Borrowed Points are Now Returned to their Original Use Year

[scootr5]

I haven't done it yet, but there is an "Extend Points" option on the portal site. Go to the portal main page, and click on "View Points Details". You'll see the option on the right hand side.

I don't have any points on deposit at the moment, so it is possible that this doesn't actually work, but...

I think that must be fairly new. I have 5,000 points left there, and it looks like they can be extended a year for $99. I seem to recall when I deposited them, there was a disclaimer saying they could not be extended.

 

[jaygould]

I have the same thing for 5600 unused Wyndham points that I deposited into RCI at the end of 2013 to avoid losing them. They are now due to expire in my RCI account unless I use them for a reservation that begins before March 31, 2016. I could extend their use to March 31, 2017 by paying RCI $99, but if you figure that the points are not worth more than a penny a point (and maybe not that much), then it really isn't worth $99 to extend them. I would have been smarter to put them in the Wyndham Points Credit Pool for $39 (along with the rest of my Wyndham points allotment) back at the beginning of 2013. Then I could have used them beyond the end of 2013 without having to put them into RCI.

 

[paxsarah]

I have the same thing for 5600 unused Wyndham points that I deposited into RCI at the end of 2013 to avoid losing them. They are now due to expire in my RCI account unless I use them for a reservation that begins before March 31, 2016. I could extend their use to March 31, 2017 by paying RCI $99, but if you figure that the points are not worth more than a penny a point (and maybe not that much), then it really isn't worth $99 to extend them. I would have been smarter to put them in the Wyndham Points Credit Pool for $39 (along with the rest of my Wyndham points allotment) back at the beginning of 2013. Then I could have used them beyond the end of 2013 without having to put them into RCI.

I wouldn't use the penny a point valuation since that's a sales value, not an MF value. What would the MFs for 5600 Wyndham points be? At the high end, I'd look at how much it costs to rent them from Wyndham when you're out of points, or $8/1000. For 5600, you could get those points back into RCI if you needed them later for at most $45, probably less. Definitely not worth paying $99 to extend.