Amex
We went to a bowl game during a Christmas week in SFO at Giants Stadium.
Luckily my husband asked at the last minute which CC we should use and we put on AMEX due to our premium insurance and I had to be the primary renter because only I had brought the card.
Had several smash and grab of bags/valubles of 5-6 cars in out parking lot.
AMEX was the Primary insurance for the AUTO, so paid for the window, but not for the BELONGINGS they were secondary--that had to go through the HOME OWNERS insurance.
The AMEX only covered the $500 deductible that the HOME OWNERS had that we were responsible for. The bag stolen had my computer and several other electronics, some were gifts, so I had no receipts. I had to produce several receipts for AMEX to cover the deductible, so I ended up finding receipts for several accessories and the bag itself which I had bought on Amazon in my account history to total up to $350 of the lost belongings. Did not get the full deductible back.
We had contacted our primary AUTO insurance, we had 100% coverage for windows and they would have covered, but ended up not paying anything due the AMEX was Primary.
Oh and I might add we had to drive around 2 days with a busted out back/side window since that week that had no other cars for us to exchange, and we couldn't get the window fixed ourselves, everything had to go through the insurances and they needs claim numbers before anything would be done.
We went to a bowl game during a Christmas week in SFO at Giants Stadium.
Luckily my husband asked at the last minute which CC we should use and we put on AMEX due to our premium insurance and I had to be the primary renter because only I had brought the card.
Had several smash and grab of bags/valubles of 5-6 cars in out parking lot.
AMEX was the Primary insurance for the AUTO, so paid for the window, but not for the BELONGINGS they were secondary--that had to go through the HOME OWNERS insurance.
The AMEX only covered the $500 deductible that the HOME OWNERS had that we were responsible for. The bag stolen had my computer and several other electronics, some were gifts, so I had no receipts. I had to produce several receipts for AMEX to cover the deductible, so I ended up finding receipts for several accessories and the bag itself which I had bought on Amazon in my account history to total up to $350 of the lost belongings. Did not get the full deductible back.
We had contacted our primary AUTO insurance, we had 100% coverage for windows and they would have covered, but ended up not paying anything due the AMEX was Primary.
Oh and I might add we had to drive around 2 days with a busted out back/side window since that week that had no other cars for us to exchange, and we couldn't get the window fixed ourselves, everything had to go through the insurances and they needs claim numbers before anything would be done.
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This rental is on dh's Chase United card.
