+ years and have exchanged into Branson with them. They do not accept Branson timeshares for deposit because the supply exceeds the demand. It is very easy to exchange into Branson. They got my Branson week almost immediately.

SFX does not operate like the other exchange companies that rely on inventory. SFX is proactive in getting what you request. They get weeks from developers, trade weeks with RCI, etc. They do not want to carry a large inventory. The "sell off list" is inventory that they are getting rid of.

 

[RedDogSD]

Does anyone know if this concept is true with RCI and II, that paying the exchange fee, membership fee, MF, and guest cert fee is fine for a friend, just not profitting? Or do they really mean you're supposed to just give away your week and essentially pay $1000 for someone else's vacation (true friend or relative)? Again, not trying to circumvent the system, but if every owner is allowed to let friends and family go instead of himself, do they consider it "renting your exchange" if you have that person reimburse you for the true cost of taking that vacation? The only true test here is (1) did the renter pay anything more than the MF, exchange membership fee, guest cert fee, exchange fee, taxes, paypal funding fee, and cleaning fee and (2) does this person know the other person truly or did they find each other through a forum or rental ad? The latter question is near impossible to guage accurately without renters having to agree to a litany of questions about the owner, which would never happen. The former does not in theory seem unfair since that's the owner's true cost for giving that week to a friend or relative. But perhaps the response is "it doesn't matter if it's fair. it's the rules agreed to". Also, forgot test (3): Is the week vacation in exchange for their original week or is it an extra bonus week or getaway, etc?

I would be very surprised if II or RCI would be upset if you asked your friends or family members to reimburse you for the fees it cost you to get them that week. I think they don't want you trying to make an enterprise out of it since they think they are giving you "value" by renting you properties below market value, and with an exchange, it could be WAY below market value (like the other day when a nice woman was telling us how she traded her 1 bedroom lock off from Vegas, which costs $400 per year into Marriott Maui Ocean club which has $1600 MF and rents for $2000/week). They would not look fondly upon that. I don't think they would care if you were willing to GIVE your family your week, but wanted them to pay you the $159 exchange fee and $39 guest certificate.

 

[John Cummings]

I love Branson and don't understand why SFX wouldn't accept weeks there. They have several in their directory.

They don't accept Branson because the supply far exceeds the demand for Branson. One week there was more than enough for us.

 

[shifty1981]

I would be very surprised if II or RCI would be upset if you asked your friends or family members to reimburse you for the fees it cost you to get them that week. I think they don't want you trying to make an enterprise out of it since they think they are giving you "value" by renting you properties below market value, and with an exchange, it could be WAY below market value (like the other day when a nice woman was telling us how she traded her 1 bedroom lock off from Vegas, which costs $400 per year into Marriott Maui Ocean club which has $1600 MF and rents for $2000/week). They would not look fondly upon that. I don't think they would care if you were willing to GIVE your family your week, but wanted them to pay you the $159 exchange fee and $39 guest certificate.

But take that a step further? That week also cost you MF, taxes, cleaning fee, etc. Do they frown if you want that part too? To me the whole thing seems to hinge on whether you are really friends or relatives. But I would not want my sister being interrogated about how she actually knows me, nor having to prove her relationship to me. I am friends with people who HATE conflict and if they were 20-question-ed into proving they're friends with me that would not be good.

 

[brucecz]

I would be very surprised if II or RCI would be upset if you asked your friends or family members to reimburse you for the fees it cost you to get them that week. I think they don't want you trying to make an enterprise out of it since they think they are giving you "value" by renting you properties below market value, and with an exchange, it could be WAY below market value (like the other day when a nice woman was telling us how she traded her 1 bedroom lock off from Vegas, which costs $400 per year into Marriott Maui Ocean club which has $1600 MF and rents for $2000/week). They would not look fondly upon that. I don't think they would care if you were willing to GIVE your family your week, but wanted them to pay you the $159 exchange fee and $39 guest certificate.

The main reason is that they both do rentals and do not want more competition on rentals. Many now call RCI Rental Condominiums. That was I think a big part of the class action lawsuit that RCI was taking a lot of the high demand weeks and not putting them in the exchange pool.

Bruce

 

[John Cummings]

John, on the bottom of the SFX page that compares the Gold and Platinum memberships, it says $249/year for the Platinum. Is that true?

If so, then why are they better? Their exchange fee is about the same, and the annual cost is higher than II, and certainly they will have less inventory (also will have less demand with smaller membership so that is a good thing).

