• The TUGBBS forums are completely free and open to the public and exist as the absolute best place for owners to get help and advice about their timeshares for more than 30 years!

    Join Tens of Thousands of other Owners just like you here to get any and all Timeshare questions answered 24 hours a day!
  • TUG started 30 years ago in October 1993 as a group of regular Timeshare owners just like you!

    Read about our 30th anniversary: Happy 30th Birthday TUG!
  • TUG has a YouTube Channel to produce weekly short informative videos on popular Timeshare topics!

    Free memberships for every 50 subscribers!

    Visit TUG on Youtube!
  • TUG has now saved timeshare owners more than $21,000,000 dollars just by finding us in time to rescind a new Timeshare purchase! A truly incredible milestone!

    Read more here: TUG saves owners more than $21 Million dollars
  • Sign up to get the TUG Newsletter for free!

    60,000+ subscribing owners! A weekly recap of the best Timeshare resort reviews and the most popular topics discussed by owners!
  • Our official "end my sales presentation early" T-shirts are available again! Also come with the option for a free membership extension with purchase to offset the cost!

    All T-shirt options here!
  • A few of the most common links here on the forums for newbies and guests!

DVC First Year Points


TUG Member
Jul 27, 2007
Reaction score
Bay Area, CA
I'm signing papers for AKV next week. The Use Year is December. The points will not be available until May 2009 when the property opens. When is the latest I can bank the pts? When do the points expire?



Tug Review Crew
TUG Member
Jul 19, 2008
Reaction score
Resorts Owned
The Grand Californian-VGC
Animal Kingdom-AKV
A good website is mouseowners.com, it will give you loads of information about points and banking! It is a website of Disney ownership, by Disney owners. It is an excellent resource!

If your UY is December, then July 31 is the deadline for banking points.

Effective January of 2008, new banking rules and deadlines will be utilized. They're much simpler than the previous rules, but will require vigilance on members' parts. Under the new rules, members are required to bank up to 100% of their unused vacation points (and book Member Getaways) at least 120 days (four months) prior to the end of their Use Year. The new motto is "Book or bank by four before!"

For further answers refer to mouseowners.com

Welcome Home, :)



TUG Member
Aug 25, 2006
Reaction score
Davenport, IA
If you are getting December 2008 points, they will expire on November 30, 2009. You will have up until July 31, 2009 to bank any amount of them if you wish. (If banked, they then would expire on November 30, 2010.)

The only reason they can't be used until May 2009 is that's because the unit you bought into will not be open until then. That does NOT mean that you can't make a reservation until then. You will be able to make any reservation you want using the regular reservation windows, as long as the stay does not begin until whatever date in May that your unit is available for use.