Developer buy back??? Please help.... [merged]

[TUGBrian]

all the more reason not to sign in the sales meeting without returning home and doing research.

 

[theo]

You avoided / evaded the real issue here...

You can't read what you don't get

To repeat, once again --- the buyer did get clear and specific cancellation instructions, in writing, along with all of the other contract documents. The law requires this to be done. Period.

So, to repeat once again --- what possible credible explanation can there be to not even bother to read or act upon those cancellation instructions which were provided, until nearly a week later?

The condo declaration documents, etc. are completely irrelevant to this clear, fundamental question.

 

[Rob&Carol Q]

What's needed are bright neon-color golf shirts, 100% cotton, emblazoned front & back . . .

BUY TIMESHARES RESALE
SAVE THOUSANDS
tug2.net​

Now, THAT might make for a very swift sales presentation...:hysterical:

 

[TUGBrian]

or a billboard outside of orlando....

 

[Ridewithme38]

To repeat, once again --- the buyer did get clear and specific cancellation instructions, in writing, along with all of the other contract documents. The law requires this to be done. Period.

So, to repeat once again --- what possible credible explanation can there be to not even bother to read or act upon those cancellation instructions which were provided, until nearly a week later?

The condo declaration documents, etc. are completely irrelevant to this clear, fundamental question.

The 300 page Condo Declaration documents are a HUGE part of this discussion...Take a working man, and give him 3days to read 300 page document and understand all the legal mumbo jumbo, while figuring out why NOTHING it states matches what he was told...and THEN have him figure out the US Postal system to send everything he needs in in two days....Again, maybe i'm under estimating the average american...But the REASON they don't send it back in time, is because they just don't have the time to do it...

Most Americans go on faith for alot of things(NOT me) they believe what their teachers tell them, what the police tell them, what their preacher says, hell even used cars and home sales need a certain amount of legal disclosure to operate...people put faith in that....When they leave that TS sales presentation, they have NO REASON not to believe that everything that guy said was the truth....The problems comes up 6months to a year later when they get a break of their 16hr shifts digging ditches....and get a chance to actually read what they've signed...people are shocked that the salesman could just outright LIE to them like that

 

[theo]

Pure, unadulterated bulls#%t...

The 300 page Condo Declaration documents are a HUGE part of this discussion...Take a working man, and give him 3days to read 300 page document and understand all the legal mumbo jumbo, while figuring out why NOTHING it states matches what he was told...and THEN have him figure out the US Postal system to send everything he needs in in two days....Again, maybe i'm under estimating the average american...But the REASON they don't send it back in time, is because they just don't have the time to do it...

Frankly, your typical and consistently ongoing Gen X / Gen Y denial of the entire concept of personal responsibility and / or accountability offends (to be more honest, actually disgusts) me, but I will nonetheless attempt to remain a gentleman in the interests of conducting intelligent and civil debate.

That someone has several hours to attend a sales presentation and devote that much time to commit to spending tens of thousands of dollars to "vacation", yet can't later find the time to read the contract which they have voluntarily executed (or the specific instructions provided in writing on how to cancel it), frankly just defies both logic and common sense, at least in my personal opinion.

In short, I think we are clearly just going to have to agree to completely disagree here...

 

[kategio]

Timeshare Answer

The company Timeshare Answer claims they can get rid of your timeshare. They are not reselling it, they are going by misrepresentation. DOES THIS WORK??? you ahve to pay them upfront 2600$$ but they said if they can't they give you a 100% refund

 

[vacationhopeful]

Any upfront FEE COMPANY is almost likely a SCAM. They have requested money upfront - and every scam company comes with some totally unenforceable promise. After 60 days, your credit card company will not reverse the charge.

Did you pay a lawyer for an opinion about your originally sent rescind letter?

