TravelingT said:
So, if I am understanding this conversation right, then the season that your points belong to doesn't matter if you book at 9 months out. And, it seems that availability is pretty good at 9 months out. So, if I am in the market for points, and will be flexible, then silver points are the
same as platinum.
Yes, the season that your points belong to doesn't matter if you book 9 months or less.
Yes, availability is pretty good at 9 months out if you're not trying to go during high season at certain HGVC locations (ie HGVC in Hawaii).
No, silver points are not the same as platinum points. Club Points are based on unit size and season. For example, a 2 bedroom owner in silver season will only have 3500 HGVC points annually where as a platinum owner would have 7000 HGVC points annually. (see the HGVC Club Point Use Chart under TUG Advice
http://www.tug2.net/advice/hgvc.htm)
TravelingT said:
I thought that I understood it to be the other way around. That platinum was the best because the maintenance fees were the same for a unit regardless of the season, and that the advantage was very important.
Yes, Maintenance Fees are based on unit size.
For example if you own a two bedroom the maintenance fee is the same regardless if you own during silver season (3500 HGVC points annually), gold season (5000 HGVC points annually) or platinum season (7000 HGVC points annually)
Only you can determine based on your traveling plans which is the advantage.
For example -
If you're planning for the most part to go to the same resort every year during the same time period (ie take the kids to Orlando every summer) then to me it makes sense to buy the exact size unit for the season you need to avoid paying the booking fee every year
If you're planning to exchange every year at the 9 month mark and you need a one bedroom then it makes sense to buy the unit size you need (a one bedroom in this example) with the most points (platinum season) with the lowest maintenance fee. But I guess it ultimately depends on the resale deals that you find. I won't rule out a gold week if the price is right.
Just don't buy Las Vegas or Orlando and expect to go to HGVC at the Hilton Hawaiian Village every year during the summer (high travel season for Hawaii).
I hope this helps