Continuing Care Retirement Communities

[isisdave]

There are an increasing number of grocery delivery services most places. I see in Carlsbad there is instacart, and apparently Von's has their own. Probably Amazon Fresh too. I know the app or website for these lets you build a shopping list of "frequent" items. There's usually a small fee, or it's free if you order a certain amount.

Also, you can set up an assistant. Sometimes you will find a taxi driver who will do short errands for you, or perhaps one of the dining room serving staff, who are usually high schoolers, if the place permits that.

 

[clifffaith]

We are in Santa Fe, with me suffering my usual high altitude sleep issues (wake up at 2am feeling like I need to get upright to breathe, and then being awake for several hours). Presumably that would go away after 10 days or so.

Yesterday we took the tour at El Castillo. Entrance fee is approx the same $350K as in Carlsbad, but includes all your future care arrangements, including the possibility of one couple occupying two types of housing at the same time. In Carlsbad you pay for care as you come to need it (presumably Cliff could get by with my care for many years before we would need extra help). The monthly fee is about the same at approx $5500 in either location. So the big advantage here is that the entrance fee includes your health care-- presumably a large savings.

Of course I'm enchanted with the pueblo architecture and design elements (my home decor, with tons of baskets, pots and Dia de los Muertos stuff, fits right in) and the easy walk to the heart of the Plaza. For those of you who know Santa Fe, Cathedral Place runs behind the La Fonda hotel and in front of St. Francis Basilica and dead ends into El Castillo on Alameda. When we were done with our tour we did take a quick walk into the Plaza and timed ourselves at ten minutes and we are not fast walkers.

Lunch and dinner are the same menu and served buffet style (breakfast has table service). We dined alone for lunch since the marketing person had a noon appointment, but spoke to several residents as we got our food, and a couple stopped by our table while we were having dessert to chat and extend a welcome. Dessert assortment was dangerously tasty (I commented that it would be harder to lose or maintain weight here; I'd be embarrassed to ask for a second or third dessert at Carlsbad where they have table service), but entree selection and taste was just average and I worry about it becoming tiresome. There were cooked to order options like a chopped salad, small steak, grilled cheese, fish, omlettes as well. And there is a cantina for sandwiches and burgers, either as your meal selection or if you want to eat off hours, and a deli for take out. Cantina hosts a free Happy Hour each day before dinner. The monthly fee includes one meal per day, no food allowed to be taken out of the main dining room, they will bring your meal to you if you are unwell, guests can use your meal allotment, no carry overs to the next month, but you can have extra meals to "catch up" if you were out of town during the same month.

Waiting list is 4-6 years, but we couldn't move in for three years any way because they have a 65 age minimum for both occupants. They are building a second facility nearby -- for those who know the Diamond timeshare at Paseo de Peralta and Griffin, new buildings will be up the street at PDP and Old Taos Highway, near the Masonic Temple. Still walkable to the Plaza, perhaps 15 minutes, looks like it would be a bit further than the walk from Diamond because of the way the road curves.

Realistically, we need to stick with Carlsbad. Two hour drive to my parents, no winter weather, no having to fly cats to their new home. We will still make a winter fly-in trip to Santa Fe (although our host yesterday said spring with lots of wind was the worst time of year), and we will fill out the financial paperwork and submit the $1000 refundable deposit, just to cover our bases because no telling what life will be like in three years. But I suspect that Carlsbad will come up with a vacancy first and we will act on that before having to really consider Santa Fe.

 

[VacationForever]

We are in Santa Fe, with me suffering my usual high altitude sleep issues (wake up at 2am feeling like I need to get upright to breathe, and then being awake for several hours). Presumably that would go away after 10 days or so.

Yesterday we took the tour at El Castillo. Entrance fee is approx the same $350K as in Carlsbad, but includes all your future care arrangements, including the possibility of one couple occupying two types of housing at the same time. In Carlsbad you pay for care as you come to need it (presumably Cliff could get by with my care for many years before we would need extra help). The monthly fee is about the same at approx $5500 in either location. So the big advantage here is that the entrance fee includes your health care-- presumably a large savings.

Of course I'm enchanted with the pueblo architecture and design elements (my home decor, with tons of baskets, pots and Dia de los Muertos stuff, fits right in) and the easy walk to the heart of the Plaza. For those of you who know Santa Fe, Cathedral Place runs behind the La Fonda hotel and in front of St. Francis Basilica and dead ends into El Castillo on Alameda. When we were done with our tour we did take a quick walk into the Plaza and timed ourselves at ten minutes and we are not fast walkers.