 

[Passepartout]

The common wisdom is not to pay anyone upfront but hey, you may be the first. If it has happened, I don't recall anyone here being successful. I'd get references from them and call 'satisfied' customers before consenting to send money. But that just skeptical ol' me. Jim

 

[e.bram]

You could opt for a jury trial. OJ did and got out.(once anyway)

 

[vacationhopeful]

Any upfront FEE COMPANY is almost likely a SCAM. They have requested money upfront - and every scam company comes with some totally unenforceable promise. After 60 days, your credit card company will not reverse the charge.

Did you pay a lawyer for an opinion about your originally sent rescind letter?

DID YOU EVEN SEND a rescind letter? Or did you call the developer who told you "sorry, too late to cancel"?

 

[T_R_Oglodyte]

Most Americans go on faith for alot of things(NOT me) they believe what their teachers tell them, what the police tell them, what their preacher says, hell even used cars and home sales need a certain amount of legal disclosure to operate...people put faith in that....When they leave that TS sales presentation, they have NO REASON not to believe that everything that guy said was the truth....The problems comes up 6months to a year later when they get a break of their 16hr shifts digging ditches....and get a chance to actually read what they've signed...people are shocked that the salesman could just outright LIE to them like that

"Gosh - look at all of this paperwork. I can't read and understand it all within five days, and enjoy my vacation. What do I do now?"

• Option A: If I don't understand what I'm signing, I shouldn't agree to it. I guess I better rescind.

• Option B: That sales person wouldn't mislead me. Even though he was really mean and high pressure, and called my husband stupid, I guess I can trust him.

I don't understand why it's unreasonable to expect people to pick Option A.

******

Personally, I did read all of the documentation in my hotel room when we made our first purchase (from the developer) and I did rescind in large part because of what I learned in reading those documents.

 

[ronparise]

As has been pointed here already you agreed to this deal and you are stuck with it.

That dosent mean you dont have options. One of those options that hasnt been discussed here except in talent312's post is to simply not pay. Dont pay the mortgage payment and dont pay the maintenance fees.

Please dont misunderstand me Im not recommending this approach....and Im not recommending any other approach. You have do do your own research and consult with your own advisors then plot your own course of action

there will be consequences if you default and they should be laid out in the contract, so read that and understand what those consequences are.

I would bet that if you or someone acting on your behalf (a lawyer perhaps) was able to convince the right people that you were simply refusing to pay, they would back down and honor your rescission letter even if it was a day late.

The fact is you don't have to pay as long as you are willing to face the consequences of that decision. Understand your options and the consequences and then decide

 

[ronparise]

Frankly, your typical and consistently ongoing Gen X / Gen Y denial of the entire concept of personal responsibility and / or accountability offends (to be more honest, actually disgusts) me, but I will nonetheless attempt to remain a gentleman in the interests of conducting intelligent and civil debate.

That someone has several hours to attend a sales presentation and devote that much time to commit to spending tens of thousands of dollars to "vacation", yet can't later find the time to read the contract which they have voluntarily executed (or the specific instructions provided in writing on how to cancel it), frankly just defies both logic and common sense, at least in my personal opinion.

In short, I think we are clearly just going to have to agree to completely disagree here...

And will disagree with you

but Im disgusted too.

Its just that Im disgusted by all the sanctimonious BS being tossed around here about personal responsibility or the lack of it and who is responsible.

The problem, theo, is with our generation the baby boomers, not our kids. We are the ones that squandered what our parents built for us and then handed our children the mess.

The responsible thing for the original poster to do is to make sure she can care for her family. If that means defaulting on a timeshare contact so be it.

 

[vacationhopeful]

OP lives in Canada. Found that info in one of their other threads.

 

[lll1929]

You always have the option of stopping your monthly payments. I did that last year with my Marriott property.

After not paying for 6 months, Marriott said I could give it back, as long as I was current with my Maint fees. I elected to accept their offer. It was NOT considered a foreclosure and my credit score was not damaged too terribly bad.

Good luck...

 

[kategio]

Thank you so much for all the advice.

