270,000 Annual RCI Points

[tugger2020]

Yea, I fixed my link - thanks.

Multi Resort Ownership Plan - Mostly western states and Hawaii.

You have to buy into one of their associated resorts to get a MROP membership? Does that get associated somehow with RCI or do you start booking through VRI*ety Exchange?

 

[ampaholic]

You have to buy into one of their associated resorts to get a MROP membership? Does that get associated somehow with RCI or do you start booking through VRI*ety Exchange?

No you can sometimes find an MROP for sale on eBay or TUG marketplace for a few hundred bucks or you can buy one direct from MROP for $8000. Me, I would search MROP on eBay in the timeshare section from time to time if I wanted another one.

MROP is managed by VRI so if you are an MROP member you automatically have access to VRI*ity.

Once I reserve a week with my MROP membership I can:
A. use it
B. give it away to a friend or family (no extra charge for guest fee)
C. Rent it to anyone (still no charge for a guest fee)
D. Deposit it to II (if I am a member of II)
E. Deposit it to RCI Weeks (if I am an RCI Weeks member)
F. Deposit it to RCI Points (using PFD if I have an RCI Points membership)
G. Deposit it to VRI*ity
H. Deposit it to Platinum Interchange
I. Deposit it to almost any other exchange co. EXCEPT SFX (they only take certain weeks)

So one of the things I like about MROP is the versatility.

 

[rickandcindy23]

Have you had pretty good experiences with RCI? I'm guessing it can be pretty good as long as you don't hope to get an awesome resort last minute but plan it out months to a year in advance?

I love several different exchanges I get with RCI Points, which are not easy to get in RCI weeks. I have seen Disney resorts just sitting online in RCI Points, but I rarely see those resorts in weeks. I saw some Christmas weeks at Disney's Grand Californian, even 2 bedrooms! And the cost was much cheaper than I would pay for the same with my DVC points.

I have also seen more Bay Lake Tower (also DVC) in RCI Points. I think Aulani (also DVC but it's Disney's Oahu resort) will be in Points, and I doubt any will be visible in weeks. I have ongoing searches in weeks set up for two years down the road.

I love Wyndham Shearwater and see it cheaply for the times of year we go. 82K points is awesome for Shearwater. My average point cost is around .0084 per point, and my MF's for Shearwater (we own two weeks) is $1,200. I can exchange into the resort cheaper than I can use my own weeks.

Anaheim and Northern California--low RCI Points for full week stays, and it's such a bargain for me. WorldMark was on RCI Points today for about 31K points for a 2 bedroom. San Francisco, there was a Nob Hill Inn 1 bed for a measly 19,500, and it was not last-minute.

Don't use nightly stays. The housekeeping fees are a dealbreaker for me.

All that being said, because my point cost is not what it used to be way back when, I don't really like the expensive exchanges, like Disney in summer for 68K points. That's terrible for a 1 bedroom. The same 1 bedroom is only 41K in early December and most of January. I love those exchanges.

I just happen to think RCI has their values messed up. Some are very favorable compared to weeks, while others are not a good value. You have to use common sense. I have a lot of it.

Even with all of this common sense, I am wishing I could afford to buy the RCI Points you are buying. I think the low fees are well worth it. I would ask for a guarantee that the fees wouldn't increase more than 5% per year for the next five years.

 

[tugger2020]

No you can sometimes find an MROP for sale on eBay or TUG marketplace for a few hundred bucks or you can buy one direct from MROP for $8000. Me, I would search MROP on eBay in the timeshare section from time to time if I wanted another one.

MROP is managed by VRI so if you are an MROP member you automatically have access to VRI*ity.

Once I reserve a week with my MROP membership I can:
A. use it
B. give it away to a friend or family (no extra charge for guest fee)
C. Rent it to anyone (still no charge for a guest fee)
D. Deposit it to II (if I am a member of II)
E. Deposit it to RCI Weeks (if I am an RCI Weeks member)
F. Deposit it to RCI Points (using PFD if I have an RCI Points membership)
G. Deposit it to VRI*ity
H. Deposit it to Platinum Interchange
I. Deposit it to almost any other exchange co. EXCEPT SFX (they only take certain weeks)

So one of the things I like about MROP is the versatility.

Very cool, thanks for the clarification. Their website is not very informative at all. It sounds like a great deal especially if you can find for a few hundred bucks on eBay like you mentioned.

