Variation in Maintenance Fees (Club Wyndham) or always standard and matching the TUG spreadsheet?

[acrownofmyrtle]

I'm brand new to timeshares, 30s, no kids, no purchases yet. I have stayed in a few Club Wyndham (CW) locations as a hotel guest through the Wyndham Rewards website and really liked the experiences. After significant research through this site (Thanks, TUG!), I've been scouting eBay and making unsuccessful low offers on Redweek to attempt to purchase Wyndham Midtown 45 resale, for the 13-month Advanced Reservation Priority (ARP) or a resale Wyndham-deeded with low maintenance fees (MFs) at around 250k annual points or less.

My question is about MFs. I have studied this spreadsheet at length and read through older threads.
However, I'm seeing some listings claiming lower MFs than represented on the spreadsheet.
E.g., eBay - Club Wyndham Bali Hai 231k Annual @ $74.03/month = $888.36/year = $3.845/1,000 points.
According to the TUGBBS consolidated spreadsheet, this resort deed is $4.79/1,000 points for MFs.

1. Is there variation in MFs at the same property for points? I understand the MFs vary between properties, and I understand the schema for Program Fees (PFs).
   1. For those newbies, like me, who may find this thread:
      1. Program Fee (PF) is paid annually, in addition to annual Maintenance Fees (MFs).
         1. In 2024, Club Wyndham owners pay $175/year, or $.68/1,000 points owned across ownership account portfolio, whichever is more.
2. If there is a variation in MFs, what are the different reasons for why that would be?
3. If there is a variation in MFs, can I recommend the spreadsheet be changed to reflect some of the low/non-standard MFs folks are finding?

Thanks for your help, Tug.

View attachment 95882View attachment 95883

 

[bnoble]

I don't know the answer to your question for Bali Hai. In general, yes, there can be different $/K ratios for points at the same resort. Reasons might include having more than one association, or having converted weeks of different sizes, in different seasons, or with different views.

And I will offer the following unsolicited advice: I do not need the absolute lowest MFs in the system. I just want a good $/K ratio. For me, anything appreciably under CWA is good.

I know a lot of TUGgers disagree with me, but I don't need to squeeze the last dollar out of every vacation, and this makes finding a deed you can actually buy a LOT easier. Plus a lower acquisition cost can ease the sting of higher-than-minimum MFs.

 

[lotus921v]

I'm brand new to timeshares, 30s, no kids, no purchases yet. I have stayed in a few Club Wyndham (CW) locations as a hotel guest through the Wyndham Rewards website and really liked the experiences. After significant research through this site (Thanks, TUG!), I've been scouting eBay and making unsuccessful low offers on Redweek to attempt to purchase Wyndham Midtown 45 resale, for the 13-month Advanced Reservation Priority (ARP) or a resale Wyndham-deeded with low maintenance fees (MFs) at around 250k annual points or less.

My question is about MFs. I have studied this spreadsheet at length and read through older threads.
However, I'm seeing some listings claiming lower MFs than represented on the spreadsheet.
E.g., eBay - Club Wyndham Bali Hai 231k Annual @ $74.03/month = $888.36/year = $3.845/1,000 points.
According to the TUGBBS consolidated spreadsheet, this resort deed is $4.79/1,000 points for MFs.

1. Is there variation in MFs at the same property for points? I understand the MFs vary between properties, and I understand the schema for Program Fees (PFs).
   1. For those newbies, like me, who may find this thread:
      1. Program Fee (PF) is paid annually, in addition to annual Maintenance Fees (MFs).
         1. In 2024, Club Wyndham owners pay $175/year, or $.68/1,000 points owned across ownership account portfolio, whichever is more.
2. If there is a variation in MFs, what are the different reasons for why that would be?
3. If there is a variation in MFs, can I recommend the spreadsheet be changed to reflect some of the low/non-standard MFs folks are finding?

Thanks for your help, Tug.

View attachment 95882View attachment 95883

If you look to the next page of the spreadsheet, you will see the prices for deeded weeks. UDI and deeded weeks are different. Some people convert their underlying deeded weeks to points. There is also a strong possibility that the eBay listing could be incorrect which is why you always request an estoppel.

 

[paxsarah]

If you look to the next page of the spreadsheet, you will see the prices for deeded weeks. UDI and deeded weeks are different. Some people convert their underlying deeded weeks to points. There is also a strong possibility that the eBay listing could be incorrect which is why you always request an estoppel.

I saw that listing and it doesn't seem to correlate with either the UDI Bali Hai MF rate, nor the converted fixed weeks on the other tab - so in this case, I suspect it's probably an error.

But in general for the OP, pure points (UDI) should always be the same within the same HOA. Many resorts have only one HOA, but some resorts have multiple, and each one will probably have a different MF rate per 1,000 points. For instance, I used to own two different Ocean Boulevard HOAs, and they were over a dollar different.

Then you have converted fixed weeks, and those will vary widely based on the size of the unit and the season the week was converted from. Bali Hai is complex because it has both UDI points and converted fixed weeks.

Finally, most eBay listings include the program fee that the former owner is paying, while the spreadsheet is the HOA fee only and you add the program fee to it yourself. eBay listings for contracts that are small enough to pay the flat minimum program fee will often appear to have a higher maintenance fee than expected, but I know if I'm looking for myself that I'll be paying the program fee per 1,000 (which is based on the total number of points in one's account).

 

[rickandcindy23]

I wonder if that is one that I reported. All of my weeks are converted float weeks from PAHIO. My 231,000 points is EOY, odd years, so I pay half each year, but here is the breakdown. Second column is property taxes, third colum is reserve fund, 4th column is maintenance fees, 5th is program fees (I didn't do the math on that), 6th column is local tax.

Bali Hai Villas (odd years)

#

231,000/115,500

65.88

100.80

$385.92

0.72

14.04

 

[rickandcindy23]

Bali Hai Villas

#

203,000

131.76

201.72

873.36

146.16

28.2

​

Total fees on the above with program fee $1,381.20, or $6.80/ 1,000, not cheap.

The 231K is a 1 bedroom EOY upper level. This one is 1 bedroom annual lower level. I believe the fees are $5.63 per 1,000 for the 231K. That is what I have on my spreadsheet. The maintenance fees are the same for the units being 1 bedrooms (higher floors are not higher MF's).

The best one we own is Angelfire, NM. The fees are crazy low. Apparently, according to the resort's onsite management, it was deeded incorrectly, but Wyndham doesn't seem to mind.

 

[bnoble]

We also had a couple of converted weeks that were charged incorrect (and much too low) fees. I tried to point out the error to the agent who handled my conversion---twice!---but they insisted it was correct and after two attempts I figured I'd done my best. An audit did eventually catch it and correct the fees, so your good fortune may be limited!