This is a pretty good update, with more information and quite a few pictures.
Ok, y'all, look at the last picture in the series. The damage is clearly seen at the stern of the ship. The stabilizer just forward to it is undamaged. What does that mean? The ship was not steaming innocently straight ahead when she struck the reef. She was either drifting sideways or turning.
She could have been drifting if she lost both power and steering, but she would not have drifted 4 miles without the crew knowing there was a pretty big problem. Plus this captain stated that he believed he was in deep water, there was no reef on the chart at his location. That is incorrect, the reef he hit IS on the nautical charts.
Here is what Mr. H and I think happened: the ship was off course (actually a very hard mistake to make), they suddenly realized they were off course (depth sounder alarming?, someone spotted the reef?), they turned hard to starboard, swung the stern of the boat to port, striking the reef on the port side. The captain then partially did the right thing, steaming 45 minutes for the island off the coast of which they eventually ran aground. Of course, he then did completely the wrong thing in not alerting the passengers to the severity of the crisis. I would bet that he was purposely trying to run the ship aground, hoping to beach the ship, making evacuation easier. He seemed to have assumed (hoped) the ship would not list, without the listing it would have been easy to evacuate, they were in 20 feet of water.
Maybe more info will prove us wrong, but the captain seems to have made some pretty bad decisions here.
H