 

[tugger2020]

I love several different exchanges I get with RCI Points, which are not easy to get in RCI weeks. I have seen Disney resorts just sitting online in RCI Points, but I rarely see those resorts in weeks. I saw some Christmas weeks at Disney's Grand Californian, even 2 bedrooms! And the cost was much cheaper than I would pay for the same with my DVC points.

I have also seen more Bay Lake Tower (also DVC) in RCI Points. I think Aulani (also DVC but it's Disney's Oahu resort) will be in Points, and I doubt any will be visible in weeks. I have ongoing searches in weeks set up for two years down the road.

I love Wyndham Shearwater and see it cheaply for the times of year we go. 82K points is awesome for Shearwater. My average point cost is around .0084 per point, and my MF's for Shearwater (we own two weeks) is $1,200. I can exchange into the resort cheaper than I can use my own weeks.

Anaheim and Northern California--low RCI Points for full week stays, and it's such a bargain for me. WorldMark was on RCI Points today for about 31K points for a 2 bedroom. San Francisco, there was a Nob Hill Inn 1 bed for a measly 19,500, and it was not last-minute.

Don't use nightly stays. The housekeeping fees are a dealbreaker for me.

All that being said, because my point cost is not what it used to be way back when, I don't really like the expensive exchanges, like Disney in summer for 68K points. That's terrible for a 1 bedroom. The same 1 bedroom is only 41K in early December and most of January. I love those exchanges.

I just happen to think RCI has their values messed up. Some are very favorable compared to weeks, while others are not a good value. You have to use common sense. I have a lot of it.

Even with all of this common sense, I am wishing I could afford to buy the RCI Points you are buying. I think the low fees are well worth it. I would ask for a guarantee that the fees wouldn't increase more than 5% per year for the next five years.

Wow this is awesome. This is RCI points usage in action and kind of what I was hoping to do if I ever got the points. The responses I've been reading sound like it is hard to do what you described or isn't easy with RCI to do anymore.

I asked about the increase in fees guarantee when I was initially negotiating but the response I got was that wasn't something they really could promise or guarantee me.

 

[rickandcindy23]

Did this seller give you an opportunity to search RCI Points with a "play" account? I know Scott Riddle allows prospective buyers to play around with RCI Points to get an idea of what's there. He sells RCI Points on eBay and has a similar name to the company you are using, but his deals are in Texas with South African weeks you use for PFD to add more points cheaply.

I noticed the Hiltons on the Big Island are pretty reasonable in RCI Points. I don't care to go to the Big Island again, but I was tempted by those in RCI Points. If I ever did go to the Big Island, I would definitely want to stay at the Hiltons. Nothing else would do.

People always say to buy where you want to go. I tried to do that, and now we own way too many places. We love Branson, so I bought the best in Branson--I bought two Marriott Platinum Branson weeks.

We love South Carolina, so I bought Sheraton Broadway Plantation--several weeks there.

We love Colorado and live here. We own five weeks in Colorado. Yes, we use them all.

I couldn't bring myself to buy Orlando (we do own DVC, though), even though we go 8 weeks per year. It's too easy to get nice Marriott's and Sheratons with the Colorado weeks, so why buy? We also get 2 bedrooms for the lockoff sides of our Sheraton Broadway Plantations. Cheap to go to Orlando and stay at the best places.

We wanted to stay in North Carolina one week on the way to Myrtle Beach so we bought Blue Ridge Village. Love that one but dislike the management company.

We love San Francisco and Anaheim so bought Shell Points (got them free).

We have a whole lot of weeks that we will use much of the time, but it was important for us to be able to exchange those weeks for the other places we want to go, like San Antonio, Orlando, Williamsburg (we own Wyn points there), New York City, Cape Cod, Gatlinburg, Nashville, Yellowstone Park, Washington State, Wash D.C., and the list goes on. We couldn't own everywhere.

We own a lot of Maui and Kauai weeks. I don't even want to tell you how many, I am so shocked myself. We want to go to Hawaii from January-early March when we retire. And really, who needs to even use our own weeks, when exchanging is cheaper to Shearwater? I am sorry I bought some of the stuff I bought. Rick just goes along with whatever I do.

 

[tugger2020]

Wow you own a lot of timeshares. Isn't the maintenance costs a lot every year? If you do a lot of traveling, I'm sure it comes out cheaper than paying for hotels.

