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[ 2012 ] Fairmont / Sunchaser / Northwynd official thread with lawsuit info!

Appauled

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Lets keep hammering out there for some exposure to the public and help from the media, etc.!!!!!
As per the advise of others on this forum, I fired off an email briefly explaining our situation to:

marketplace@cbc.ca
Calgarynews@bellmedia.ca
mclaughlinonyourside@ctv.ca
fifthtips@cbc.ca
gopublic@cbc.ca

Lets keep emailing, calling and reaching out to whom ever may be able to hear our horror story and help!!!
If there is anything else anyone can suggest we all do please post or re-post your suggestions!

Appauled, Monday at 5:39 PM Report
Appauled, that's a great list, but perhaps we should also include some AMERICAN media channels here too, perhaps "60 Minutes", for example.

We have plenty of American friends that have been screwed over like everyone else. They face challenges in dealing with the official courts of justice here in Canada, so perhaps an alternate approach would be to go through the "court of public opinion".

Who knows, maybe our judicial and political system just might wake up to a public shaming from south of the 49th!

.

After reaching out to several Network News shows I have finally received my first response from Chris Epp Senior Reporter/Anchor CTV Calgary News and he has asked me to give him my contact details ASAP I assume to discuss and share what is transpiring with all of us. I will share this TUGG BBS Thread with him when he contacts me.
ALL OF YOU - Let me know if there is anything you want to share or if we should interview with him as a group should you be able to meet anywhere in Calgary.
 
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1) That the fundamental nature of a time share plan is in creating an interest that is not specific, but is to be used generally in conjunction with other time share owners; as your agreement outlines. As opposed to a lease, which is for a specific property.

2) That the project was formed and regulated under the timeshare provisions of the Real Estate Act as noted in the prospectus document which contained the following bolded statement: TIME SHARING INVOLVES A CONTINUING RELATIONSHIP WITH A SUBSTANTIAL NUMBER OF OWNERS OF EACH TIME SHARE INTEREST. And the essence of this disclosure is also outlined in paragraph 13 of the VIA's.

3) That your usage rights "floated" as opposed to being assigned a specific unit for a specific period of time

What does the above mean? It's just rambling. Interest that is not specific? How much more specific can it be than, "You get one week a year in this unit, don't break anything. Pools over there."? Floating means nothing. It's simply a booking parameter. It describes nothing about the relationship between lessees, as the Judges would have us believe. I get one week between week 1 and week 18. If everyone wants week 12, guess what, most people will be disappointed. How does floating create or demonstrate a relationship between lessees? My paragraph 13 is about default and doesn't disclose any essence of the continuing relationship with a ... blah, blah, blah, blah.

It's the big picture that is really disturbing. Its the progressive creep, one small wrong added to another, that is the proof.

I want to point out that you've said things that I find contradictory. You've said that "... you had horrendous legal representation - so bad that a law school should do a case study on it." And at every turn you remind us, "... courts can only decide on the case presented." Yet you continually defend the courts' decisions, quoting them at length. The conclusion I've drawn from your posts is that despite horrendous legal representation, despite courts making decisions only on the cases presented; they somehow arrived at the correct conclusion. I don't see it that way.

You state, "If you are responsible for maintenance, repair, and replacement costs - what are you being asked to pay that is not in that category?" That's a good question. It begs perspective first. The original Renovation Plan so readily accepted as necessary and appropriate by your extolled Judges, is double the 2017 average cost per square foot of a custom built home in Canada. VIRTUALLY DOUBLE! It is equivalent to the cost of building a new hotel in Canada in 2017. Believe me, the cost per square foot evident in the Fairmont Villas never approached that of a new hotel. Moreover, that cost was for a new structure where you aren't utilizing roofs, walls, all of the concrete, etc. So yes, you've asked a good question, ... what are we paying for?

Major caveat 1, Replacement Cost in my lease contract is strictly limited to furniture and fixtures within a unit, for which a Replacement Reserve is established and funded annually through Maintenance Fees.

Major caveat 2, The Renovation Plan will never be completed. Firstly because the number of units has been reduced by half. Secondly, they aren't spending anywhere near as much on the 25% they've renovated per square foot as originally budgeted. Our $4,000 bill should now be no more than $1,300. Plus, there shouldn't be interest charged on money that was never spent. How is that even reasonable? How could a Judge agree to that? The renovation of 25% of the units completed thus far was more than paid for by those who choose to stay.

