Im in the process of trying to cancel my timeshare that I stupidly signed up for on 4/20/18. On Monday 4/23/18 I sent my rescission letter and all materials to the address on the CD per the contract. Sent it NDA with send reciept. Here it is Thursday 4/26/18 and my package hasn't been delivered. I'm a mess and can't sleep. I plan on going to post office today to find out why its held up at the Ocoee po. Anything I need to know or can do to make sure it gets cancelled within the rescission 10 day limit?
I have no idea what "
NDA" means, but if you sent the rescission correspondence by USPS certified mail (as you should have), you obtained a certified mail receipt from the USPS counter bearing a hand-stamped postmark date. That postmark date is the only date that really matters in terms of complying with the applicable state law deadline to rescind (cancel). It doesn't matter when they receive it, as long as you can document and prove a timely
postmark date if challenged.
If you sent your rescission by some means or method other than USPS certified mail, I suggest you repeat the exercise all over again and utilize USPS certified mail while you are still within the rescission period to be able to do so. Tick tock.
The other mumbo jumbo you asked about refers to
potential charges if you actually occupied the premises before rescission, which you may not have done anyhow, so don't fret over that particular mumbo jumbo. If you owe that money, they will deduct it from your refund, but that is highly unlikely (IMnsHO).
Do
not answer any incoming phone calls from unknown numbers during this rescission period. No possible good can come from any conversation with hungry Westgate sales weasels desperately seeking to salvage their commission --- and any such conversation would be legally meaningless anyhow in regard to your signed contract and / or its' cancellation.
It may be weeks before you see refund of your deposit. By law, it could take up to 45 days, but likely won't take that long.
