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Amex Bonvoy Brilliant Change

CalGalTraveler

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Beyond the double dip, does anyone think this card is worth keeping after next anniversary? (Especially since you can downgrade to a $95/year card and still earn the same 6x Bonvoy points and a 35k cert.)

After the $300 restaurant credit the net cost of the card is $150. The question is it worth it to pay $55 more and extra monthly hassle than the $95 card downgrade?

Does anyone think Gold Elite in Marriott Hotels is worth it? What have you gotten with it?

15k extra points (50k-35k) for certificate.

We already have Chase Reserve (2x) so do not use this card for travel. We will likely get the Hilton Aspire card next if they don't devalue.
 
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midnightladybug

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Do you get $300 travel credit on the Chase Sapphire Rewards Card if you pay your maintenance fees with it? That is, will the maintenance fees be considered travel?
I just got the Brilliant card in November. Before that I paid my Marriott maintenance fees every year with the Chase Reserve and it does code as travel and triggers the $300 credit.
 

Henry M.

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I think I want to keep a Marriott card to get the Bonvoy points. I get more value out of those than most other rewards. I use the Costco Visa for the 4% cash back on gas and 3% on restaurants, Now the question for me is which Marriott card.

i liked the $300 towards maintenance fees, but I guess I could make sure to pay for a restaurant to get $300 back from the Brillant card. I find the 50k point one night certificate is worth more than $150 to me, and worth the $55 extra over the standard card. It is mostly an inconvenience to make sure I spend the $25/month on restaurants with this card.

i travel enough that I can take advantage of the Bonvoy points and I can usually get more than the approximately 2% return from most other cards when I use them at the hotels I like. If I didn't travel much, I'd probably go with the CSR card or some other cash back card.
 

DanCali

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i liked the $300 towards maintenance fees, but I guess I could make sure to pay for a restaurant to get $300 back from the Brillant card.

I think most people would be ok paying for 1-3 nicer restaurants over the course of the year to get back the $300.

The problem is that the (up to) $300 credit is actually "up to $25/month" so you basically need to make sure you use it monthly at establishments coded as restaurants and charge at least $25 each month to get the full $300 benefit over the course of the year. If you don't use it like that for 4-5 months during the year, your benefit is now much lower. And that's their goal with this type of arrangement... With the $300 Marriott credit, I suspect most people who have the card got the full $300 back via a 1-2 night stay somewhere. Now it's like a $25 monthly coupon.
 
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Henry M.

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I understand. I probably do spend $25/mo in restaurants. I got my $300 back with a single maintenance fee payment before, and now it will have to be split into 12 monthly spends. I don't like it, but it seems like the only alternative to keep getting Binvoy points for my purchases. The regular AmEx card would work too, but I prefer the 50K certificate over the one for 35K, and I don't want two cards.

Bonvoy points only matter if you travel enough to be staying in various hotels. If you don't, it is better to get other rewards. The points devalue over time, so only it is only worth getting them if you will use them relatively soon.
 

Negma

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Another +1 for getawaysruss. We will double dip on our recent purchase that brought two properties into the system. Paid it off with the Amex and it triggered the $300. now on to food. Additional side note, we are trying the pay over time since it is offered for 0 interest or fees until 8/30/22 ( at least that is our offer).
 

JudyS

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My renewal date is 9/15/22 and the new policy goes into effect 9/22. I could schedule one of my MFs for the time period between 9/15 and 9/22, but do you think things will clear in time to get my $300 credit?
 

rcv82

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My renewal date is 9/15/22 and the new policy goes into effect 9/22. I could schedule one of my MFs for the time period between 9/15 and 9/22, but do you think things will clear in time to get my $300 credit?
I would try it. It has cleared pretty fast when I’ve used it.


Sent from my iPhone using Tapatalk
 

deniseh

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Does the dining credit only work for restaurants located within the US, or does it apply globally? Is it only one credit per billing cycle?

I’m in the US frequently, but not every month.
I was just on the phone with customer service and was told restaurants are "worldwide."
 

Bird01

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I don't have the Brilliant card but had thought about getting one (I have the Bonvoy Business Amex) but only because the $300 Marriott credit would pay for most of the annual fee. Between the elimination of that credit and the fact that I shouldn't need extra elite night credits to maintain Titanium (and I should be getting Titanium automatically in the future through the revised MVC elite program) and basically all my reasons for opening this account have dried up.