Maintenance is the collection of planned activities necessary to perpetuate and sustain the life and purposeful use of assets. Nothing in the Renovation Plan is or was Maintenance.

That brings us to Repairs. The repairs that prompted the Renovation Plan were at least one building's foundation but, I believe that building was taken out of the equation at bankruptcy. I'm honestly not sure about this detail.

This leaves the other purported precipitating event, the problems with Poly-B piping. Poly-B is in as many as 30% of the homes in Western Canada. As many as 90% of the homes built in the 80's and 90's contain Poly-B. The problem with Poly-B is almost exclusively a result of the piping laying out in the sun for an extended period before installation. The general thinking is if after 10-years there have been no leaks it is probably best to leave it and replace it as opportunities or necessities present themselves. When Poly-B does fail, it is usually pin-hole leaks that become evident rather than catastrophic failures. Nothing indicates that all of the Poly-B in all of the building necessitated such an immediate, extensive and disruptive solution.

To make it worse, the Judges cast nary a glance at Northmont when they redesigned the units as part of the renovation. A redesign is nowhere near a repair. Let me put a fine point on it; The Judges were both naive and ill-informed.

This whole thing was cooked-up simply to extort money for the lessees paying to stay or paying to go, period. The fact that the Judges can't see that amazes me.

Just two examples of the many errors the Judges made, in my opinion: From the Jeke ruling, "[113] That these are long-term contractual relationships is more than evident; the leases are for 40 years, and later VIAs would create permanent ownership interests." Categorically not true.

"[112] All of the above provisions confirm the fundamental nature of a time share plan in creating an interest that is not specific, but is to be used generally in conjunction with other time share owners. This, in essence, creates not only a relationship as between the lessor and lessee, but one between all of the time share owners, whose interests are to be managed in a manner that gives effect to their collective interests."

When I purchase my lease interest a 'time share plan' absolutely was defined by the acquisition of ownership in property and land. I am not a party to a time share plan. Furthermore, please, someone explain the essential interest between the time share 'owners'? The Judges sure didn't. I absolutely have only one contractual relationship, one-on-one, with the Lessor, period. The Judges are wrong. I am not a party to a time share just because they call it one; I don't have a relationship with the lessee in the unit next to me, just because they say I do; and, I am not an owner just because they and the Lessor call me an owner.

Now I am going to finish this martini and I'm done. #NAFR
 
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Hey UB, I've missed the significance of after March 1st, how is that the likely timeframe?
Northmont will be receiving all the trust funds presumably on or about February 28th from Michael to finalize the settlement agreement for Option 1 clients.

My assumption is neither side will now want to voluntarily meet with Judge Young as a result of the Judge's office being notified there potentially could be an issue with the settlement agreement and being questioned about it prior to this date but they will need to meet in front of her to indicate a settlement had been reached so she can sign off on the arrangement for Option 1 clients.

Again an assumption but Option 2 people will also need to be addressed with the Judge that they are now self represented and both counsels have different reasons but want to move towards closure on this group as well which can wait till the Option 1 clients are out of the way.
 

Floyd55

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I just got a letter back from the BC Law Society in response to my complaint about MG and the handling of our case. It doesn't sound like they have much power to have any impact on our behalf. To quote from the info that they sent me, here is the list of what they CANNOT do for us -
1. regulate the amount of a lawyers bill
2. give legal advice
3. pay compensation
4. intervene in a court proceeding
5. change the decision of a court
6. insist that a lawyer take a case, remain on or withdraw from a case, or do something specific in a case
7. make a finding that a lawyer was negligent
8. review a judge's conduct

I am left wondering what they do have any power to do? Not much of anything it would appear!
 

truthr

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My first video in a series entitled - The Casualties
This is a link to the blog I just created a couple of days ago where I will be sharing people's personal experiences to give a voice to this.

https://truths2cents.blogspot.ca/
 

Tanny13

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I would agree with that. Items could include:
1. Told us not to pay anything. If we had at least paid the money in trust the interest would have stopped.
2. Supplied fragmented, incomplete information throughout the process.
3. Did not allow us to see the "negotiated" agreement and vote on it.
4. Imposed an unrealistic time-frame in which to interpret the agreement.
5. Agreed to an unrealistic time-frame to complete the agreement.
6. Dropped the appeal. Without agreement from the group.
7. Not responding to clients.
8. Ignored advice throughout the process.

