• The TUGBBS forums are completely free and open to the public and exist as the absolute best place for owners to get help and advice about their timeshares for more than 30 years!

    Join Tens of Thousands of other Owners just like you here to get any and all Timeshare questions answered 24 hours a day!
  • TUG started 31 years ago in October 1993 as a group of regular Timeshare owners just like you!

    Read about our 31st anniversary: Happy 31st Birthday TUG!
  • TUG has a YouTube Channel to produce weekly short informative videos on popular Timeshare topics!

    Free memberships for every 50 subscribers!

    Visit TUG on Youtube!
  • TUG has now saved timeshare owners more than $24,000,000 dollars just by finding us in time to rescind a new Timeshare purchase! A truly incredible milestone!

    Read more here: TUG saves owners more than $24 Million dollars
  • Sign up to get the TUG Newsletter for free!

    Tens of thousands of subscribing owners! A weekly recap of the best Timeshare resort reviews and the most popular topics discussed by owners!
  • Our official "end my sales presentation early" T-shirts are available again! Also come with the option for a free membership extension with purchase to offset the cost!

    All T-shirt options here!
  • A few of the most common links here on the forums for newbies and guests!

Help understand rci triannual

C

Cay0908

TUG Member
Joined
Sep 7, 2014
Messages
20
Reaction score
0
I am in the process of purchasing a triannual rci timeshare, when I purchased it I was led to believe that I would get all points at once but now I am told I will only get 25k every year, the maintenance fees are paid every 3 year (they are low so I'm not concerned about the fee vs point amount) but I am confused about how I can use these points, I can't really do much with 25k points so what are my options, pay my maintenance fee then wait 3 years to use all the points at once or can I borrow points from the next 2 years to get the amount of points I need, it doesn't really make sense to me that I would pay the maintenance fee that would cover 3 years then have to borrow points, am I not understanding how this works correctly? Thanks for any help you can give me

Sorry if I am not posting this in the right place I wasn't sure where to post it
 
You should rescind if you bought retail...but as to how it would work...
If you want to stay at your resort during the regular use year, you just let the resort know 1 year before check in and they will reserve your unit and you won't get points for the next 3 years. Alternatively if you want to go somewhere else and need more points the best option is to save points year 1 and borrow points from year 3 and use the year 2 points to book in year 2.

Sometimes you can contact the resort and get them to switch how the points are given so that on the use year they will give out the whole amount and nothing the next two years. You do have to pay for the rci points membership every year points or not.
 
I bought as a resale the whole transaction including closing and transfer fee was under $400, the maintenance fees are $630 every 3 years so it breaks down to $210 a year which I think is about right for 25k points per year, overall I think it was a good deal but I am not getting what I expected on the listing it said 75k deposited jan 1 then when I got the purchase agreement it said 25k per year, I am also under contract for another rci point timeshare that is 66,500 points every other year so I believed this would be the same
Is this still a good deal or should I forget about it? My goal was to have more points to be able to get a better vacation, I guess if I waited I could still do that
 
Eoy's are more likely to give you the whole amount eoy. Triennial are more likely to give you 1/3 each year. But like I said sometimes you can change it with the resort. Typically you have to wait until use year to change but need to notify them a year in advance.
 
tschwa2 said:
If you want to stay at your resort during the regular use year, you just let the resort know 1 year before check in and they will reserve your unit and you won't get points for the next 3 years. Alternatively if you want to go somewhere else and need more points the best option is to save points year 1 and borrow points from year 3 and use the year 2 points to book in year 2.
Click to expand...

I have phased out of TS Weeks except for one ski week that is now in my Son's name. If I were to get back in, I would look carefully at Tri-Annuals. The flexibility as described above appeals to me.

George
 
bogey21 said:
I have phased out of TS Weeks except for one ski week that is now in my Son's name. If I were to get back in, I would look carefully at Tri-Annuals. The flexibility as described above appeals to me.

George
Click to expand...

Only problem with that would be that you have to have an rci points account every year at about $110 per year even with the multi year but in. If you pay year by year it is about $124. So whether yo use that week at your home resort or exchange out (with additional exchange fees) you are already out another $330 in addition to your mf's. It's a fairly high price for the flexibility for a single triennial week.


And while rci has periodically had two for 1 membership or 3 for 1 membership discounts, the only discount offered to rci points members over the last 8 years (over the regular multi year discount) was a single additional $35 off the 2 or 3 year renewal rate during rci's 35 year anniversary (5 years ago).
 
What he said, add $125 a year for membership. IMO the only thing a triennial ownership is good for is a low cost entry to Last Calls.

This is not necessarily a bad deal, but is will take work, management, and a sprinkling of luck to make it work. Far better to buy what you want, where you want (or are at least happy to go there part of the years) annually.

Jim
 
Triennial are also a way to get into points if you have additional weeks you want to use as PDF (points for deposit) on a semi regular basis or if you have points already and know you need x more on the average to get you the places you want.

I am not ready to get rid of points completely but I have downsized from about 85,000 a year to 106,000 eoy with a pdf every so often. At the same time I increased my weeks ownership by about the same equivalent in MF's.
 
Cay0908 said:
I am in the process of purchasing a triannual rci timeshare, when I purchased it I was led to believe that I would get all points at once but now I am told I will only get 25k every year
Click to expand...

It boils down to if you knew when you started the purchase what you know now, would you have bought? The seller shouldn't have said 75K points were deposited January 1 if that wasn't true. I'd back out on that unless I thought 25K points/year would work for me.
 
