I've owned my EOY 1BR District for about 5 years and have stayed there 5-6 times, but haven't been there in the past 2 years.
Here are the things I like: 1) Location...agree with everything you posted and have taken the train from BWI to DC's Union Station and then the Metro to Dupont Circle which is about a 10-15 minute walk to the District. The Foggy Bottom Station is about the same distance. 2) The Owners Lounge provides a nice place to relax and have some extra space to eat either breakfast from the Embassy Suites downstairs or take out from restaurants. Surfside is one of my favorites.
https://surfsidedc.com/dupont-menu/ There is a Owners reception in the Lounge I think every night. We just used it to have a glass of wine or beer before heading out to dinner....Can't remember what kind of appetizers they served, but some owners attacked it with elbows up

. 3) Staff has been pretty engaged and helpful while I have been there. 4) Ownership gets me All Inclusive that waives all reservation fees system wide---that's probably the biggest plus for me
Things I don't like: 1) Parking can get expensive if you drive in, but I used to have family in the area and could park for free there. You can find some cheaper options using a parking app 2) Sometimes the breakfast downstairs can be crazy busy, but I am an early riser so that's not a problem for me. 3) The lights in the bathrooms were tough to figure out/manage...they have a motion sensor and would come on full blast when getting up in the middle of the night...my last stay I got some tape from the check in area and taped a piece of paper over the sensor at night

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I don't regret buying there and the MF's in 2025 were under $.14/point. I think the increase this year was modest. I've seen much worse Silver/Gold deeds in Orlando