Any more?

Gave up the realignment petition on December 15 as leverage to get the “great” deal, without our approval.
 

CleoB

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I just got a letter back from the BC Law Society in response to my complaint about MG and the handling of our case. It doesn't sound like they have much power to have any impact on our behalf. To quote from the info that they sent me, here is the list of what they CANNOT do for us -
1. regulate the amount of a lawyers bill
2. give legal advice
3. pay compensation
4. intervene in a court proceeding
5. change the decision of a court
6. insist that a lawyer take a case, remain on or withdraw from a case, or do something specific in a case
7. make a finding that a lawyer was negligent
8. review a judge's conduct

I am left wondering what they do have any power to do? Not much of anything it would appear!
Why don't you reply and ask them what they can do? I'm very surprised about #7.
 

Petus@18

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Gave up the realignment petition on December 15 as leverage to get the “great” deal, without our approval.


MG wrote option 1 in a way that he cannot be found liable of breaching any relationship with his clients, he acted in bad faith and now we are paying for the consequences of signing a document he created covering his unethical tactics to get more clients to sign this option.
 
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ecwinch

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Marriott Harbour Point (HP), Kauai Beach Villas, Riverside Suites, WorldMark Pts (WM), Wyndham Pts
What does the above mean? It's just rambling. Interest that is not specific? How much more specific can it be than, "You get one week a year in this unit, don't break anything. Pools over there."? Floating means nothing. It's simply a booking parameter. It describes nothing about the relationship between lessees, as the Judges would have us believe. I get one week between week 1 and week 18. If everyone wants week 12, guess what, most people will be disappointed. How does floating create or demonstrate a relationship between lessees? My paragraph 13 is about default and doesn't disclose any essence of the continuing relationship with a ... blah, blah, blah, blah.

Ok - you maintain that you have a lease for a specific interest in #NAFR. But you acknowledge that you need to reserve your usage and that you might not get it, because other lessees have reserved that usage. Having to reserve your usage and the potential to not receive what you want, that sounds a lot more like a timeshare plan than a commercial tenant leasing a specific interest in property.

And that goes to the crux of the courts decision. Because you essentially are asking the court to ignore all the information that demonstrates that this is a timeshare plan. Like the bolded statement in the prospectus:

TIME SHARING INVOLVES A CONTINUING RELATIONSHIP WITH A SUBSTANTIAL NUMBER OF OWNERS OF EACH TIME SHARE INTEREST ...

So what you want is for the court to solely rely on that fact that your Vacation Interval Agreement (VIA) uses the terms lease, lessor, lessee and to make your interest strictly one of a commercial tenant. That they should ignore that the project was formed under timeshare provisions, that you received a prospectus with timeshare disclosures, that you have the collective right to fire the manager, right to deposit your unit with a timeshare exchange company, that you share expenses for the operation and upkeep of the entire resort and not just the common areas - i.e. bad debt expense from defaulting "leases", legal bills of the manager, etc, etc. Are any of those elements common in a commercial property lease?

So on that point I think the court did reach the right decision in saying this is a timeshare plan. If nothing else I would anecdotally point to the fact that we are having this discussion on a TIMESHARE forum and numerous posters have referred to this as a timeshare.

As the saying goes - "When I see a bird that walks like a duck and swims like a duck and quacks like a duck, I call that bird a duck".

Even if the bird is wearing a big sign around it's neck that says "LESSEE".
 
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RippedOff

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Does anyone know the people who were represented by other lawyers and what happened to them? Maybe they can give us some advice?
 

GypsyOne

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Ok - you maintain that you have a lease for a specific interest in #NAFR. But you acknowledge that you need to reserve your usage and that you might not get it, because other lessees have reserved that usage. Having to reserve your usage and the potential to not receive what you want, that sounds a lot more like a timeshare plan than a commercial tenant leasing a specific interest in property.

And that goes to the crux of the courts decision. Because you essentially are asking the court to ignore all the information that demonstrates that this is a timeshare plan. Like the bolded statement in the prospectus:

TIME SHARING INVOLVES A CONTINUING RELATIONSHIP WITH A SUBSTANTIAL NUMBER OF OWNERS OF EACH TIME SHARE INTEREST ...