That is WRONG. The Platinum membership you are referring to is for the Platinum Rewards program which is actually a third party program offered by SFX and others. The Platinum Plus membership is the standard SFX Platinum and it costs around $70-80 /year. I am not sure what it is exactly because I have a 5 year membership valid until July 2012 but I believe somebody posted awhile ago that the cost was in that range.

The Platinum Rewards Program is aimed at people that want to exchange for cruises. Other than the cruise stuff, it doesn't offer anything more than the regular Platinum Plus. I have told SFX several times that they need to change their web site to show the standard Platinum Plus membership. It is very confusing and probably turns many people off when they see the cost and don't know about the standard Platinum Plus.

 

[shifty1981]

Forgive this potentially idiotic question, but what do you mean they "now call RCI Rental Condominiums"?

Did you mean they refer to RCI as "Rental Condominiums" or that they call some company called "RCI Rental Condominiums".

And for that matter, what ever happened regarding the class action lawsuit. Are they getting RCI forced to stop renting out deposited weeks and to start making them available for exchanges?

The main reason is that they both do rentals and do not want more competition on rentals. Many now call RCI Rental Condominiums. That was I think a big part of the class action lawsuit that RCI was taking a lot of the high demand weeks and not putting them in the exchange pool.

Bruce

 

[shifty1981]

Ok, I just read your post one time and I'm still confused

I'm an Excel spreadsheet kind-a-guy. Lay out for me

That is WRONG. The Platinum membership you are referring to is for the Platinum Rewards program which is actually a third party program offered by SFX and others. The Platinum Plus membership is the standard SFX Platinum and it costs around $70-80 /year. I am not sure what it is exactly because I have a 5 year membership valid until July 2012 but I believe somebody posted awhile ago that the cost was in that range.

The Platinum Rewards Program is aimed at people that want to exchange for cruises. Other than the cruise stuff, it doesn't offer anything more than the regular Platinum Plus. I have told SFX several times that they need to change their web site to show the standard Platinum Plus membership. It is very confusing and probably turns many people off when they see the cost and don't know about the standard Platinum Plus.

 

[John Cummings]

But take that a step further? That week also cost you MF, taxes, cleaning fee, etc. Do they frown if you want that part too? To me the whole thing seems to hinge on whether you are really friends or relatives. But I would not want my sister being interrogated about how she actually knows me, nor having to prove her relationship to me. I am friends with people who HATE conflict and if they were 20-question-ed into proving they're friends with me that would not be good.

With SFX, you just get a guest certificate when you make the exchange. They have no idea what you are charging if anything nor do they care. What the exchange companies do not want is people renting out exchange weeks as a business.

 

[shifty1981]

With SFX, you just get a guest certificate when you make the exchange. They have no idea what you are charging if anything nor do they care. What the exchange companies do not want is people renting out exchange weeks as a business.

I can see their point (and other owner's frustration with this practice too).

But the only real way for it to be a business is for you to buy lots of Timeshares that you could never use (or never want to use) and then deposit them for exchanges. Is there any way to get exchanges without doing this? if not that's a lot of risk you're taking on (owning lots of TS's) just to gain some rental profit. That is unless there's other ways at getting exchanges and then renting them. Perhaps that method is what should be watched so that people aren't attaining exchanges for free (which would thus require a word different than exchange).

pretty soon resorts will say an owner can't rent the unit; that instead only the resort can rent the units.

bruce brought up a good point on the apparent detriment that it does to the owners who actually want to exchange into those units. I guess their only true weapon is to deposit as far in advance as possible so you can get what you want.

bruce you may not agree with this and that's totally fine (to each his own), but if I'm going to risk buying a TS and have to come up with the MF each year, if there are times when I can't go for whatever reason I don't see why there's anything wrong with giving it to a friend or family member and asking them to reimburse me for my fees (MF, taxes, cleaning, guest cert, etc). Or are you of the opinion this is fine, so long as I didn't exchange it first? what happens to people bruce when they exchange into a property 3 months early to lock it in, but then a month before their boss forces them to take vacation a different day or they lose their job and can't afford to go regardless (plane tickets, eating out, events, etc). Are you saying that people should just suck it up and lose the financial investment for the year? I'm not really asking for what the moral answer is, so much as I'm asking what other perspective I'm forgetting which might make my take on it be different. Granted I could always literally give it to someone as a kind gesture without asking them to reimburse me.

 

[brucecz]

Forgive this potentially idiotic question, but what do you mean they "now call RCI Rental Condominiums"?

Did you mean they refer to RCI as "Rental Condominiums" or that they call some company called "RCI Rental Condominiums".

