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HGVC Resale Purchase - Seeking Advice on Multi-Property Ownership

Jace

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HI all ... New to HGVC and researching resale options. I'm currently in the purchase process for a contract at Seaworld (2BR, Platinum, 11,200 points, $350 offer accepted, going through estoppel/ROFR, 2025 MF: $1832.51). I'm also considering MarBrisa (2BR, Platinum, 11,200 points, $750 offer pending, 2024 MF: $1709).

Our travel style is primarily last-minute trips and trips booked at the 9-month window. We typically need larger units (2BR/3BR). I understand the importance of keeping these contracts for Platinum weeks.

Key Questions:
  1. Seaworld vs. MarBrisa Value: MarBrisa is more expensive upfront, but MFs are slightly lower. How do I compare the overall value for our booking style, considering the difference in upfront cost and MFs?
  2. Multi-Property Strategy: Will owning at both resorts significantly improve our chances for last-minute 2BR/3BR availability, or dilute our booking power? Is it wise to buy at a second resort before even closing on the first? Are there any "watch areas" or things I should be aware of when owning at multiple home resorts?
  3. Home Resort Importance: How important is the "home resort" advantage for us, given our last-minute booking habits?
  4. Last-Minute Booking Tips: Any strategies for finding larger units last minute within HGVC? Resorts/times with better availability?
  5. Resale Resort Recommendations: Given our focus on last-minute 2BR/3BR availability, are there any specific HGVC resorts I should prioritize looking for on the resale market? Are there any known for better last-minute availability, lower MFs relative to points, or particularly good value in the resale market?
Thanks for any advice!
 

HuskerATL

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I personally would not buy at Seaworld. It is easy to book with points when you own elsewhere and has high MF/pt.

Before you buy anything, research how the system works. Understand the importance of MF/pt since that is the cost each year. Ideally, you would be a 0.10 MF/pt...anything above that starts to get expensive when using your points across HGVC. Look at the stickies in this forum and the Maintenance fee sticky especially.

The only exception to the MF/pt rule is if you want to buy at a property that is hard to book when you want to use it, then it is worth owning there, such as Ocean Oak during the summer. It is very hard to book so if you know that you want to regularly use it in summer, then it could be good to own there.

Don't just look at a cheap purchase, look at total purchase price/pt, MF/pt, options for use, and options to offload. Our last three resale purchases were 0.24/pt for total purchase price/pt and that includes closing.

Home resort doesn't mean much but homeweek can mean something if you own at a hard to book location, like Valdoro during ski season.

last minute booking, Open Season, is just left overs. They are hit or miss on what is available.

I would look for a Vegas resale; Blvd, Paradise, Flamingo, or maybe Elara. Looks at this post, https://tugbbs.com/forums/threads/2024-hilton-grand-vacations-maintenance-fees.356662/post-2975698

and run reports here, http://hgvcmfs.com/default.aspx

Your goal should be to pay as little as possible to get the points that you need to have the vacations that you want.
 

jp10558

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Are you looking for weeks or weekends? I tend to not see any interesting last minute bookings in HGVC direct, certainly not 2 or 3 bedrooms. At 9 months you can book most places (but not all). I strongly suggest not expecting to have lots of 3BR availability at all or at the last minute in timeshares. 2BR... I sometimes can do it in RCI or Wyndham, but mmmm. Sometimes. I've actually considered just breaking down and booking 2 1BR or a 1BR and a Studio or whatever - but now you need 2 units available at the same time.

If you were going to look last minute in HGVC I think you're looking mid week 2-4 days together sometimes, but I wouldn't count on it at all. If you wanted weekends I again wouldn't count on it.
 

Jace

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At the nine-month mark, I typically start planning trips like a split stay in Hawaii (e.g., Aulani plus another island), a long MLK weekend beach trip (Friday-Monday), or a pre-Christmas tropical getaway for a week before our usual New Year's week at Disney. Does that sound right?

Thanks for the great advice on the Marriott properties. I'm considering two Boulevard contracts: one for $4,500 (11.2k points) and another I just saw for $350 at SeaWorld (same contract). The SeaWorld offer has me very interested.
 

GT75

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At the nine-month mark, I typically start planning trips
At the nine-month mark, you need to be booking trips because that is when the club season opens especially if you are going after the larger rooms.
 

dayooper

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@Jace Here are my opinions

Seaworld vs. MarBrisa Value: MarBrisa is more expensive upfront, but MFs are slightly lower. How do I compare the overall value for our booking style, considering the difference in upfront cost and MFs?