 

[chriskre]

Once I reserve a week with my MROP membership I can:
A. use it
B. give it away to a friend or family (no extra charge for guest fee)
C. Rent it to anyone (still no charge for a guest fee)
D. Deposit it to II (if I am a member of II)
E. Deposit it to RCI Weeks (if I am an RCI Weeks member)
F. Deposit it to RCI Points (using PFD if I have an RCI Points membership)
G. Deposit it to VRI*ity
H. Deposit it to Platinum Interchange
I. Deposit it to almost any other exchange co. EXCEPT SFX (they only take certain weeks)

So one of the things I like about MROP is the versatility.

You can do all this with a CMV also.

Now that you say you want to come to my home town of Miami and Ft. Lauderdale, I think you should definitely look into BG and HGVC points.

BG has a really nice boutique TS in Surfside called Solara. It's almost an impossible trade with II and RCI but very doable with BG and if you bought there you could get bonus time also. Cheap rentals within 30 days.

HGVC also has a resort on South beach but I'm not real fond of being right in South beach, but if you like that sort of party atmosphere you may like it. HGVC also has those short stay Open season rental options available to you in the club and there is usually good availability many times of the year.

In RCI points there is a resort in Sunny Isles that is also usually available and you could do short stays or long stays there. It's called Golden Strand. I like the resort as long as my unit doesn't face Collins Ave. The nice thing about RCI points is that if there is availability you only pay one flat exchange fee even if it's 30 days in a row. I have seen this resort available for a full month at a time in RCI points.

Ft. Laud. beach resort is also readily available in RCI points. I used to own there and it's a nice resort in a good location.

If you just wanted to be in Broward County there is always last call rentals in RCI for Vacation Vilage at Weston, Bonaventure and Mizner place. No need to exchange in there and waste your points.

 

[rickandcindy23]

Wow you own a lot of timeshares. Isn't the maintenance costs a lot every year? If you do a lot of traveling, I'm sure it comes out cheaper than paying for hotels.

We rent out some of the weeks we own, plus we rent Wyndham points to others. I don't like the low trading power of my Kauai weeks. I never trade our Maui weeks. We go to Kauai only two weeks a year, currently, and we own five weeks there. I am getting a bad deal for exchanges. I hope to get something in San Francisco through Hawaiian for my deposits, but I could be out of luck for such a difficult exchange, because I want late May-early June.

I always have Shell to use for SF. It's a guarantee I will get something there, as long as I book soon.

 

[SOS8260456]

Didn't read all the posts but you have some very knowledgeable Tuggers responding. My biggest worry about investing in that many RCI points is what happens if you can't use them for some reason? RCI prohibits the renting of reservations made with points so unless the underlying weeks/units are good rentable ones then you are sort of stuck. This was one reason we went with a mini point system. Wyndham worked best for us but other point systems work better for different reasons for other people.

Christmas Mountain may be giving units away right now but we are looking at a definate special assessment in the very near future. I also suspect that with more and more Tuggers purchasing them they may not be as great of a deal as they currently are.

Anyway good luck with your search. Just remember to do your own double checking of information.

 

[tugger2020]

We rent out some of the weeks we own, plus we rent Wyndham points to others. I don't like the low trading power of my Kauai weeks. I never trade our Maui weeks. We go to Kauai only two weeks a year, currently, and we own five weeks there. I am getting a bad deal for exchanges. I hope to get something in San Francisco through Hawaiian for my deposits, but I could be out of luck for such a difficult exchange, because I want late May-early June.

I always have Shell to use for SF. It's a guarantee I will get something there, as long as I book soon.

That's is cool, if you can get good properties that rent well, it's all good. I'm getting hooked on this, man...it's addicting. In a decade, I'll own tons of properties and will have quit my day job to manage this addiction full-time. One can only dream...;-)

 

[tugger2020]

You can do all this with a CMV also.

Now that you say you want to come to my home town of Miami and Ft. Lauderdale, I think you should definitely look into BG and HGVC points.

BG has a really nice boutique TS in Surfside called Solara. It's almost an impossible trade with II and RCI but very doable with BG and if you bought there you could get bonus time also. Cheap rentals within 30 days.

HGVC also has a resort on South beach but I'm not real fond of being right in South beach, but if you like that sort of party atmosphere you may like it. HGVC also has those short stay Open season rental options available to you in the club and there is usually good availability many times of the year.

