• Welcome to the FREE TUGBBS forums! The absolute best place for owners to get help and advice about their timeshares for more than 31 years!

    Join Tens of Thousands of other owners just like you here to get any and all Timeshare questions answered 24 hours a day!
  • TUG started 32 years ago in October 1993 as a group of regular Timeshare owners just like you!

    Read about our 32st anniversary: Happy 32st Birthday TUG!
  • TUG has a YouTube Channel to produce weekly short informative videos on popular Timeshare topics!

    All subscribers auto-entered to win all free TUG membership giveaways!

    Visit TUG on Youtube!
  • TUG has now saved timeshare owners more than $24,000,000 dollars just by finding us in time to rescind a new Timeshare purchase! A truly incredible milestone!

    Read more here: TUG saves owners more than $24 Million dollars
  • Sign up to get the TUG Newsletter for free!

    Tens of thousands of subscribing owners! A weekly recap of the best Timeshare resort reviews and the most popular topics discussed by owners!
  • Our official "end my sales presentation early" T-shirts are available again! Also come with the option for a free membership extension with purchase to offset the cost!

    All T-shirt options here!
  • A few of the most common links here on the forums for newbies and guests!

Chase Sapphire Reserve is changing... Alternative cards with high points for MVC maintenance fee payments?

*Did a test booking for Park MGM (including resort fees/taxes) was $340 all-in, for sat & sun, 2 nights for Jan (cheaper than direct cancelable rate); will see when credit posts.
(cancelable until 2 days before trip...)
TY!

I'm curious if you are going to have a car. Does "all-in" include parking? Any resort fee?

We have a 1 week timeshare stay at Marriott Grand Chateau in Spring 2026, so a Vegas hotel might be an easy way to tackle on some extra nights.
 
Does "all-in" include parking? Any resort fee?
*Includes resort fee of $50 per day BUT there IS a parking fee of ? $20 or 25/day which appears to give in/out at ALL MGM properties in Vegas (so presumably Bellagio also, so not terrible but still not nice to pay all these junk fees)...

Not sure if there is anyone up to speed with any status matches from Marriott/Hyatt to MGM which may give one premium status with MGM & waiving parking fees but looks like MGM moved from Hyatt to Marriott & there are benefits for Bonvoy Elites but free parking & waived resort fees are only for Marriott Ambassador Elites, not for Platinum or Titanium.

Also, status match works FROM MGM to Bonvoy but not the other way around :-(

1761575923551.png

1761575965913.png


1761576553906.png


1761576605269.png
 
I hesitate to give value to the added hotel/resort credit AMEX FHR comes with to cover the out of pocket costs for a stay because we’d have to spend it there when we might not otherwise.

*Much worse for Chase Edit for me with 2 night min; AmEx FHR has many 1 night stays, so the $300 works well for us...

Ventana Canyon is a nice property in Tucson; easy getaway from PHX. Staying Saturday night there on AmEx FHR (excellent F&B quality for the price/F&B FHR credit & Free BF) + Sunday nite at WM Rancho Vistoso for $100/night cash stay for a nice 2 BR condo for a nice 3 day getaway from PHX for cheap...
 
We booked a 2 night The Edit stay in Atlanta for next weekend. I posted previously about the “gotcha” with the need for the stay to be prepaid but also to show up on a statement after Oct 26. I was hoping I could simply prepay the stay in midOct. Of course, there was no availability when I tried to do so, and there was no possibility of me prepaying without cancelling. I was assured that if I cancelled and tried to rebook, there would be no availability. I had no interest in going to Atlanta without the CSR rebate, so I cancelled. Indeed there was no availability when I tried to rebook.

So… I personally think the Edit benefit will be like this. Layers of “gotchas”- overpriced stays, so you have to research the non Chase cost of the hotel, figure out the value of the daily breakfast and what you can use the $100 credit on, call CSR customer service to clarify details, and then in the end be unable to use the benefit.

I’ve found the same with the DoorDash benefit. The prices are inflated and you have ten steps of research to find out that your credit is worthless.

Sad to say that I’m out on CSR. The changes are not only annoying, they’re scammy. I have zero interest in rewarding a company for scammy-ness. Chase actually reminds me of Hyatt Vacation Club. 😳
I agree. My CSR renews in February and I will not be renewing it.
 
I am already annoyed by the Doordash credits. So far In Flertalk and here, I did not hear anyone state they can find outsized value - even with digging by seasoned travel posters.

To pay $750 X 2 in order to waste time searching to shoehorn restaurants and hotel stays seems ridiculous without outsized value. Can just pay cash and go when and where we want.

Will likely cancel one at anniversary and the SUB into preferred if that still offers value. May eventually cancel second card. Sad because this has been a great card for us.

I am hoping someone will prove me wrong so I can keep.
 
I am hoping someone will prove me wrong so I can keep...
My immediate reaction was to ditch the CSR but now I'm seeing more than enough value to give it another year. Though we will be cancelling the additional user since it's not worth anywhere near $195 to us since we do the vast majority of our travel and dining together.

