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How safe do you feel using a Credit card in Mexico? At what establishments will you use a credit card?
That is happening at more and more restaurants now in San Francisco. It is so much easier/safer for everyone.The good thing about most restaurants in Mexico is that they will bring a handheld device to your table to run your card, so your credit card doesn't necessarily leave your sight. This is more reassuring as no one can skim the card while it is away from the table. So there is little concern about fraud when using a credit card at restaurants in Mexico. Honestly, they need to do this at US restaurants.
I've only seen it at the big chains like Darden, where they have the Ziosk like terminals on the table.That is happening at more and more restaurants now in San Francisco. It is so much easier/safer for everyone.
I've only seen it at the big chains like Darden, where they have the Ziosk like terminals on the table.
This is certainly good news, I hope it catches on with more restaurants. No one should be walking off with your credit card in this day and age.It is definitely becoming more common- even at non-chain restaurants. I would say that last 5 times I have been out to eat I have paid table side with an iPad or handheld device 4/5 times. BJ's still took my card and ran it an then returned with it.
What really needs to happen is no card number info including expiration or cvv visible on the card, for example how the Apple credit card is. If I need to access that information (for example, to input my number while online shopping) I can just open the app.
I don’t know anyone without a smartphone these days. As of 2020, smartphone adoption is 86 percent among Americans age 50 to 59 and 81 percent for those 60 to 69. If you are one of those that fall outside that vast majority, then you should keep your card information on your card. For the majority of US consumers, especially non-boomers, there is no reason to have your card information on the card and it is more secure to not have it.And how does one access that info if they don't have an App, or even a smartphone? Sounds like an accessibility nightmare to me.
Information can be skimmed from other places than just the physical information printed on the card. Card skimmers can get it from the magnetic strip and there have always been concerns about RFID and why people have RFID blocking sleeves.What really needs to happen is no card number info including expiration or cvv visible on the card, for example how the Apple credit card is. If I need to access that information (for example, to input my number while online shopping) I can just open the app.
You are right about card cloning. But card cloning is for in person use. Keeping your card number private prevents fraud from online or over the phone purchases.Information can be skimmed from other places than just the physical information printed on the card. Card skimmers can get it from the magnetic strip and there have always been concerns about RFID and why people have RFID blocking sleeves.
I don’t know anyone without a smartphone these days. As of 2020, smartphone adoption is 86 percent among Americans age 50 to 59 and 81 percent for those 60 to 69. If you are one of those that fall outside that vast majority, then you should keep your card information on your card. For the majority of US consumers, especially non-boomers, there is no reason to have your card information on the card and it is more secure to not have it.
You might have misunderstood. You only need to open the app if you need to access your actual card number. You don’t need to do this for in person purchases. You also don’t need to do it for online purchases where your card information is stored, for example Amazon, your utility companies, etc. In reality, you most likely would only need to do this for over the phone purchases or online purchases from somewhere you don’t typically shop.I'm a non-Boomer and have a smartphone, but I have no interest in having to open an app every time i want to use my credit card. And the larger point remains Card Issuers have to comply with accessibility regs and requiring App usage to use a credit card would never pass muster.
You might have misunderstood. You only need to open the app if you need to access your actual card number. You don’t need to do this for in person purchases. You also don’t need to do it for online purchases where your card information is stored, for example Amazon, your utility companies, etc. In reality, you most likely would only need to do this for over the phone purchases or online purchases from somewhere you don’t typically shop.
I’m not sure why you have such resistance to this. People should have the option to keep their card number private and card companies should enable that. If you want your card info visible to whoever you hand it to, you should be able to do so.
Your point doesn’t apply to debit cards. But mine does.Back to my point about someone stealing my card number- doesn't cost me a dime. So yeah I don't card if someone I hand my card to can read the number or not.
Your point doesn’t apply to debit cards. But mine does.
The simple reality is, it is more secure to not have your card numbers on your physical cards. Period. Whether that added layer of security is worth it to you is consumer preference.