I agree that it can be *figured out" but it is nowhere as simple as just booking directly with points and using just (no more, no less) what is needed in all circumstances. I believe that the whole strategy behind the way DEX was set up was to make it as complicated as possible so that extra fees were likely to be collected and points got left on the table (to the developer's benefit). Not everyone spends as much time analyzing room sizes/tiers/what to buy in the first place, in advance of buying a timeshare or making a deposit. That is likely why they are making access free to more resorts - the money is in the trading process, not the "entry" fee. TUG members are not reflective of the average timeshare owner. Many, probably the majority, (outside of TUG) have owned their timeshare for years and are still relatively uninformed about how to use it effectively. Developers encourage this lack of knowledge and make communication between owners/members virtually impossible within the timeshare club itself. The one way around this is if one discovers TUG or a good FB group to obtain knowledge.