I have no doubt I'll get the $300 Travel Credit and $300 for CSR Dining. The $300 from StubHub seems very likely as well so there's the $795 right there.

The Doordash credits are worth a lot to us - $96 for Dashpass + $60 in monthly restaurant credits + ~$120 non-restaurant credits. At least $60 from Lyft, plus there is a weird bonus Lyft Discount for having Dashpass. Hard to quantify the Apple TV+ benefit because most of the time we get it for free for one reason or another.

I doubt we'll ever use the Edit credits but there is a $250 credit for Pan Pacific coming in 2026 that I may be able to use (assuming the Chase Travel rates are comparable to the stay I have booked). IHG Status is nice (we end up in an IHG hotel 1 or 2 nights a year). But we don't fly Southwest so no help there.

And at base, 4x Chase points on non Marriott/Hilton hotels and non United/Alaska flights and 3x dining can't be beat. So we'll see where we end up at the end of next year.
 
If paying MVC, HGVC and DVC MF awards 4x points, I believe I will have to get the CSR.

Have resisted all this time but that 4x for MF would make me get card.

Please report if MF credits at 4x.

Sent from my SM-S928U using Tapatalk
I paid my Hyatt Grand Vacations Club Maintenance Fee and it did earn 4X.

Welk-Chase Sappire Reserve.jpg
 
I paid my Hyatt Grand Vacations Club Maintenance Fee and it did earn 4X.

View attachment 117583
NYC Taxi formerly got 3x under travel coded as “taxi cab and limo” merchant type “travel” is now 1X “all other purchases” 10/26 posted 10/27.

Charged $100 MVC maint fee on 10/27 description “Marriott Annual Dues” merchant type “Marriott” on 10/27 - still in pending status.
Will let you know.
 
NYC Taxi formerly got 3x under travel coded as “taxi cab and limo” merchant type “travel” is now 1X “all other purchases” 10/26 posted 10/27.

Charged $100 MVC maint fee on 10/27 description “Marriott Annual Dues” merchant type “Marriott” on 10/27 - still in pending status.
Will let you know.
I did the same thing and mine posted at 4 points today! I am worried Vistana will be a different story though.
 
I did the same thing and mine posted at 4 points today! I am worried Vistana will be a different story though.
That is great to hear. I just paid the maintenance fees for one of my MVC legacy weeks and am waiting for it to post to my CSR. It is currently pending and shows: "Description: Marriott Annual Dues" and "Category: Travel" which had me worried, since in past years my MF payments were labeled differently by Chase ("Description: Marriott" and "Category: Travel").
 
That is great to hear. I just paid the maintenance fees for one of my MVC legacy weeks and am waiting for it to post to my CSR. It is currently pending and shows: "Description: Marriott Annual Dues" and "Category: Travel" which had me worried, since in past years my MF payments were labeled differently by Chase ("Description: Marriott" and "Category: Travel").
I plan to test each property with a small charge first. I don’t want to assume they will all post the same way.
 
My Vistana tester posted at 4x, labeled as “timeshare”
You have made my day!
The increase of $250 for the yearly fee is made up by canceling Sirius Radio and my personal Apple TV account and using their Apple TV and Music credit.
I just dislike the narrowing of the Travel category to hotel and airfare.
 
I am already annoyed by the Doordash credits. So far In Flertalk and here, I did not hear anyone state they can find outsized value - even with digging by seasoned travel posters.

To pay $750 X 2 in order to waste time searching to shoehorn restaurants and hotel stays seems ridiculous without outsized value. Can just pay cash and go when and where we want.

Will likely cancel one at anniversary and the SUB into preferred if that still offers value. May eventually cancel second card. Sad because this has been a great card for us.

I am hoping someone will prove me wrong so I can keep.

I could not see a way to make it work for us at anything other than maybe a slight savings over the cost of the annual fee. I downgraded ours to the preferred, and then did a product change on our other preferred to the no annual fee Freedom Visa with UR.
 
I just dislike the narrowing of the Travel category to hotel and airfare.
Like you I'm finding value in the various coupons that more than make up for the $250 increase...but the change to miscellaneous travel irks me.

So a few days ago I ripped the CSR out of the various ship, rail, taxi, subway, etc. apps and websites in which I was using the CSR and replaced it with another card. Which is fine...but annoying.

But now I have to watch Disney like a hawk. They like to have one account across all their websites and when I stay 'on property' and charge things to my room I now get 4x instead of 3x spend. But DCL and everything else Disney is now just 1x. Harrumph.
 
A quick mini-review on CitiTravel, which is a mandatory part of the experience if you use the Citi Strata Elite, which I opened to replace my CSR.

A few weeks ago I booked a trip in First Class on American Airlines through the Citi Travel portal, which is what you have to do if you want the 6x points for air travel. That all went fine. As it happened, the outbound and return trips were booked separately, so it was two one-way trips (thankfully, as it turns out.)

