Cancelling HGVC During Rescission Period

[elysium5]

Another thing to note - they automatically ran our credit and approved us for financing of the remaining investment value (we put down over 33%); we absolutely did not intend to use their insanely high-interest financing and instead pay off the full remaining balance next month. But what kinds of things should I be on the watch for with this? I am assuming the loan should be cancelled once this all processes; how does this impact our credit?

Did you take out a loan or not? You would know if you signed a paper

I would worry too much about credit checks on your profile. It won't have much of an impact

 

[Nowaker]

I'm not an HGVC expert, but I believe their prime properties during prime seasons (e.g. Hawaii during the winter) will be booked up at the nine month mark. Others will chime in, but plan accordingly.

Nah. Most Hawaiian properties had very wide availability this Christmas/NYE. Even 3 weeks before Christmas, you had a ton of options.

See the availability snapshot of all HGVC properties I posted on Dec 12th:

https://imgur.com/8IslgA7

 

[1Kflyerguy]

Nah. Most Hawaiian properties had very wide availability this Christmas/NYE. Even 3 weeks before Christmas, you had a ton of options.

See the availability snapshot of all HGVC properties I posted on Dec 12th:

https://imgur.com/8IslgA7

Yes, but last year at Christmas and NYE Hawaii still had covid restrictions in place. While some of us were fine traveling and meeting all of the Hawaii safe travels requirements, many others were not. I have couple of friends that own HGV in Hawaii, and absolutely refused to travel anyplace with restrictions. I suspect this year may be different.

 

[karateisland]

BTW, if the salesperp or anyone else from the sales office tries to contact you, ignore them. They are just trying to salvage the sale and have _nothing_ to do with processing rescissions.

HGVC admin is a stand up operation and will do the right thing. Overall, HGVC is rather customer-friendly. Just avoid contact with the salesweasels. Their livelihoods depend on hornswaggling hapless marks.

Do you know of a good number to reach the admin people at HGVC