And you're going to get back only a small % of the up front price which is likely far less than you own. I wouldn't recommend just walking away but you need to look at your overall finances and see what you can do. If you truly can't afford it, the answer may be different than just you want out. Often when people look at this they learn that the loss is more than they're comfortable with and for options like TUG, that they an learn to use it well and decide to keep it.Okay. thanks guys for all the tips. Seems like options are limited.