Lunch and dinner are the same menu and served buffet style (breakfast has table service). We dined alone for lunch since the marketing person had a noon appointment, but spoke to several residents as we got our food, and a couple stopped by our table while we were having dessert to chat and extend a welcome. Dessert assortment was dangerously tasty (I commented that it would be harder to lose or maintain weight here; I'd be embarrassed to ask for a second or third dessert at Carlsbad where they have table service), but entree selection and taste was just average and I worry about it becoming tiresome. There were cooked to order options like a chopped salad, small steak, grilled cheese, fish, omlettes as well. And there is a cantina for sandwiches and burgers, either as your meal selection or if you want to eat off hours, and a deli for take out. Cantina hosts a free Happy Hour each day before dinner. The monthly fee includes one meal per day, no food allowed to be taken out of the main dining room, they will bring your meal to you if you are unwell, guests can use your meal allotment, no carry overs to the next month, but you can have extra meals to "catch up" if you were out of town during the same month.

Waiting list is 4-6 years, but we couldn't move in for three years any way because they have a 65 age minimum for both occupants. They are building a second facility nearby -- for those who know the Diamond timeshare at Paseo de Peralta and Griffin, new buildings will be up the street at PDP and Old Taos Highway, near the Masonic Temple. Still walkable to the Plaza, perhaps 15 minutes, looks like it would be a bit further than the walk from Diamond because of the way the road curves.

Realistically, we need to stick with Carlsbad. Two hour drive to my parents, no winter weather, no having to fly cats to their new home. We will still make a winter fly-in trip to Santa Fe (although our host yesterday said spring with lots of wind was the worst time of year), and we will fill out the financial paperwork and submit the $1000 refundable deposit, just to cover our bases because no telling what life will be like in three years. But I suspect that Carlsbad will come up with a vacancy first and we will act on that before having to really consider Santa Fe.

I am always suspicious of pay upfront and then low or free future services. Just as I would not buy in to "own" the place, I have even a harder time trusting that they will actually provide adequate care when needed since they will not be paid for providing extra services. Not buying into a place means if I don't like the place, I can move to a different facility.

 

[bogey21]

I am always suspicious of pay upfront and then low or free future services. Just as I would not buy in to "own" the place, I have even a harder time trusting that they will actually provide adequate care when needed since they will not be paid for providing extra services.

Clearly you have to be careful when you buy in and pay the front end fee. I bought into Trinity Terrace in Fort Worth in 2000 and have never regretted it. They have more than lived up to every promise they made and in fact TT is a better place today than the day I moved in. A small negative is that monthly fees have gone up more than I expected but on the other hand services are better than I expected.

George

 

[VacationForever]

Clearly you have to be careful when you buy in and pay the front end fee. I bought into Trinity Terrace in Fort Worth in 2000 and have never regretted it. They have more than lived up to every promise they made and in fact TT is a better place today than the day I moved in. A small negative is that monthly fees have gone up more than I expected but services are better than I expected.

George

At least they will charge you more when/if you need more care/services. The Santa Fe place which Clifffaith visited told them that there is no charge for additional care. When inadequate care is provided, there is no recourse. At minimum they must allow outside caregivers to be hired and brought into the facility to supplement care. That needs to be in the Ts and Cs.

 

[lizap]

You sound young for this type facility. We will think about this arrangement when we get in our mid 70s.

We are in Santa Fe, with me suffering my usual high altitude sleep issues (wake up at 2am feeling like I need to get upright to breathe, and then being awake for several hours). Presumably that would go away after 10 days or so.

Yesterday we took the tour at El Castillo. Entrance fee is approx the same $350K as in Carlsbad, but includes all your future care arrangements, including the possibility of one couple occupying two types of housing at the same time. In Carlsbad you pay for care as you come to need it (presumably Cliff could get by with my care for many years before we would need extra help). The monthly fee is about the same at approx $5500 in either location. So the big advantage here is that the entrance fee includes your health care-- presumably a large savings.

Of course I'm enchanted with the pueblo architecture and design elements (my home decor, with tons of baskets, pots and Dia de los Muertos stuff, fits right in) and the easy walk to the heart of the Plaza. For those of you who know Santa Fe, Cathedral Place runs behind the La Fonda hotel and in front of St. Francis Basilica and dead ends into El Castillo on Alameda. When we were done with our tour we did take a quick walk into the Plaza and timed ourselves at ten minutes and we are not fast walkers.