So what you want is for the court to solely rely on that fact that your Vacation Interval Agreement (VIA) uses the terms lease, lessor, lessee and to make your interest strictly one of a commercial tenant. That they should ignore that the project was formed under timeshare provisions, that you received a prospectus with timeshare disclosures, that you have the collective right to fire the manager, right to deposit your unit with a timeshare exchange company, that you share expenses for the operation and upkeep of the entire resort and not just the common areas - i.e. bad debt expense from defaulting "leases", legal bills of the manager, etc, etc. Are any of those elements common in a commercial property lease?

So on that point I think the court did reach the right decision in saying this is a timeshare plan. If nothing else I would anecdotally point to the fact that we are having this discussion on a TIMESHARE forum and numerous posters have referred to this as a timeshare.

As the saying goes - "When I see a bird that walks like a duck and swims like a duck and quacks like a duck, I call that bird a duck".

Even if the bird is wearing a big sign around it's neck that says "LESSEE".


You are stretching to justify these activist Judges basically nullifying our type of contracts because the contracts don't meet the characteristics of some other type of contract/lease. Leases can take different forms for different contract relationships, but that does not mean they are not leases. Ours are Vacation Villa Leases with certain characteristics common to all leases and they have certain well established rights and obligations.
Common definition of a lease: "A contract by which one party (Lessor) conveys land, property, services, etc. to another (Lessee) for a specified time, usually in return for a periodic payment." Our contract sure quacks like a lease.
Common well established obligation of a Lessor (owner of the property): "The Lessor is bound to deliver the leased property to the Lessee in good condition." Translation: Northmont as the owner of the property is obligated to provide we the Lessees with a property to carry out the activity we contracted for.
Common well established responsibility of a Lessee (tenant): "The Lessee is not liable for loss or damage resulting from proper use." Translation: We the Lessees are not responsible for the capital structure and land on which the structure is attached unless it is malicious damage. (Clause #12 Special Assessment in my lease)

These activist Judges had to take the focus away from Lease and go through their legal dance to rebrand our contracts "timeshare plans" because Lease would be problematic to their decision. Seems like they had a decision searching for evidence.

A sparrow is not a canary but they are both birds.
 

Machete

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If you were going to pull off the great Canadian legally sanctioned heist, where would you do it? According to Macleans Magazine February 11, 2017 issue, it would be B.C.. Welcome to British Columbia, Where You 'Pay to Play'.
Some excerpts:
- B.C. has become a Wild West of political donations. Critics worry it’s slowly eroding public confidence.
- Last year, the British Columbia Liberal Party raised more money than any ruling party in any other province in the country.
- Now consider that in the three years since Christy Clark’s majority win, the Liberals have added some $32.5 million to their war chest.
- British Columbians’ faith in democracy is being undermined by the vast sums flooding the system, and there’s a growing concern that their government is essentially being bought and paid for by a wealthy clique.
- B.C. political fundraising is a free-for-all. Parties can accept any amount of money, property or services from any corporation, union or person living anywhere in the world.
- It’s so bad that the New York Times last month went to B.C. to write a scathing piece on the Clark government’s “unabashedly cozy relationship between private interests and government officials.”
- Unlike Ontario, however, lobbyists in B.C. can shower almost anyone except an MLA with gifts and benefits of any value, as often as they want.
- “No one is breaking any rules or laws or doing anything criminal,” the lobbyist is quick to add. “B.C. has no rules, so everything goes. It’s like the Wild West: only the fittest survive.”
- “I have to tell my bosses, ‘In B.C., you have to pay to play.’ ” If your client doesn’t donate, it puts you at a competitive disadvantage, he adds.
- on Jan. 23, Clark dined with Kelowna’s elite at a $5,000-a-plate event at the Mission Hill Winery, which has pumped $200,000 into B.C. Liberal coffers since 2005. (The next day, the premier refused to name her guests, who were shuttled into the winery in dark vehicles, cloaked in secrecy.)
- Clark is widely expected to cruise to a second majority in B.C. in the coming May election, giving the Liberals a record fifth term.
Note:
Clark won a narrow minority election vote but soon after lost a confidence vote. John Horgan's NDP government with support from the Green party became the ruling government party. Will John Horgan be any better than Christie Clark?
- “If I have someone who wants to sit down and talk to me and they want to give me 50 grand,” Horgan told the Globe and Mail last year, “I’ll take that.”