I would have rescinded on th fifth day, but my husband was in the field training for Afghanistan. I waited until he was home to sign the papers. I had read over the contract and read the bad reviews on the internet. I wish he would have been home because things would be a lot different now.

I have been reading about a deed in lieu of foreclosure. Does anyone have any experience with this?

 

[Passepartout]

Thank you so much for all the advice.

I would have rescinded on th fifth day, but my husband was in the field training for Afghanistan. I waited until he was home to sign the papers. I had read over the contract and read the bad reviews on the internet. I wish he would have been home because things would be a lot different now.

I read that you DID attempt to rescind but were a day late. If I understood that correctly, and the delay was caused by waiting for your husband's signature on the rescission form, I think I would try to appeal to the decency of the developer to be a little more flexible to a soldier's family. Tell them that you can't afford vacations now, but if they will allow you to rescind- or even buy back the contract for a reasonable price, you'd be more inclined to buy a timeshare from them when you can afford vacations. Otherwise, you will be forced to default or BK and those courts always look favorably on soldiers' families. It may not work, but might be worth a try.

As always through this, good luck.

Jim Ricks

 

[kategio]

Thanks Jim

I appreciate that. I will keep you all posted.

Kate

 

[kategio]

Hi. I sent the rescind letter one day late. I had to wait for mu husbands signature. he is out in teh field training for Afghanistan. has he have been home this ould have been a different story. Do you think we can maybe pead our case??

 

[T_R_Oglodyte]

Thank you so much for all the advice.

I would have rescinded on th fifth day, but my husband was in the field training for Afghanistan. I waited until he was home to sign the papers. I had read over the contract and read the bad reviews on the internet. I wish he would have been home because things would be a lot different now.

I have been reading about a deed in lieu of foreclosure. Does anyone have any experience with this?

I read that you DID attempt to rescind but were a day late. If I understood that correctly, and the delay was caused by waiting for your husband's signature on the rescission form, I think I would try to appeal to the decency of the developer to be a little more flexible to a soldier's family. Tell them that you can't afford vacations now, but if they will allow you to rescind- or even buy back the contract for a reasonable price, you'd be more inclined to buy a timeshare from them when you can afford vacations. Otherwise, you will be forced to default or BK and those courts always look favorably on soldiers' families. It may not work, but might be worth a try.

As always through this, good luck.

Jim Ricks

Ahhh - additional significant information.

I completely agree with Jim's suggestions. If that doesn't work I suggest you contact a local news media consumer action hotline. With the addition that your husband was in Afghanistan I think that would play well into the type of story they are often looking for.

 

[ronparise]

its been a long...long time since I was in the military, but I seem to remember that there was someone on every base to help soldiers if they needed legal advice .... Find them

 

[kategio]

Vacation Village Voyages QUESTION....HELP!

Quick question,

When you purchase a vacation village voyages program, are you in it for life like a timeshare? What if you have everything paid off in full? And you don't want to be a member anymore? Can you just cancel and not be a member?

I am looking for some info on this program. The company is offering me this program instead of a timeshre that I bought that i cannot afford.

PLEASE HELP!!!!

 

[DeniseM]

This will only add to your problems. You will still have continuing fees, and these types of companies are famous for NOT taking your first timeshare out of your name. Then you will have fees for TWO products!

There are no easy outs - any type of deal like this will only cause MORE problems.

Right now you should focus on getting out of your original contract using the good advice you have already received.

If you have more questions/comments, please post them in this thread, instead of staring new ones - thanks!

 

[kategio]

okay this is a nightmare!!

The owner support guy said that we can take this deal to get out of out existing timeshare! He said that it would be a omre affordable program and that we would not have rising MF.

I cannot believe that they are scamming again! So what is this program anyways? He sent me info and more info but it just goes on how great it is without any details. I seriously though that this was a way out of timeshare hell and we would not own anything...we would just be a member. And that we could cancel our membership after our fees ahve been paid!