Lunch and dinner are the same menu and served buffet style (breakfast has table service). We dined alone for lunch since the marketing person had a noon appointment, but spoke to several residents as we got our food, and a couple stopped by our table while we were having dessert to chat and extend a welcome. Dessert assortment was dangerously tasty (I commented that it would be harder to lose or maintain weight here; I'd be embarrassed to ask for a second or third dessert at Carlsbad where they have table service), but entree selection and taste was just average and I worry about it becoming tiresome. There were cooked to order options like a chopped salad, small steak, grilled cheese, fish, omlettes as well. And there is a cantina for sandwiches and burgers, either as your meal selection or if you want to eat off hours, and a deli for take out. Cantina hosts a free Happy Hour each day before dinner. The monthly fee includes one meal per day, no food allowed to be taken out of the main dining room, they will bring your meal to you if you are unwell, guests can use your meal allotment, no carry overs to the next month, but you can have extra meals to "catch up" if you were out of town during the same month.

Waiting list is 4-6 years, but we couldn't move in for three years any way because they have a 65 age minimum for both occupants. They are building a second facility nearby -- for those who know the Diamond timeshare at Paseo de Peralta and Griffin, new buildings will be up the street at PDP and Old Taos Highway, near the Masonic Temple. Still walkable to the Plaza, perhaps 15 minutes, looks like it would be a bit further than the walk from Diamond because of the way the road curves.

Realistically, we need to stick with Carlsbad. Two hour drive to my parents, no winter weather, no having to fly cats to their new home. We will still make a winter fly-in trip to Santa Fe (although our host yesterday said spring with lots of wind was the worst time of year), and we will fill out the financial paperwork and submit the $1000 refundable deposit, just to cover our bases because no telling what life will be like in three years. But I suspect that Carlsbad will come up with a vacancy first and we will act on that before having to really consider Santa Fe.

 

[bogey21]

You sound young for this type facility. We will think about this arrangement when we get in our mid 70s.

One benefit of buying in younger rather than older is that you amortize the buy in cost over more years. Another is if you are lucky, you buy in when the cost is lower than it may be in the future. In my case I bought in at age 65 in 2000 for $65,000. The cost to buy into a unit like mine at my CCRC today is over $400,000!

George

 

[lizap]

One benefit of buying in younger rather than older is that you amortize the buy in cost over more years. Another is if you are lucky, you buy in when the cost is lower than it may be in the future. In my case I bought in at age 65 in 2000 for $65,000. The cost to buy into a unit like mine at my CCRC today is over $400,000!

George

Much can happen in 10-15 years, especially at this age..

 

[VacationForever]

Much can happen in 10-15 years, especially at this age..

OP said her husband is about 80 and she is much younger.

 

[lizap]

OP said her husband is about 80 and she is much younger.

Oh ok. I missed that. That changes things completely.

 

[clifffaith]

You'll all laugh -- I'm in the process of seeing what my hair looks like gray. I've dyed it one color or another for over forty years so I have no clue what it looks like in its natural state. Hair dresser was appalled I just wanted to stop cold turkey (said I'd look like a raccoon!) so we covered the most recent red with a temporary brown dye that is re-applied every few weeks and then gradually fades as the red is cut off over time. After five months my own gray temples have just started to peek through. Interested to see if I am salt and pepper or silver, my mother was silver at my age when she had to stop coloring her hair because the chemicals were blistering her scalp. I have to blend in with the other old ladies at the retirement home!

 

[WinniWoman]

You'll all laugh -- I'm in the process of seeing what my hair looks like gray. I've dyed it one color or another for over forty years so I have no clue what it looks like in its natural state. Hair dresser was appalled I just wanted to stop cold turkey (said I'd look like a raccoon!) so we covered the most recent red with a temporary brown dye that is re-applied every few weeks and then gradually fades as the red is cut off over time. After five months my own gray temples have just started to peek through. Interested to see if I am salt and pepper or silver, my mother was silver at my age when she had to stop coloring her hair because the chemicals were blistering her scalp. I have to blend in with the other old ladies at the retirement home!

I am 61 and I stopped coloring my hair this year cold turkey. Just grew the roots out. I had noticed this past year that there were a lot more strands coming out in the shower when I washed it. Also, the texture felt very different.