Earlier this week, American notified me that they'd changed their schedules and so they had booked me onto different flights. I looked and discovered that they had booked me on flights connecting in Phoenix. I don't do Phoenix connections, because the whole reason for booking first class is that I will get dinner – this is a trip which arrives late at night in Texas and if I don't get dinner on the plane, I'm not going to get dinner and I'm going to arrive hungry and grumpy.

Since the change was instigated by the airline, I'm entitled to switch to whatever flights suit me better. But after calling AA, they told me that only CitiTravel could make the changes. So then I called CitiTravel. After waiting on hold for ten minutes or so, I got a human. I explained the situation (I already knew which flights I wanted to be rebooked onto.). He put me on hold and I was immediately disconnected. I then called back four times and was disconnected each time after waiting on hold.

On the fifth time, I got a human again, and she was very helpful but was a hotel reservationist and not a flight reservationist. She promised to have the right person call me back but said it might take some time.

This afternoon, about 48 hours later, I did get a call back. I explained the situation and what I wanted. I was put on hold several times, totaling 45 minutes, but eventually they told me they'd rebooked me onto the flights I wanted. Great, I said. We ended the call.

I then went to look at the reservation on AA, and discovered that they had indeed booked me on the desired flights, but now I am booked in coach! Of course, I paid for first class and the whole point of all of this was the desired meal which I wouldn't get in coach. So now I had to call them again, wait on hold about 15 minutes, and finally got a representative who (to her credit) understood the situation and wants to correct it. But she needs to talk to AA and so I need to wait for her to do so and then call me back, hopefully.

So I've now invested more than two hours in dealing with a schedule change. I am not impressed with Citi Travel. However, to be fair, I doubt they are any worse than Chase Travel, where I have similar stories from the past.
 
A quick mini-review on CitiTravel, which is a mandatory part of the experience if you use the Citi Strata Elite, which I opened to replace my CSR.

A few weeks ago I booked a trip in First Class on American Airlines through the Citi Travel portal, which is what you have to do if you want the 6x points for air travel. That all went fine. As it happened, the outbound and return trips were booked separately, so it was two one-way trips (thankfully, as it turns out.)

Earlier this week, American notified me that they'd changed their schedules and so they had booked me onto different flights. I looked and discovered that they had booked me on flights connecting in Phoenix. I don't do Phoenix connections, because the whole reason for booking first class is that I will get dinner – this is a trip which arrives late at night in Texas and if I don't get dinner on the plane, I'm not going to get dinner and I'm going to arrive hungry and grumpy.

Since the change was instigated by the airline, I'm entitled to switch to whatever flights suit me better. But after calling AA, they told me that only CitiTravel could make the changes. So then I called CitiTravel. After waiting on hold for ten minutes or so, I got a human. I explained the situation (I already knew which flights I wanted to be rebooked onto.). He put me on hold and I was immediately disconnected. I then called back four times and was disconnected each time after waiting on hold.

On the fifth time, I got a human again, and she was very helpful but was a hotel reservationist and not a flight reservationist. She promised to have the right person call me back but said it might take some time.

This afternoon, about 48 hours later, I did get a call back. I explained the situation and what I wanted. I was put on hold several times, totaling 45 minutes, but eventually they told me they'd rebooked me onto the flights I wanted. Great, I said. We ended the call.

I then went to look at the reservation on AA, and discovered that they had indeed booked me on the desired flights, but now I am booked in coach! Of course, I paid for first class and the whole point of all of this was the desired meal which I wouldn't get in coach. So now I had to call them again, wait on hold about 15 minutes, and finally got a representative who (to her credit) understood the situation and wants to correct it. But she needs to talk to AA and so I need to wait for her to do so and then call me back, hopefully.

So I've now invested more than two hours in dealing with a schedule change. I am not impressed with Citi Travel. However, to be fair, I doubt they are any worse than Chase Travel, where I have similar stories from the past.
That story was a great reminder to me. I was starting to be tempted to book flights thru chase travel. Maybe 10 years ago I decided only booking directly with airlines was the way to go, I can’t even remember if it was chase or citi I was using at the time, but I said never again. Too many things happen with flights and going thru third party can be very frustrating.
 
That story was a great reminder to me. I was starting to be tempted to book flights thru chase travel. Maybe 10 years ago I decided only booking directly with airlines was the way to go, I can’t even remember if it was chase or citi I was using at the time, but I said never again. Too many things happen with flights and going thru third party can be very frustrating.
Yes, and this experience, along with past similarly frustrating situations with Chase Travel, make me think that the best travel card is probably one that gives you bonus miles for booking travel directly with providers. Is there a card like that? Amex Platinum gives 5 points per dollar on flights booked directly but doesn't extend their generosity to directly-booked hotels. But maybe they are a better choice for flights.
 
Top