And for that matter, what ever happened regarding the class action lawsuit. Are they getting RCI forced to stop renting out deposited weeks and to start making them available for exchanges?

RCI stands for Resort Condominiums now because of their many rental outlets some say the RC now stands for Rental Condominiums. No they did not stop or even slow down IMHO on rentals. There is some posted on Tug I think as a sticky. Seeing you are a member you might find find it using the search feature.

What is one reason why some use the independant companies. Some only use SFX because they mostly except Gold Crown type resorts, but will except silvers if it is a hard exchange or high demand with limited supply.

Bruce

 

[John Cummings]

John, ...If so, then why are they better? Their exchange fee is about the same, and the annual cost is higher than II, and certainly they will have less inventory (also will have less demand with smaller membership so that is a good thing).

Their annual cost is not higher and their exchange fees are lower.

As far as why they are better or not depends on what you want. We have been timesharing for 23 years. We belonged to both RCI and II prior to going to SFX exclusively 13 years ago. I canceled my RCI membership because they lied to me and it would have cost us several hundred dollars if I hadn't caught them. When I pointed it out to them they became very rude so I canceled immediately. I don't have anything bad to say about II. The only bad experience I had with them was an exchange into a horrible place in Florida. When I complained about it, they did give me my week back. The reason I switched from II to SFX is because I wanted an exchange into the HGVC/Flamingo in Las Vegas and they couldn't do it because HGVC is a RCI resort. HGVC is also affiliated with SFX. SFX got me the week and in fact I exchanged 4 times that year into the HGVC/Flamingo.

That brings up the fact that you can exchange into resorts without considering who they are affiliated with. There are none of the restrictions on how often you can visit the same resort. RCI has the 1 in 4/5 rule which means you can't visit the same resort more often than once every 4 or 5 years. We have been to the Grand Mayans 5 times in the past 5 years for 2 weeks each visit. That wouldn't be possible with either II because of affiliation or RCI because of the 1 in 5 rule. You get free upgrades and guest certificates with SFX. We have upgraded several times to 2BR units. Then there is the like for like meaning that you will get an exchange into a good resort. Now there are cases where it won't be like for like as some locations just don't have prime resorts.

We always request specific resorts and have always gotten what we wanted. Now, that doesn't mean everybody does. It depends on location etc. It doesn't surprise me about Palm Springs because that is not an area that SFX really wants to deal in. Palm Springs has a very short season. Some of the exchanges we have done with SFX are:

Marriott - Fort Lauderdale Beach prime season, Scottsdale AZ - Mid March for MLB Spring Training, Manhattan Club NYC - summer, HGVC West 57th Street NYC, Kona Coast Resort - Big Island Hawaii, HGVC/Flamingo - Las Vegas, Wyndham Grand Desert - Las Vegas, Cancun - Las Vegas, Los Abrigados - Sedona AZ, Grand Mayans - Riviera Maya and Nuevo Vallarta, Royal Mayan - Cancun Mexico, Branson MO, etc.

Many of these would not be possible because of resort affiliation and restrictions.

Now, I am not going to say that SFX would be better for you or anybody else. I can only relate my experience. If you are happy with II then there is no reason to change. I have always said, that the best is whatever works for you. If SFX starts failing me then I would not hesitate to find another alternative. I am also a member or DAE, Redweek, and VRI though I don't use them for exchanging.

 

[John Cummings]

Ok, I just read your post one time and I'm still confused

I'm an Excel spreadsheet kind-a-guy. Lay out for me

It is very simple.

The Platinum Rewards membership shown on SFX's web site is not the standard SFX Platinum Membership. It is from a 3rd party and is much more expensive and the only additional benefit is the cruise stuff.

The SFX Platinum Membership costs about $350 for 5 years which is $70 /year. It may be a little more now as I haven't checked recently. You may be able to get it for a shorter duration.

 

[shifty1981]

It is very simple.

The Platinum Rewards membership shown on SFX's web site is not the standard SFX Platinum Membership. It is from a 3rd party and is much more expensive and the only additional benefit is the cruise stuff.

The SFX Platinum Membership costs about $350 for 5 years which is $70 /year. It may be a little more now as I haven't checked recently. You may be able to get it for a shorter duration.

So the main platinum one is pretty much the same, minus the cruises? I always wondered about exchanging into cruises. at a TS you can bring max occupancy no extra charge. on cruises I doubt that's true

 

[John Cummings]

I can see their point (and other owner's frustration with this practice too).