So, I finally decided I had been coloring my own hair at home since my 30's and it was time to stop. Rather have some hair left then just a few brown strands. As it began to grow out, young people at work would ask me what the hell I was doing! LOL!

I then decided I should also cut it off- keep a very short pixie cut with long layers on the top. That would keep it stronger, And- I even tried womans' Rogaine for a few months, but it really didn't work. It thickened the strands I already had but it didn't add more hair to my scalp.Now I am trying taking biotin.

While it was growing out, people actually thought I purposely put low lights through it. They kept telling me how great it looked.

Now hardly any hair comes out when I wash it- which is about 3 times per week. I always condition it now after shampooing (which I never used to do because I have very fine hair) as well as once per week deep conditioning (which I have always done). It takes me 2 minutes to blow dry it with a little mouse in it to give it some texture since it is very fine. Don't need to in the summer if I don't feel like it.

Anyway, now that the color is out, I can't tell you how many compliments I am getting! It's been a while now and I still get compliments- even from the same people. Some women have never said a word but I suspect it is because of their own fear of ever making the change or aging. To each his own. My 92 year old aunt still dyes her hair blonde! LOL! She looks great, too!

My mom never ever colored her hair. She had the most gorgeous totally white hair ever- like platinum- and she always got compliments on it. People thought she actually dyed it that color. Looked great with her blue eyes.

I actually can't believe I waited this long to do it! So easy. I do have to get it cut every 6 weeks-takes like 15 minutes!

PS I have changed my makeup also because of the hair color. I now just use the same foundation and loose powder and blush and lipstick, but no eye makeup except black mascara on the top lashes. When on vacation- I have never worn makeup and still won't. Ha! Ha!

Here I am with the new hair. And a before shot.

 

[WinniWoman]

My 72 year old newly retired friend called me the other day. She just joined a local club and she said everyone there had white hair-implying they were so much older than her. She still dyes her hair blonde. I chuckled because she hasn't seen me in many years and has no idea that I , too, have white hair! Ha! Ha!

PS My 63 year old husband is bald on top, but has lots of brown hair everywhere else on his head- not a single gray. The only grays he has is in his eyebrows, ears and beard. LOL!

 

[clifffaith]

I am 61 and I stopped coloring my hair this year cold turkey. Just grew the roots out. I had noticed this past year that there were a lot more strands coming out in the shower when I washed it. Also, the texture felt very different.


So, I finally decided I had been coloring my own hair at home since my 30's and it was time to stop. Rather have some hair left then just a few brown strands. As it began to grow out, young people at work would ask me what the hell I was doing! LOL!

I then decided I should also cut it off- keep a very short pixie cut with long layers on the top. That would keep it stronger, And- I even tried womans' Rogaine for a few months, but it really didn't work. It thickened the strands I already had but it didn't add more hair to my scalp.Now I am trying taking biotin.

While it was growing out, people actually thought I purposely put low lights through it. They kept telling me how great it looked.

Now hardly any hair comes out when I wash it- which is about 3 times per week. I always condition it now after shampooing (which I never used to do because I have very fine hair) as well as once per week deep conditioning (which I have always done). It takes me 2 minutes to blow dry it with a little mouse in it to give it some texture since it is very fine. Don't need to in the summer if I don't feel like it.

Anyway, now that the color is out, I can't tell you how many compliments I am getting! It's been a while now and I still get compliments- even from the same people. Some women have never said a word but I suspect it is because of their own fear of ever making the change or aging. To each his own. My 92 year old aunt still dyes her hair blonde! LOL! She looks great, too!

My mom never ever colored her hair. She had the most gorgeous totally white hair ever- like platinum- and she always got compliments on it. People thought she actually dyed it that color. Looked great with her blue eyes.

I actually can't believe I waited this long to do it! So easy. I do have to get it cut every 6 weeks-takes like 15 minutes!

PS I have changed my makeup also because of the hair color. I now just use the same foundation and loose powder and blush and lipstick, but no eye makeup except black mascara on the top lashes. When on vacation- I have never worn makeup and still won't. Ha! Ha!

Here I am with the new hair. And a before shot. View attachment 4994

Hope my "new" hair will look as great as yours!

