Our circumstances changed dramatically! I knew I could no longer afford the MF's on our two timeshares and due to the type of circumstance, I knew I would probably never go back to our beloved Paniolo Greens TS on the Big Island. So, I found a thread on TUG about Wyndham Deed-back. They were very kind and helpful and I was able to give back our two TS's with absolutely no cost to me. I will miss Hawaii, but it would not be the same. So very grateful for the deed back program.