Neither is a good value for club bookings. If you are not going to use your Home Weeks, than either of these deeds are not as good of value as Vegas or Craigendarroch Lodge in Scotland. They both have high MF's and if they are points generators (using for club reservations at various resorts), than there's no need to purchase either of these for your second deed. $350 is a great purchase price, but I am of the inclination to spend more and get a deed with a lower MF ratio.

Multi-Property Strategy: Will owning at both resorts significantly improve our chances for last-minute 2BR/3BR availability, or dilute our booking power? Is it wise to buy at a second resort before even closing on the first? Are there any "watch areas" or things I should be aware of when owning at multiple home resorts?

If you are making club bookings less than 9 months out, where you own doesn't matter. Your home booking advantage is over once you get to nine months out and earlier. You have the same booking power as everybody else in the system. When purchasing a second deed before the first closes, the only issue you would have is making sure your deeds are vested exactly the same. You need to have the name/names on the deeds be exact. This is where your deed prep company can help. If you are using a place like LT Transfers for your first deed, I would use them for the second. If you have to use a different deed prep company, keep a copy of your vesting paperwork or see if you can't get it from the original prep company.

Home Resort Importance: How important is the "home resort" advantage for us, given our last-minute booking habits?

Not important at all.

Last-Minute Booking Tips: Any strategies for finding larger units last minute within HGVC? Resorts/times with better availability?

Weeks in the lower seasons (Gold and Silver) will be easier to book larger rooms last minute, but many of the more popular places will book up early. You also get a better deal because they are less points. If you have to follow a school schedule, Orlando and Vegas are your best bets. Anderson in Myrtle Beach might be a place to look at as well. The best strategy for last minute bookings is to keep checking often (like every other day) and be flexible where you need to go. Owners cancel their trips all the time and if your are diligent, you might find some decent weeks. Be prepared to not catch anything. Honestly, the last minute strategy is difficult with timeshares. We plan almost 2 years out. We have our plans and backup plans for summer 2026 right now and are prepared to book this September for next June.

Resale Resort Recommendations: Given our focus on last-minute 2BR/3BR availability, are there any specific HGVC resorts I should prioritize looking for on the resale market? Are there any known for better last-minute availability, lower MFs relative to points, or particularly good value in the resale market?

As @HuskerATL says above, The Boulevard and Paradise are your best domestic deeds to purchase as their MF's are some of the lowest in the system. I own at The Boulevard the Flamingo. We probably will never stay there (we prefer Elara in Vegas) but both have good MF ratios. You will pay more upfront, but if you keep them for any length of time, it will make up the difference with lower MF's. My MF's for my Boulevard are $500 less than Seaworld MF's for the same 11,200 points (you are included the club fees in your total above). Once you hit the club boking window, where you own doesn't come into play when you are making reservations. You just need to have the points to book your reservation.

HGVC deeds will always be available. My advice is to take your time and make sure the system can fit your booking style. If/when you decide to purchase another deed, be patient and look for your best deal on a great deed. Peruse ROFR.net to see what owners have reported the price of the deeds they bought were. One of the things I look at when buying a deed (I am very picky) is how easy can I divest myself of the deed if I need to. My two deeds would be pretty easy. Timeshares are very easy to acquire, but the flip side is they can be hard to get rid of. Choosing the right one can make it a great experience from start to finish.
 

brp

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At the nine-month mark, you need to be booking trips because that is when the club season opens especially if you are going after the larger rooms.
Agreed. We plan our trips to be able to get airfares at 11 months, and then rooms at 9 months.

Cheers.
 

Jace

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@dayooper thank you , very good advice. I have 2 deeds I'm waiting on offer approval for $4,500 each at Boulevard (2br , plat , 11k points). I just excited to see Sea World at $350. I do like the Sea World option as we do a lot of Orlando. I'll hold out to see how these come through.
 

HuskerATL

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Orlando is very easy to book, no sense owning there plus, I suspect, their insurance rates will continue to go up therefore raising MFs
 

Jace

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Orlando is very easy to book, no sense owning there plus, I suspect, their insurance rates will continue to go up therefore raising MFs

Got it , well I'm kinda of committed to Sea World at this point and don't feel bad about it at $350 for the 11.2k plat contract.

Let's see on my offers of (2) 11.2k Plat 2br at Boulevard if they come through.

This is very helpful advice and love this community , I'm just happy to be expanding beyond DVC. HGVC MFs compared to DVC make me very happy :) I own 1400 points there and this is making me rethink which contract I need to sell :)
 

HuskerATL

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The reason that you are only paying $350 is that they want out of it. There are people giving away Orlando deeds because it is the ongoing maintenance fees that will get you... Forever and they go up every year. You aren't stuck until you close the deed
 
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