 

[geist1223]

I remember about 10 years back I was coloring my hair. My oldest brother was in an induced Coma after being badly burned in an RV Fire. My youngest brother and I flew San Francisco to help his family. My youngest brother (1.5 years younger) was not coloring his hair and he was mostly gray. The Nurse thought my youngest brother was the oldest of the 3 of us. He was not pleased. For about 6.5 years I have not had a hair cut and my Pony Tail went to the bottom of my shoulder blades. A few weeks ago I felt like a difference and had the Barber give me a Buzz Cut. I now shave my Head about every other day. Most folks say they like it and that I look years younger - including my Nail Gal.

 

[VacationForever]

I am 61 and I stopped coloring my hair this year cold turkey. Just grew the roots out. I had noticed this past year that there were a lot more strands coming out in the shower when I washed it. Also, the texture felt very different.


So, I finally decided I had been coloring my own hair at home since my 30's and it was time to stop. Rather have some hair left then just a few brown strands. As it began to grow out, young people at work would ask me what the hell I was doing! LOL!

I then decided I should also cut it off- keep a very short pixie cut with long layers on the top. That would keep it stronger, And- I even tried womans' Rogaine for a few months, but it really didn't work. It thickened the strands I already had but it didn't add more hair to my scalp.Now I am trying taking biotin.

While it was growing out, people actually thought I purposely put low lights through it. They kept telling me how great it looked.

Now hardly any hair comes out when I wash it- which is about 3 times per week. I always condition it now after shampooing (which I never used to do because I have very fine hair) as well as once per week deep conditioning (which I have always done). It takes me 2 minutes to blow dry it with a little mouse in it to give it some texture since it is very fine. Don't need to in the summer if I don't feel like it.

Anyway, now that the color is out, I can't tell you how many compliments I am getting! It's been a while now and I still get compliments- even from the same people. Some women have never said a word but I suspect it is because of their own fear of ever making the change or aging. To each his own. My 92 year old aunt still dyes her hair blonde! LOL! She looks great, too!

My mom never ever colored her hair. She had the most gorgeous totally white hair ever- like platinum- and she always got compliments on it. People thought she actually dyed it that color. Looked great with her blue eyes.

I actually can't believe I waited this long to do it! So easy. I do have to get it cut every 6 weeks-takes like 15 minutes!

PS I have changed my makeup also because of the hair color. I now just use the same foundation and loose powder and blush and lipstick, but no eye makeup except black mascara on the top lashes. When on vacation- I have never worn makeup and still won't. Ha! Ha!

Here I am with the new hair. And a before shot. View attachment 4994

Love how you look.

 

[pittle]

I think you look younger with the new look! I love it!!!

Just the other day, someone told me that if her hair could look as good as mine, they would stop coloring it and go gray! What is so funny is that every 4-5 months, I use a home frosting kit to highlight the sections that are not natural! My hair has always been naturally blonde and in the front I have always had some nearly white sections. My husband pulls the hair through for me to balance out the back. Most people do not know that I enhance it because I never have dark roots - just a medium blonde with some gray mixed in. I do it less and less now, but it does give my hair more body.

 

[rapmarks]

I am 61 and I stopped coloring my hair this year cold turkey. Just grew the roots out. I had noticed this past year that there were a lot more strands coming out in the shower when I washed it. Also, the texture felt very different.


So, I finally decided I had been coloring my own hair at home since my 30's and it was time to stop. Rather have some hair left then just a few brown strands. As it began to grow out, young people at work would ask me what the hell I was doing! LOL!

I then decided I should also cut it off- keep a very short pixie cut with long layers on the top. That would keep it stronger, And- I even tried womans' Rogaine for a few months, but it really didn't work. It thickened the strands I already had but it didn't add more hair to my scalp.Now I am trying taking biotin.

While it was growing out, people actually thought I purposely put low lights through it. They kept telling me how great it looked.

Now hardly any hair comes out when I wash it- which is about 3 times per week. I always condition it now after shampooing (which I never used to do because I have very fine hair) as well as once per week deep conditioning (which I have always done). It takes me 2 minutes to blow dry it with a little mouse in it to give it some texture since it is very fine. Don't need to in the summer if I don't feel like it.

Anyway, now that the color is out, I can't tell you how many compliments I am getting! It's been a while now and I still get compliments- even from the same people. Some women have never said a word but I suspect it is because of their own fear of ever making the change or aging. To each his own. My 92 year old aunt still dyes her hair blonde! LOL! She looks great, too!

My mom never ever colored her hair. She had the most gorgeous totally white hair ever- like platinum- and she always got compliments on it. People thought she actually dyed it that color. Looked great with her blue eyes.