In RCI points there is a resort in Sunny Isles that is also usually available and you could do short stays or long stays there. It's called Golden Strand. I like the resort as long as my unit doesn't face Collins Ave. The nice thing about RCI points is that if there is availability you only pay one flat exchange fee even if it's 30 days in a row. I have seen this resort available for a full month at a time in RCI points.

Ft. Laud. beach resort is also readily available in RCI points. I used to own there and it's a nice resort in a good location.

If you just wanted to be in Broward County there is always last call rentals in RCI for Vacation Vilage at Weston, Bonaventure and Mizner place. No need to exchange in there and waste your points.

I am very much researching HGVC and Wyndham now, leaning more towards HGVC just because I have Hilton membership as well. I haven't heard so much of BG until I heard about the CMV UDI aspect. Is it recommended over HGVC or Wyndham?

I am very much looking at HGVC through an affiliate as a way of getting into their system affordably. GPP in California seems to have an awesome deal where you can buy from the resort resale department directly and they give you prices that were competitive to eBay or even on this forum. Plus the main perk is that the HGVC points you get still count towards Elite. Not a big deal elsewhere but if the prices are similar elsewhere, I figured why not? Plus it would make sense when I stay at the Hilton hotels.

Does anyone recommend any HGVC affiliates over GPP? They seem to be the only one I've seen where resales directly from them is offered at good prices.

 

[tugger2020]

Didn't read all the posts but you have some very knowledgeable Tuggers responding. My biggest worry about investing in that many RCI points is what happens if you can't use them for some reason? RCI prohibits the renting of reservations made with points so unless the underlying weeks/units are good rentable ones then you are sort of stuck. This was one reason we went with a mini point system. Wyndham worked best for us but other point systems work better for different reasons for other people.

Christmas Mountain may be giving units away right now but we are looking at a definate special assessment in the very near future. I also suspect that with more and more Tuggers purchasing them they may not be as great of a deal as they currently are.

Anyway good luck with your search. Just remember to do your own double checking of information.

I'm pretty much killed the idea of getting a lot RCI points. It's either one unit or none and looking more at HGVC. I've definitely been lucky to have the pros chime in here to stop me from getting so much.

While CMV sounds interesting, I'm don't think it's for me. From everything I've been reading on it and the posts on here, it's an awesome deal for those who can work the system.

 

[tugger2020]

SFX?

I was looking into HGVC at GPP and saw another post regarding SFX. I just checked out the SFX website and their resort directory has some great places. Since most of the HGVC units are in the U.S. and Mexico, is this a good way to get to international locations? Is it a one for one trade....meaning one week at HGVC deposited with SFX or is there additional fees on top of that? I saw gold membership is free but anything higher starts at the listed price but there's no limit to what it could go up to.

Is this a recommended way to go?

 

[tugger2020]

I love several different exchanges I get with RCI Points, which are not easy to get in RCI weeks. I have seen Disney resorts just sitting online in RCI Points, but I rarely see those resorts in weeks. I saw some Christmas weeks at Disney's Grand Californian, even 2 bedrooms! And the cost was much cheaper than I would pay for the same with my DVC points.

I have also seen more Bay Lake Tower (also DVC) in RCI Points. I think Aulani (also DVC but it's Disney's Oahu resort) will be in Points, and I doubt any will be visible in weeks. I have ongoing searches in weeks set up for two years down the road.

I love Wyndham Shearwater and see it cheaply for the times of year we go. 82K points is awesome for Shearwater. My average point cost is around .0084 per point, and my MF's for Shearwater (we own two weeks) is $1,200. I can exchange into the resort cheaper than I can use my own weeks.

Anaheim and Northern California--low RCI Points for full week stays, and it's such a bargain for me. WorldMark was on RCI Points today for about 31K points for a 2 bedroom. San Francisco, there was a Nob Hill Inn 1 bed for a measly 19,500, and it was not last-minute.

Don't use nightly stays. The housekeeping fees are a dealbreaker for me.

All that being said, because my point cost is not what it used to be way back when, I don't really like the expensive exchanges, like Disney in summer for 68K points. That's terrible for a 1 bedroom. The same 1 bedroom is only 41K in early December and most of January. I love those exchanges.

I just happen to think RCI has their values messed up. Some are very favorable compared to weeks, while others are not a good value. You have to use common sense. I have a lot of it.

