You will get a bunch of replys from folks telling you to rescind your purchase. I'm one of them. Yes you paid to much...most here have at least once.
Somewhere in your paperwork is a recision form. It will state you have "x" number of days to rescind your purchase. Provided you are still within that window, it's in your interest to do so.
I own 2 HGVC weeks and LOVE the system, but you can get a much better price on the resale market. 5000 points for a two bedroom week is what is allocated within HGVC for a Gold weeek. There are basically 3 seasons now sold within HGVC Platnum, Gold, and Sliver. Platnum weeks are allocated more points for a 2 bdrm, than Gold or Silver season weeks are.
Rescind now, read up here on TUG and learn about T/S's and then purchase when appropriate and you know what you are purchasing.
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The following is excepted from the members benefits page of HGVC for your reference:
The HGVClub is a point-based reservation system.
As an HGVClub Member, you will receive an annual allotment of ClubPoints based upon the type of accommodations and season you own at your home resort.
There are many exciting ways to use your ClubPoints, so be sure to consider all the options that follow. You may mix and match these options at your discretion based on the number of ClubPoints in your account.
Keep in mind that each annual allotment of ClubPoints will expire if not used within the generous time frame allowed.