I actually can't believe I waited this long to do it! So easy. I do have to get it cut every 6 weeks-takes like 15 minutes!

PS I have changed my makeup also because of the hair color. I now just use the same foundation and loose powder and blush and lipstick, but no eye makeup except black mascara on the top lashes. When on vacation- I have never worn makeup and still won't. Ha! Ha!

Here I am with the new hair. And a before shot. View attachment 4994

You look really good. I keep saying I am going to do that, and my hairdresser says I will look ten years older.

 

[WinniWoman]

You look really good. I keep saying I am going to do that, and my hairdresser says I will look ten years older.

Thank you and everyone. What I tell people is to give it a try. The worse that could happen is you hate it and you can always go right back to coloring it again. But you might be pleasantly surprised.

 

[Sugarcubesea]

I am 61 and I stopped coloring my hair this year cold turkey. Just grew the roots out. I had noticed this past year that there were a lot more strands coming out in the shower when I washed it. Also, the texture felt very different.


So, I finally decided I had been coloring my own hair at home since my 30's and it was time to stop. Rather have some hair left then just a few brown strands. As it began to grow out, young people at work would ask me what the hell I was doing! LOL!

I then decided I should also cut it off- keep a very short pixie cut with long layers on the top. That would keep it stronger, And- I even tried womans' Rogaine for a few months, but it really didn't work. It thickened the strands I already had but it didn't add more hair to my scalp.Now I am trying taking biotin.

While it was growing out, people actually thought I purposely put low lights through it. They kept telling me how great it looked.

Now hardly any hair comes out when I wash it- which is about 3 times per week. I always condition it now after shampooing (which I never used to do because I have very fine hair) as well as once per week deep conditioning (which I have always done). It takes me 2 minutes to blow dry it with a little mouse in it to give it some texture since it is very fine. Don't need to in the summer if I don't feel like it.

Anyway, now that the color is out, I can't tell you how many compliments I am getting! It's been a while now and I still get compliments- even from the same people. Some women have never said a word but I suspect it is because of their own fear of ever making the change or aging. To each his own. My 92 year old aunt still dyes her hair blonde! LOL! She looks great, too!

My mom never ever colored her hair. She had the most gorgeous totally white hair ever- like platinum- and she always got compliments on it. People thought she actually dyed it that color. Looked great with her blue eyes.

I actually can't believe I waited this long to do it! So easy. I do have to get it cut every 6 weeks-takes like 15 minutes!

PS I have changed my makeup also because of the hair color. I now just use the same foundation and loose powder and blush and lipstick, but no eye makeup except black mascara on the top lashes. When on vacation- I have never worn makeup and still won't. Ha! Ha!

Here I am with the new hair. And a before shot. View attachment 4994

Maryanne, you look fabulous... I love your cut. I have been coloring my hair for 15 years and I'm thinking in 10 years I will allow myself to go natural.

 

[WinniWoman]

You look really good. I keep saying I am going to do that, and my hairdresser says I will look ten years older.

No doubt that gray hair is ageing. But I believe there is a point in time for some people - not all- where color3ng really doesn't add much youthfullness to a person anymore. Depending on your features and the shade of gray hair you have it can actually brighten your face.

 

[WinniWoman]

Maryanne, you look fabulous... I love your cut. I have been coloring my hair for 15 years and I'm thinking in 10 years I will allow myself to go natural.

Thanks again. Didn't want to hijack this thread but I am with Faith. I will be ready to blend in with the others when we finally someday are in our retirement home- whether its a CCRC or a 62 + community or whatever it might be.

 

[WinniWoman]

Maryanne, you look fabulous... I love your cut. I have been coloring my hair for 15 years and I'm thinking in 10 years I will allow myself to go natural.

I was going to wait until I was 70 but I soon realized that plan wasn't going to work for me.

 

[Sugarcubesea]

I was going to wait until I was 70 but I soon realized that plan wasn't going to work for me.

I work in an industry that once they feel you are in your 50’s they want you out the door and retired.

I need to work another 10 years as I need Medicare to kick in at 65. I will be retiring the day I turn 65 and have Medicare in hand. I look forward to not coloring my hair any longer as that will be a huge cost save.

You look great and I aspire to look that good when I go grey

 

[rapmarks]

here are a bunch of older ladies in our community. Second from left will be 79. There were 16 of us playing at raptor bay, the course at the Hyatt coconut in Bonita springs. Only a couple have gone natural.