Thanks for your replies, I have a question about the rci membership fees, do I need to pay a fee per ts each year ($125 each) or is it just a yearly fee no matter how many you own, also I don't know if this makes a difference but the rci membership was included in the purchase price/fees I paid, I'm guessing this was just for the first year though, I have another ts that is not rci that i use for my main yearly week vacation, I am purchasing the rci because i want to try out the rci point system and thought that I would be able to take one additional vacation every other year, I guess I could still do that but I would have to wait a few years and it sounds like I would need to do a lot of planning to make that work for me
I also frequently take 3-5 day vacations a year and often on short notice I am very flexible with when I can travel between sept-jan which is mostly the least busy season, would this timeshare plus the other every other year ts be easier to use for those trips, can you get good deals on short stays or last min travel, if so maybe this will work but not for what I thought it would
And i probably would not have purchased if I knew that it was going to be 25k and not as advertised, I have received the contract but have not signed anything yet so I still have time to back out, I'm trying to decide if I can make this work or keep looking for something else
 
The RCI Points membership is for all the resort's you own, and the Weeks membership is included. So that's the max membership fee. Oh, besides the exchange fee (currently $209 online) for making an exchange, whether points, or weeks.

Jim
 
Word police, splitting hairs...

Just for the record:

triennial --- occurring every three years.

triannual --- not actually a word at all afaik, but if it was in the dictionary it would mean three times in one year (...doesn't exist in any single timeshare ownership).
 
Last edited:
I know sorry I didn't realize I was making up words until I just reread the post
 
No harm, no foul...

Cay0908 said:
I know sorry I didn't realize I was making up words until I just reread the post
Click to expand...

Don't be sorry; you are perhaps to be commended for language innovation. ;)
 
Cay0908 said:
I bought as a resale the whole transaction including closing and transfer fee was under $400, the maintenance fees are $630 every 3 years so it breaks down to $210 a year which I think is about right for 25k points per year, overall I think it was a good deal but I am not getting what I expected on the listing it said 75k deposited jan 1 then when I got the purchase agreement it said 25k per year, I am also under contract for another rci point timeshare that is 66,500 points every other year so I believed this would be the same
Is this still a good deal or should I forget about it? My goal was to have more points to be able to get a better vacation, I guess if I waited I could still do that
Click to expand...

I own one of these.
You can borrow ahead to have 50K to use to book.
You can also do pfd (Points for deposit) of other weeks resorts that you own if they don't participate in RCI points to acquire more points.
You'd be surprised at what you can find for around 28K points.
I book 2 bedrooms in the summer at the beach in FL for around 28K points.
Ends up being cheaper than using TPU's.

I have also seen studios at DVC for 28K RCI points.
That's a pretty good deal if you don't own in Orlando. :)
You could have done much worse.
The free weeks account is a plus too.
 
I have a tri-annual that is in RCI Points. I can take my far lower costing CMV UDI weeks and bank 4 UDI Oak Timbers and 4 Cottage week's each year at prorated cost of about $205 per year. Bruce :D
 
brucecz said:
I have a tri-annual that is in RCI Points. I can take my far lower costing CMV UDI weeks and bank 4 UDI Oak Timbers and 4 Cottage week's each year at prorated cost of about $205 per year. Bruce :D
Click to expand...

That would be a quadrennial. And really what you have is a 1/13 interest that allows addition useage as available.
 
If I were to split the points each year from the eoy ts plus the triennial that gives me 58,250 points per year, I've been looking at the points charts and I'm not sure how accurate they are or how nice each resort is but it seems like I could get something decent for that amount, I only need to get a 1 bedroom a 2 bedroom would be nice but not necessary, I could also wait a year and borrow to get more points
When I borrow from the 3rd year I wouldn't have to prepay maintenance fees right? I would have already paid them in the beginning of the three years

The triennial points are from Orlando but the eoy are not, so I could only use those points for DVC

I think I am going to keep it or see if they have any other eoy ts I might be able to purchase instead, but if not it seems like a fairly low cost way to see how the rci points work and if I find I need more points per year I could always buy another ts, thanks for all your replies
 
Cay0908 said:
When I borrow from the 3rd year I wouldn't have to prepay maintenance fees right? I would have already paid them in the beginning of the three years
Click to expand...

If this is Vacation Village at Parkway then you pay your MF's every 3 years but get the points allocated every year. You wouldn't be paying MF's every year.
It works differently at some of their other resorts like Grandview where you pay 1/3 of your MF's yearly.
 
Cay0908 said:
The triennial points are from Orlando but the eoy are not, so I could only use those points for DVC

I think I am going to keep it or see if they have any other eoy ts I might be able to purchase instead, but if not it seems like a fairly low cost way to see how the rci points work and if I find I need more points per year I could always buy another ts, thanks for all your replies
Click to expand...

My understanding is that in an rci weeks account non Orlando weeks can be used at Dvc even if you own in Orlando. If you combine a deposit that contains any points from Orlando you would not be able to exchange into Dvc. Problem with points accounts are the points are always combined. Therefore if you own an Orlando points unit you would not be able to use that account to exchange into Dvc.
 
I didn't know I wouldn't be able to use any of the points towards DVC, they are both points ts so the only way for me to not have them combined would be to use the week at the resort and not use the points? I don't usually go to disney but if I ever wanted to in the future then I guess I won't be exchanging for it
Also does this apply to all DVC exchanges or only the ones in Orlando, I'm not sure how many other resorts there are but just for future reference, will no DVC come up as option when I look for an exchange
 
You must log in or register to reply here.
Top