Even with all of this common sense, I am wishing I could afford to buy the RCI Points you are buying. I think the low fees are well worth it. I would ask for a guarantee that the fees wouldn't increase more than 5% per year for the next five years.

Is it easy or straight forward to get bookings at HGVC resorts with RCI points? I see that they are all Gold Crown resorts.

Also, what did you mean housekeeping fees on nightly stays? You have to pay fees for that on top of your booking/reservation cost?

 

[vacationhopeful]

...Also, what did you mean housekeeping fees on nightly stays? You have to pay fees for that on top of your booking/reservation cost?

RCI Points resorts charge Housekeeping Fees - mostly IF you book less than a 7 night stay. The original timeshare model was a WEEK stay and that is what the resorts base their cost structure and MFs on. If you stay less than the 7 nights, another FULL service housekeeping /unit reset is required for the NEXT guest of that week. You PAY for the priviledge of a short stay via the housekeeping fee.

 

[tugger2020]

RCI Points resorts charge Housekeeping Fees - mostly IF you book less than a 7 night stay. The original timeshare model was a WEEK stay and that is what the resorts base their cost structure and MFs on. If you stay less than the 7 nights, another FULL service housekeeping /unit reset is required for the NEXT guest of that week. You PAY for the priviledge of a short stay via the housekeeping fee.

Thanks. Does this fee vary from resort to resort or is it fixed? Booking fees + housekeeping fees could add up each time you travel.

Is this an RCI only thing or HGVC, Wyndham and the other resorts charge this as well?

Also, if you book an RCI resort with HGVC points...do you have to pay the RCI fees and housekeeping fees on top of the HGVC booking fee?

 

[chriskre]

I am very much researching HGVC and Wyndham now, leaning more towards HGVC just because I have Hilton membership as well. I haven't heard so much of BG until I heard about the CMV UDI aspect. Is it recommended over HGVC or Wyndham?

Does anyone recommend any HGVC affiliates over GPP? They seem to be the only one I've seen where resales directly from them is offered at good prices.

No BG is not recommended over the others but is in the same league. You should look at the resort collection in each of the systems and decide for yourself if those are places that you will want to visit.

BG has some unique offerings but then so does Wyndham. Hilton not so much unless you count the affiliates. It's all in where you like to vacation that will determine what to buy. Since I like to vacation everywhere I bought into all of them.

I'm pretty much killed the idea of getting a lot RCI points. It's either one unit or none and looking more at HGVC. I've definitely been lucky to have the pros chime in here to stop me from getting so much.

While CMV sounds interesting, I'm don't think it's for me. From everything I've been reading on it and the posts on here, it's an awesome deal for those who can work the system.

RCI points is good for trading into the cheap stuff in RCI points. Some things are expensive in RCI thru HGVC points and some things are not. Every resort is different and there is also seasonal variability.

I was looking into HGVC at GPP and saw another post regarding SFX. I just checked out the SFX website and their resort directory has some great places. Since most of the HGVC units are in the U.S. and Mexico, is this a good way to get to international locations? Is it a one for one trade....meaning one week at HGVC deposited with SFX or is there additional fees on top of that? I saw gold membership is free but anything higher starts at the listed price but there's no limit to what it could go up to.

Is this a recommended way to go?

SFX is strong in some locations and weak in others. They pride themselves on being a boutique exchange company that only takes prime deposits at prime resorts.

It is a one for one technically but they give you all kinds of tiers of membership if you pay for it which entitles you to "lifestyle" weeks and bonus weeks at reduced prices. Basically a cheap rental. Not giveaway prices but they have a sliding scale depending on the type of membership you have. With the basic gold membership you pay the most.

They also do this "cash card" thing which honestly, I don't really understand, but it seems to be some sort of rebate for paying the higher membership fees. You can credit it towards those rentals to bring the price down really cheap. I'm thinking I've seen Manhattan Club weeks for something as low as $299 with their cash card offers which is a great deal if you want to go there. I've also seen stuff like that in London's Sloan Gardens.

If you buy your HGVC unit from Seth Nock he will give you an SFX Platinum membership for free with your purchase for one year.

 

[chriskre]

Is it easy or straight forward to get bookings at HGVC resorts with RCI points? I see that they are all Gold Crown resorts.

Also, what did you mean housekeeping fees on nightly stays? You have to pay fees for that on top of your booking/reservation cost?

If you book 10 months out and are flexible there are HGVC units deposited into RCI points.