But the only real way for it to be a business is for you to buy lots of Timeshares that you could never use (or never want to use) and then deposit them for exchanges. Is there any way to get exchanges without doing this? if not that's a lot of risk you're taking on (owning lots of TS's) just to gain some rental profit. That is unless there's other ways at getting exchanges and then renting them. Perhaps that method is what should be watched so that people aren't attaining exchanges for free (which would thus require a word different than exchange).

pretty soon resorts will say an owner can't rent the unit; that instead only the resort can rent the units.

bruce brought up a good point on the apparent detriment that it does to the owners who actually want to exchange into those units. I guess their only true weapon is to deposit as far in advance as possible so you can get what you want.

bruce you may not agree with this and that's totally fine (to each his own), but if I'm going to risk buying a TS and have to come up with the MF each year, if there are times when I can't go for whatever reason I don't see why there's anything wrong with giving it to a friend or family member and asking them to reimburse me for my fees (MF, taxes, cleaning, guest cert, etc). Or are you of the opinion this is fine, so long as I didn't exchange it first? what happens to people bruce when they exchange into a property 3 months early to lock it in, but then a month before their boss forces them to take vacation a different day or they lose their job and can't afford to go regardless (plane tickets, eating out, events, etc). Are you saying that people should just suck it up and lose the financial investment for the year? I'm not really asking for what the moral answer is, so much as I'm asking what other perspective I'm forgetting which might make my take on it be different. Granted I could always literally give it to someone as a kind gesture without asking them to reimburse me.

Are you talking about renting out a week that you have deposited with an exchange company? When you deposit the week, it is no longer yours but belongs to the exchange company.

There are people here on TUG that do rent out their weeks but these are not banked weeks. I rented a week in Hawaii at the Wyndham Waikiki Beachwalk resort for a 2 BR unit from a guy that had 14 weeks rented out. He used his Wyndham points to get the weeks at the 60 day window and rents them out. It is not a business as it just offsets his cost of ownership. He has far more points than he can use personally. There is nothing wrong with what he is doing because the points are his and he is not renting out weeks banked with an exchange company.

In my opinion, I see nothing wrong with trying to get rid of an exchange week that you can't use for whatever reason. I definitely wouldn't advertise it nor would I make a habit of it. I would also get a guest certificate.

 

[brucecz]

I can see their point (and other owner's frustration with this practice too).

But the only real way for it to be a business is for you to buy lots of Timeshares that you could never use (or never want to use) and then deposit them for exchanges. Is there any way to get exchanges without doing this? if not that's a lot of risk you're taking on (owning lots of TS's) just to gain some rental profit. That is unless there's other ways at getting exchanges and then renting them. Perhaps that method is what should be watched so that people aren't attaining exchanges for free (which would thus require a word different than exchange).

pretty soon resorts will say an owner can't rent the unit; that instead only the resort can rent the units.

bruce brought up a good point on the apparent detriment that it does to the owners who actually want to exchange into those units. I guess their only true weapon is to deposit as far in advance as possible so you can get what you want.

bruce you may not agree with this and that's totally fine (to each his own), but if I'm going to risk buying a TS and have to come up with the MF each year, if there are times when I can't go for whatever reason I don't see why there's anything wrong with giving it to a friend or family member and asking them to reimburse me for my fees (MF, taxes, cleaning, guest cert, etc). Or are you of the opinion this is fine, so long as I didn't exchange it first? what happens to people bruce when they exchange into a property 3 months early to lock it in, but then a month before their boss forces them to take vacation a different day or they lose their job and can't afford to go regardless (plane tickets, eating out, events, etc). Are you saying that people should just suck it up and lose the financial investment for the year? I'm not really asking for what the moral answer is, so much as I'm asking what other perspective I'm forgetting which might make my take on it be different. Granted I could always literally give it to someone as a kind gesture without asking them to reimburse me.

In my case I am cutting back because of RCI changes in RCI Points partners in regards to airfares, Disney Tickets, etc. Here IMHO very important thing is that all of my ownerships are deeded points or tied to deeds and not just Points. I had up to almost 1,000, 000 RCI Points in our accounts a couple of years ago.

Deeded gives you far more protection IMHO in regards owners rights compared to most "Clubs" or Points ownerships.

In fact we just had a buyer on one of ownerships and one of the sales people said the free golf greens and ski lift tickets did not transfer on resales. Well we had proof as a owner that we bought resale and those free golf greens and ski lift tickets are on our owners cards.

I also had obtained from one of the people who sold to me one of those same exact ownerships a copy of the original sales contract and sent it so Bluegreen could inspect it, and nowhere did it say it was a sales promotion limited to just that buyer and did not transfer.