B.C., where you're more likely to survive if you grease the political wheels. Even though government is supposed to be independent of the judiciary, don't think for a moment word can't filter down.
BC, and Vancouver in particular is considered the money laundering capital of the world right now
 

Petus@18

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I just got a letter back from the BC Law Society in response to my complaint about MG and the handling of our case. It doesn't sound like they have much power to have any impact on our behalf. To quote from the info that they sent me, here is the list of what they CANNOT do for us -
1. regulate the amount of a lawyers bill
2. give legal advice
3. pay compensation
4. intervene in a court proceeding
5. change the decision of a court
6. insist that a lawyer take a case, remain on or withdraw from a case, or do something specific in a case
7. make a finding that a lawyer was negligent
8. review a judge's conduct

I am left wondering what they do have any power to do? Not much of anything it would appear!

They will open a file with your complaint and will conduct an investigation. If more of us send a complaint to the Law Society of BC, they might treat our concerns very seriously as we are no just 2 or 5 angry people venting, but there is really hundreds of people being coerced/threatened, by our own lawyer to sign a document that we never agreed for him to negotiate.

If you decide to go with the settlement offered, perhaps you can send a complaint before you sign and are gagged.
 

MarcieL

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Why don't you reply and ask them what they can do? I'm very surprised about #7.
You have to include evidence I sent in a couple emails one of which said we would be consulted prior to the final settlement. Cleo I tried to respond to the post you sent me but could not find a post button in the private messages could you enlighten me?
 

CleoB

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You have to include evidence I sent in a couple emails one of which said we would be consulted prior to the final settlement. Cleo I tried to respond to the post you sent me but could not find a post button in the private messages could you enlighten me?
In the email there should be something saying "view conversation". It will take you to the link and you can respond....then check off that it is private.
 
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Ok - you maintain that you have a lease for a specific interest in #NAFR. But you acknowledge that you need to reserve your usage and that you might not get it, because other lessees have reserved that usage. Having to reserve your usage and the potential to not receive what you want, that sounds a lot more like a timeshare plan than a commercial tenant leasing a specific interest in property.

And that goes to the crux of the courts decision. Because you essentially are asking the court to ignore all the information that demonstrates that this is a timeshare plan. Like the bolded statement in the prospectus:

TIME SHARING INVOLVES A CONTINUING RELATIONSHIP WITH A SUBSTANTIAL NUMBER OF OWNERS OF EACH TIME SHARE INTEREST ...

So what you want is for the court to solely rely on that fact that your Vacation Interval Agreement (VIA) uses the terms lease, lessor, lessee and to make your interest strictly one of a commercial tenant. That they should ignore that the project was formed under timeshare provisions, that you received a prospectus with timeshare disclosures, that you have the collective right to fire the manager, right to deposit your unit with a timeshare exchange company, that you share expenses for the operation and upkeep of the entire resort and not just the common areas - i.e. bad debt expense from defaulting "leases", legal bills of the manager, etc, etc. Are any of those elements common in a commercial property lease?

So on that point I think the court did reach the right decision in saying this is a timeshare plan. If nothing else I would anecdotally point to the fact that we are having this discussion on a TIMESHARE forum and numerous posters have referred to this as a timeshare.

Hello ECWINCH,

Again, thank you for the comments. Please continue as most of us never understood any of this, we are just now learning. This should have been explained to us much sooner.

I think none of us would argue that we are not part of a time share plan. What I don't understand is why we are not also lessee's as our contract states and why we also don't have those rights. Are we not both?

I do not understand, and don't know where it is explained, that because we are time share users, they can charge us for all expenses without any representation. By the lease, as outlined in great detail, we are to pay:

1. Operation costs
2. Management Fee
3. Contribute to a reserve fund for refurbishment of furniture and fixtures.
4. Damages due to occupancy of the Lessee (Special Assessment).

I think most any real estate accountant would say capital costs are not included in the above 4 categories. How, as time share users, can it be ruled by the courts that we must also pay capital expenses. Is there a "time share user" document or something that can be referenced. The only thing I am getting is we time share users all have a common relationship and therefore we can all be billed anything to maintain the overall good of that relationship. This seems like a weak argument in order to throw away what I would consider a common interpretation of our lease agreements. It also violates all common sense and this mess is evidence that there has been no overall good as a result.

