For RCI TPUs, I use my Christmas Mountain Village UDI. This is a very unusual type of ownership where extra weeks can be booked on short notice, if there is availability, just by paying a housekeeping fee. I just use extra, last-minute weeks for RCI deposits, not the more valuable weeks that can be rented or are valuable in II. I generally get around 11 TPU per week, and the housekeeping fee used to only be around $65. Now, the housekeeping fee has shot up to $137.99. I now don't always bother booking as many weeks as I can. With the price now about $12.50 per TPU (counting only the housekeeping fee), I would rather trade in II or in RCI Points.
I pay $1300 per year for my UDI in addition to housekeeping fees. The UDI is deeded as three weeks a year, but I can easily get seven weeks, including three or four red weeks. If I used my Christmas Mountain Village UDI just to generate RCI TPus, the cost would be maybe $20 per TPU. But, it makes more sense to deposit only the last minute off-season weeks into RCI Weeks, and find better uses for more valuable weeks.
Cindy, I agree that 1 cent per RCI Point is now hard to find. I'd be interested in hearing what people are paying for points. I do have an RCI Points week where fees are right about 1 cent per point, but it only provides 81,000 points every two years. I can deposit my Christmas Mountain Village UDI weeks into points-for-deposit, and that is still a pretty good deal.
Jackio, I think your Sand Pebbles cost per TPU is the lowest so far on this thread.
I feel that $20 or less per TPU is quite good. My guess is that most resorts are probably $25-$35 per TPU. The best deal is to find an owner with excessive TPUs that expire soon. They will generally give you a really good deal. I like Vacation Villages TPUs because they offer the exchange discount. I am always running out of those and I can always use more of them.
How does the Vacation Village exchange discount work? Also, I am interested in hearing what rate you are finding for transferred TPUs.