Yes you pay a housekeeping fee on top of the exchange fee. :annoyed:
That goes to the resort. It makes many short stays not worth it IMO.

Thanks. Does this fee vary from resort to resort or is it fixed? Booking fees + housekeeping fees could add up each time you travel.

Is this an RCI only thing or HGVC, Wyndham and the other resorts charge this as well?

Also, if you book an RCI resort with HGVC points...do you have to pay the RCI fees and housekeeping fees on top of the HGVC booking fee?

It's a resort thing not an RCI thing. RCI is just warning you that you will be charged when you book so you don't get a big surprise at check out. I've had some of the resorts forget to charge me.

HGVC doesn't technically charge housekeeping fees but they charge a reservation fee for each booking no matter how long or short so in a sense I believe it's a housekeeping fee in disguise.

Wyndham has a complicated housekeeping token system which gives you so many housekeeping credits per year per number of points. If you do lots of 2 bedroom short stays you can easily run out of housekeeping credits and end up borrowing from future years or paying cash for the cleaning.

 

[rickandcindy23]

I was just thinking today what an amazing thing it is that people go to a timeshare sales presentation and learn about some points system, and they walk out of there with a contract in their hands after taking every word the salesman says as gospel. Amazing.

I just talked to a woman today who went to a point presentation on Maui, specifically RCI Points, and she signed on the dotted line. She was told she could get 10-12 weeks per year with her points at her home resort because Maui is so desirable. Fees are around .014 each, and you know what she told me? She said she wants to use the Maui week most years, probably 3 out of 4 years! Why did you buy that for $8K? The resort paid RCI $199 for what you paid them $8K to get. She gets 98,000 points per year. AWFUL.

She said, "Can I cancel?" "When did you sign the contract?" "April 9th."

I met this woman in the hot tub last year and gave her my TUG information and my phone number.

 

[tugger2020]

If you book 10 months out and are flexible there are HGVC units deposited into RCI points.

Yes you pay a housekeeping fee on top of the exchange fee. :annoyed:
That goes to the resort. It makes many short stays not worth it IMO.



It's a resort thing not an RCI thing. RCI is just warning you that you will be charged when you book so you don't get a big surprise at check out.

HGVC doesn't technically charge housekeeping fees but they charge a reservation fee for each booking no matter how long or short so in a sense I believe it's a housekeeping fee in disguise.

Wyndham has a complicated housekeeping token system which gives you so many housekeeping credits per year per number of points. If you do lots of 2 bedroom short stays you can easily run out of housekeeping credits and end up borrowing from future years or paying cash for the cleaning.

Geez, RCI can get expensive with the reservation fees and housekeeping fees. If I'm looking at this right, you can easily spend up to $200 or more each time you book a reservation then with these fees.

 

[JohnPaul]

Good points to MF ratio

I think that 270,000 RCI points for $1500 MF is a great deal. I get 144,500 for about $1300 in MF and thought I was doing well.

 

[ampaholic]

I think that 270,000 RCI points for $1500 MF is a great deal. I get 144,500 for about $1300 in MF and thought I was doing well.

But, I think the OP has discovered that this is more points than he can readily use.

It's not a good deal if you don't need it and can't use it. But you are right that is a lot of cheap "vacation power".

 

[tugger2020]

I think that 270,000 RCI points for $1500 MF is a great deal. I get 144,500 for about $1300 in MF and thought I was doing well.

Yeah I still don't think it is too bad of a deal. Purchase cost is 4600 GBP (roughly $7200) for the 270,000 points or 3500 GBP (roughly $5500) for 250,000 points. Maintenance fees are 940 GBP/1166 Euros for 2012 which roughly converts to about $1466 a year in maintenance fees for the 270,000 points. For the 250,000 it is 900 GBP/1116 Euros which roughly converts to about $1400 a year in maintenance fees. *This is not including the RCI membership yearly cost.

The thing that I'm realizing now is that RCI membership will add up over time with the added costs per reservation and it seem like you have to reserve way in advance to try to get the properties you want, if they are even still available.

 

[MichaelColey]

It's all in where you like to vacation that will determine what to buy. Since I like to vacation everywhere I bought into all of them.

Yes, but the OP and most other people don't vacation as much as you or Joan or Cindy or I do. We got a lot of efficiencies out of multiple ownerships that people who only take 1-3 weeks a year of vacation could never come close to getting.