As a side note, I was once told that nothing in the prospectus matters, only our contract. However, right below the statement quoted above, it also says in caps "THE PURCHASER AGREES TO HELP CREATE, ORGANIZE, ESTABLISH AND MAINTAIN MEMBERSHIP IN AN ASSOCIATION OF LESSEES OF THE VILLAS SITUATED ON THE LANDS. THIS ASSOCIATION SHALL BE FORMED AND ORGANIZED TO PROMOTE A MEANS OF RESOLVING PROBLEMS BETWEEN LESSEES OR A LESEE AND THE LESSOR. THE DEVELOPER AGREES TO CO-OPERTATE WITH THE LESSEES IN THE FORMATION OF SUCH AN ASSOCIATION AND AGREES TO RECOGNIZE THE ASSOCIATION ..."
 

ecwinch

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What I don't understand is why we are not also lessee's as our contract states and why we also don't have those rights. Are we not both?

I think most any real estate accountant would say capital costs are not included in the above 4 categories.

The court explains their reasoning on the issue of "Capital Costs" on pg. 67-81, para 255 to 304. While it is difficult to summarize 14 pages of their reasoning in this space, I would offer the following:

The concept that "capital costs" are the exclusively the responsibility of the lessor is overstated. It certainly is true in relation to "capital costs" as fixed, one-time expenses incurred on the purchase of land, buildings, construction, and furnishings needed to bring the #NAFR project to a commercially operable status. So Northmont cannot decide to build a new building and bill that to the lessee.

However once a project is established, capital costs can then be divided into two broad categories - capital repairs and capital improvements. Clearly from the VIA's the lessee is responsible for capital repairs to the existing structures as stated in:

para 9(i) - repairs to both the exterior and interior of the Villas

para 9 - All maintenance and repairs to the Vacation Properties will be apportioned equally between the lessees in accordance with the number of weeks and the type of Vacation Property specified on page 1 of this Lease


What lessee's are not generally responsible for is "capital improvements" - and in the view of the court nothing in the Renovation Plan was held to be excessive enough to be considered a capital improvement.

I do not understand, and don't know where it is explained, that because we are time share users, they can charge us for all expenses without any representation.

As a side note, I was once told that nothing in the prospectus matters, only our contract. However, right below the statement quoted above, it also says in caps "THE PURCHASER AGREES TO HELP CREATE, ORGANIZE, ESTABLISH AND MAINTAIN MEMBERSHIP IN AN ASSOCIATION OF LESSEES OF THE VILLAS SITUATED ON THE LANDS. THIS ASSOCIATION SHALL BE FORMED AND ORGANIZED TO PROMOTE A MEANS OF RESOLVING PROBLEMS BETWEEN LESSEES OR A LESEE AND THE LESSOR. THE DEVELOPER AGREES TO CO-OPERTATE WITH THE LESSEES IN THE FORMATION OF SUCH AN ASSOCIATION AND AGREES TO RECOGNIZE THE ASSOCIATION ..."

Good point. The concept of "taxation without representation" is one that certainly resonates with US citizens, and I would imagine the same applies to some extent in Canada.

Unfortunately MG did little to advance that argument as noted by the court:
That Northmont failed to assist the owners in creation of a homeowners’ association. Para. 235: Not pursued in argument and abandoned at only when JEKE’s counsel was asked by court if they were pursuing

But at the end of the day, I think if they had pursued it, it would not have altered the outcome. First, breaches of contract occur all the time. The court notes this on pg 109 when they say:

"A mere breach of contract does not terminate the contract."
"The failure in performance must substantially deprive the other party of what was bargained for. This concept is referred to as substantial nonperformance or as a requirement that a breach go to the “root” of the contract.
"

So did their failure to assist in forming the association result in you being deprived of your right to use the resort? I think it would be a stretch to suggest it did.

In addition, there is the concept of "timeliness" when asserting your rights. At law, when a breach has occurred, and a party does not assert their rights to enforce the contract, the court can rule that a "constructive waiver" of that provision of the contract has occurred. This frequently happens when the breach is well-known and has existed for a considerable period of time. And I find there is no indication in the legal record that anyone legally notified Northmont that they were in breach of contract prior to the court case.

As such, I think it is likely that the court would have ruled that it was not a material breach. So at best they direct Northmont to cure the breach by forming the association.
 