The $25/month restaurant credit would be easy to use, I've had no problem using the credits I get on another Amex card I have (I just make sure I order some food through Grubhub once a month) but it isn't sufficient by itself to motivate me to open another account and keep track of the benefits of another card.

I'll add my voice to those recommending Chase Sapphire Reserve, it's my go-to card and the lounge benefit alone pays for the card. You get $28/person meal credits in many airport restaurants, which means that every time we fly somewhere we enjoy $56 in free food and beverage, sometimes double that if we connect somewhere and need to eat again. The reward points are easy to use for travel and other stuff, and you earn bonus points if you book flights through Chase's web site, which is easy to do. There are several other benefits I also find worthwhile.
How do you get the $28 per person meal credits? That's a surprise to me even though I have the Chase Sapphire Card.
 

rickandcindy23

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How do you get the $28 per person meal credits? That's a surprise to me even though I have the Chase Sapphire Card.
That's for the Priority Pass Lounges that are restaurants. You have Priority Pass included with your Chase Sapphire Card. It's a great benefit, but restaurants are few and far between where we travel. The lounges can be pretty terrific, including the one at SJC, which has a menu of items you can order, kind of like a restaurant but doesn't count as a restaurant.

Denver has a restaurant in its airport in concourse B, United is the primary airline there. We fly mostly SW (concourse C) and the restaurant is way at the end of concourse B, but we use it occasionally, when we are running very early. It's not as good as the one we used to use that is no longer a priority pass restaurant.

SFO has a few different ones. Pretty decent food, but it's overpriced.
 

Negma

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Here is a list of Priority restaurants. We have used a few times and it is very easy. The App has all the up to date places
RestaurantAirportTerminal / Location
StephaniesBOS – Boston, MATerminal B – Airside – opposite Gate B24
Jerry Remy’s Sports Bar & GrillBOS – Boston, MATerminal C – Landside – before Security
Bar SymonCLE – Cleveland, OHConcourse C – Airside – between Gates C4 and C6
American Tap RoomDCA – Washington, DCTerminal C – Airside – near Gates 35-45
Bracket RoomDCA – Washington, DCTerminal B – Airside – opposite Gate 12
Chef Geoff’sIAD – Dulles, VAConcourse C – Airside – near Gate C14
Cadillac Mexican Kitchen & Tequila BarIAH – Houston, TXTerminal A – Airside – near Gate A17
Landry’s SeafoodIAH – Houston, TXTerminal C – Airside – near Gate C42
The Fan ZoneIND – Indianapolis, INConcourse B – Airside – near Gate B17
Kafe KalikFLL – Fort Lauderdale, FLConcourse G – Airside – near Gate G6
Bobby Van’s SteakhouseJFK – New York, NYTerminal 8 – Airside – opposite Gate 14
Point The Way Cafe (currently unavailable)LAX – Los Angeles, CATerminal 6 – Airside – opposite Gate 11B
Rock & Brews (currently unavailable)LAX – Los Angeles, CATerminal 1 – Airside – between Gate 65A & 65B
Kentucky Ale TaproomLEX – Lexington, KYAirside – next to Concourse B entrance
Corona Beach HouseMIA – Miami, FLConcourse D – Airside – between Gates D23 and D24
Capers Cafe Le BarPDX – Portland, ORAirside – Concourse C immediately after Security on the left-hand side
Westward WhiskeyPDX – Portland, ORAirside – Concourse C near Gate C6
Providence Provisions Kitchen & BarPVD – Providence, RIAirside
BambuzaSEA – Seattle, WAAirside – North Satellite
Trail Head BBQ BarSEA – Seattle, WAAirside – Central Terminal
Lark Creek GrillSFO – San Francisco, CATerminal 2 – Airside – after Security
San Francisco Giant’s ClubhouseSFO – San Francisco, CATerminal 3 – Airside – Concourse F, near Gate F13
Yankee PierSFO – San Francisco, CATerminal 3 – Airside – Concourse F, near Gate F4
Mustards Bar & GrillSFO – San Francisco, CAInternational Terminal near Gate G3
The Pasta House and Schlafly BeerSTL – St Louis, MOTerminal 2 – Airside – Upper level, opposite Gate E6
Johnny RocketsSYR – Syracuse, NYNorth Concourse B – Airside – Airside Connector
The Café by Mise en PlaceTPA – Tampa, FLConcourse F Airside – by Gate F85
Barrio Brewery Co.TUS – Tuscon, AZLandside – 2nd Floor, opposite the ‘Arroyo Trading Post’
 
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