This went on for a few months until someone in authourity at Bluegreen said we were right and put that in a email sent to us and the buyer. If it had been a pure "points" ownership the contracts LIKE DIAMONDS, Bluegreen show some of the bennies sales promotion limited to that buyer and did not transfer.

With Deeded property the resort would have a hard time stooping it as I as a owner own outright that deeded property, not the deleveloper or any managerment company that succedded them. I thing RedDogSA would agree with me.

We are making enough money to make a profit after paying our maintenance fees, exchange memberships, etc . As a example we traded into Marriots Newport Beach resort for next year. Cost $50 for the week to exchange and $139 for the exchange fees. If I counted our Profit then the profits more that cover all of our exchange costs similar to what Boca told you he did.

I have control of about 130 to 140 of low cost reservations per year from just one type of our ownerships.

Tell you what like someone posted give a call or I can call you to save lots of time typing as I am a very slow typer.

Bruce

 

[#1 Cowboys Fan]

3 weeks ago someone booked 2 rentals in 3 bedroom units for $200 on ebay. We thought we were going to have to pay upwards of $800+ Now we're going for $28.57/night! No way Priceline can beat that rate. I guess Timesharing can save me money after all!

* just kidding, I knew it could save money. we are still going to cook food, do laundry, etc.

Thank you Sue for sending me the PM about this deal. I'm so grateful. Wish I lived in California so I could do some of the other sell-offs they have./QUOTE]


--------------------------------------------------------
(not sure what happened when I tried the 'quote' feature---it didn't work properly)

Hey Blake---good work!!!

Pretend that 17 days ago you went on the TV show "Are YOU smarter than a 5th Grader".

The question is:

"How does a timeshare save me money?"

After 17 days, and 493 postings (almost 200 of yours)-----the answer is:


By going to Smuggs via SFX !!!!!!!!!!!!!!!

MAN THOSE 5th GRADERS ARE SMART!!!!

:rofl:

Pat

(p.s.. welcome aboard from another New Englander)

 

[John Cummings]

3 weeks ago someone booked 2 rentals in 3 bedroom units for $200 on ebay. We thought we were going to have to pay upwards of $800+ Now we're going for $28.57/night! No way Priceline can beat that rate. I guess Timesharing can save me money after all!

* just kidding, I knew it could save money. we are still going to cook food, do laundry, etc.

Thank you Sue for sending me the PM about this deal. I'm so grateful. Wish I lived in California so I could do some of the other sell-offs they have./QUOTE]


--------------------------------------------------------
(not sure what happened when I tried the 'quote' feature---it didn't work properly)

It looks like you erased the left square bracket "[" on the slash quote at the end.

 

[shifty1981]

Holy cow. You control that many reservations per year? No need to call. I'm not in that league yet.

In my case I am cutting back because of RCI changes in RCI Points partners in regards to airfares, Disney Tickets, etc. Here IMHO very important thing is that all of my ownerships are deeded points or tied to deeds and not just Points. I had up to almost 1,000, 000 RCI Points in our accounts a couple of years ago.

Deeded gives you far more protection IMHO in regards owners rights compared to most "Clubs" or Points ownerships.

In fact we just had a buyer on one of ownerships and one of the sales people said the free golf greens and ski lift tickets did not transfer on resales. Well we had proof as a owner that we bought resale and those free golf greens and ski lift tickets are on our owners cards.

I also had obtained from one of the people who sold to me one of those same exact ownerships a copy of the original sales contract and sent it so Bluegreen could inspect it, and nowhere did it say it was a sales promotion limited to just that buyer and did not transfer.

This went on for a few months until someone in authourity at Bluegreen said we were right and put that in a email sent to us and the buyer. If it had been a pure "points" ownership the contracts LIKE DIAMONDS, Bluegreen show some of the bennies sales promotion limited to that buyer and did not transfer.

With Deeded property the resort would have a hard time stooping it as I as a owner own outright that deeded property, not the deleveloper or any managerment company that succedded them. I thing RedDogSA would agree with me.

We are making enough money to make a profit after paying our maintenance fees, exchange memberships, etc . As a example we traded into Marriots Newport Beach resort for next year. Cost $50 for the week to exchange and $139 for the exchange fees. If I counted our Profit then the profits more that cover all of our exchange costs similar to what Boca told you he did.

I have control of about 130 to 140 of low cost reservations per year from just one type of our ownerships.

Tell you what like someone posted give a call or I can call you to save lots of time typing as I am a very slow typer.

Bruce