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ecwinch

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As a footnote to my last post.

IMHO this tragedy reveals some serious gaps in Canadian law related to a timeshare projects, as your situation certainly is a perfect storm of adverse consequences. One where consumers were not being provided adequate disclosure when entering into a contract of adherence and now find their retirements threatened.

That is a powerful message. Hopefully some change will come of it.
 

wagga2650

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As a footnote to my last post.

IMHO this tragedy reveals some serious gaps in Canadian law related to a timeshare projects, as your situation certainly is a perfect storm of adverse consequences. One where consumers were not being provided adequate disclosure when entering into a contract of adherence and now find their retirements threatened.

That is a powerful message. Hopefully some change will come of it.
Thanks for your insight , it does help to clear up a few things but I do have a question on the option one I signed.I only signed this because MG assured us that we could look at the settlement first before agreeing to it.This did not happen.Also as to the question of interest, Should we be waiting for Judge young to decide on interest charges?
 

FairSun

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My first video in a series entitled - The Casualties
Thanks for your insight , it does help to clear up a few things but I do have a question on the option one I signed.I only signed this because MG assured us that we could look at the settlement first before agreeing to it.This did not happen.Also as to the question of interest, Should we be waiting for Judge young to decide on interest charges?
From what I understand, those of us who signed Option 1 are now bound by its terms and conditions as set out in the Settlement Agreement. If we fail to comply, then NM has a Consent Judgment against us for 162% of the amount of our invoice at November 30, 2017 plus interest to date, plus then we'd owe 2018 MF and we would not be released from our contract. Those who are going it on their own may face difficulty negotiating for a full release from NM after settling their debt to date following Judge Young's decision on interest and NM's court costs.
Much as we hate the situation we are now in, we want out. Totally out. I didn't have the good sense to follow my gut instinct last March and now our bill has doubled. We took a risk then that failed miserably. Not going down that pricey path again.
 

Floyd55

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From what I understand, those of us who signed Option 1 are now bound by its terms and conditions as set out in the Settlement Agreement. If we fail to comply, then NM has a Consent Judgment against us for 162% of the amount of our invoice at November 30, 2017 plus interest to date, plus then we'd owe 2018 MF and we would not be released from our contract. Those who are going it on their own may face difficulty negotiating for a full release from NM after settling their debt to date following Judge Young's decision on interest and NM's court costs.
Much as we hate the situation we are now in, we want out. Totally out. I didn't have the good sense to follow my gut instinct last March and now our bill has doubled. We took a risk then that failed miserably. Not going down that pricey path again.

Unfortunately I think what you have described is my understanding as well. This whole thing stinks so bad that I can hardly stand to think about it anymore. We are getting out and done with this whole mess! We'll have to see about getting some kind of compensation or judgement against MG down the road, but I won't be holding my breath. Our legal system sucks!
 

den403

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Lets keep hammering out there for some exposure to the public and help from the media, etc.!!!!!
As per the advise of others on this forum, I fired off an email briefly explaining our situation to:

marketplace@cbc.ca
Calgarynews@bellmedia.ca
mclaughlinonyourside@ctv.ca
fifthtips@cbc.ca
gopublic@cbc.ca

Lets keep emailing, calling and reaching out to whom ever may be able to hear our horror story and help!!!
If there is anything else anyone can suggest we all do please post or re-post your suggestions!

Appauled, Monday at 5:39 PM Report


After reaching out to several Network News shows I have finally received my first response from Chris Epp Senior Reporter/Anchor CTV Calgary News and he has asked me to give him my contact details ASAP I assume to discuss and share what is transpiring with all of us. I will share this TUGG BBS Thread with him when he contacts me.
ALL OF YOU - Let me know if there is anything you want to share or if we should interview with him as a group should you be able to meet anywhere in Calgary.
This is fabulous! So many want there voices heard but are afraid.Please update your plan moving forward
 
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MarcieL

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Why is it we had two other time shares with leases that are run properly, boards, budgets, yearly financial statements etc. These people unilaterally changed our leases, due to poor counsel and definitions in interrupting the wording of the lease we are responsible for Capitol costs. Judges do not know the difference perhaps they should be required to take business 101. All the letters that landed on Judge Y's desk and there is nothing she can do? Great justice system we have costing seniors to cash in TFSA's plus loans, mtged on their homes time to leave this country.
 
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