I just rejoined TUG since I am looking for a trade and have not done so in the last 7 years. I own DVC and have done some renting points for myself and helped friends rent DVC resorts.
From my experience, points have an average value of about 10 each per year in a rental situation. So for example, I have booked a 1 bedroom at OKW in what would be considered regular season for a total of 185 points or if I rented it, $1850. The rack rate for that same period is $ 3500.00.
Also I did a comparison of the current Disney special of buy 4 get 3 free and found that if I booked a studio at the BWV or WLV for the same period, my cost using the 10.00 per point number is about 150.00 less still. The bonus is I get to stay at the Boardwalk while those that book the 3/4 stay at a value resort like All Star Sports.
I noticed comparisons to the annual dues and don't really understand what you were getting at there.
Now if you are really interested in renting into DVC, you can take a look at the DVC Rent/Trade board. Hopefully I will post this link correctly.http://www.disboards.com/forumdisplay.php?f=29
This is about the most active DVC rent/trade site I have found.
As an owner of DVC I never traded out to RCI or II. I used TUG to rent for cash, then rented my points to pay for the TUG rental. I have been very successful doing it this way, especially since most renters want cash and not a Disney stay.
I am hoping to do this again with Harborside/Atlantis, unless I can find a trade.
I am very happy that TUG has opened up a DVC forum that seems to be sticking much more to the "timeshare" part of timesharing. Others sometimes degenerate into too much Disney worship. DVC owners that I know personally, not those on the boards, about 15 I can think of off the top of my head are not even aware of the other options they really have.
Hope the post was not too long!