Helping mother in law sell 4 Marriott timeshares. Help needed

[lovescoffee]

My guess is that the in-laws bought the 3500 points to bring them up to Chairman's Club. The question is whether OP understands timeshare, and in particular Marriott's program and can use all the points associated with this bundle. It is certainly a somewhat inexpensive way to get to Chairman's Club if OP can assume the loan and transfer the entire package out to OP and spouse and retain its status as it is an immediate family transfer. Thereafter my suggestion would be to get rid of the bronze week and drop to Presidential status as the MF per point is high on the bronze week. Just another option on the table.

I cannot begin to thank all of you enough for all this incredible perspective. To answer a few of the thoughts starting with the post I replied to here.... I know a little bit about timeshares as we personally have 1 week at Shadow Ridge. We purchased it at pre construction rates way back when...so we have had it for about 10-15 years or so. To be completely honest, I think it encouraged us as a family of 5 to take vacations utilizing more comfortable accommodations vs being jammed into hotel rooms. However, I personally have been frustrated by the "game" of it. It is not a straightforward vacation reservation process. Therefore, for the cost of the maintenance fees and needing to "relearn" the timeshare system each time I want to use the points...I think I would rather just book on my own. We are big users of VRBO too. I don't really understand all the other options of point use either. I'm not at all interested in taking a cruise. Am I missing other really valuable methods of destination points other than traveling to places that have Marriott Timeshares? I'm not interested in trading in Interval International.

To the post above, you are correct that the 3500 brought them to Chairman's Club.....what in the world does that mean or do for them?

Steven, as far as the rental idea....I appreciate the suggestion and will certainly add it as an option as I weigh everything out. However, I had rental property as an investment many years ago and it became a huge time sponge and source of frustration. I would probably only consider doing this if we took the time to reserve valuable weeks (say Coachella concert for Desert Springs) and let Marriott manage the rental. I am not at all interested in assuming the risk of damage to a unit by renting the week to a complete stranger.

As far as assets.....another very unfortunate situation occurred in addition to the medical issues and they do not have the major asset they originally had. They are drowning in debt on top of everything. We spoke with a couple of bankruptcy attorneys yesterday in their area (of course we live a 4 hour flight away from them). The only possible route for them is Chapter 13 and that is not apparently even a given.

If any of you have more thoughts...keep them coming!! I could NEVER have learned this much related to our current options in 24 hours without your willingness to share your knowledge and perspective. I'm so grateful to have found this site.

 

[lovescoffee]

Just wanted to re-highlight this piece of advice...which is excellent and time sensitive. Doing so may help to mitigate 2018 expenses should it take a while to decide a direction, and execute the plan. Shoring up this part of the situation could at least allow the family to have options which will prevent them from being cash flow negative for 2018 (exclusive of the loan payments on the points purchase of course).

Just to clarify....the 4 timeshares are completely paid for and up to date with the exception obviously of the 2018 MFs. They only have the recent loan on the 3500 points.

My mother in law already made her choices for 2018 which of course makes selling them right now difficult as a potential buyer would not be able to utilize that year. She has 2 weeks allocated into Destination Points and 2 weeks into Marriott Reward Points.

 

[lovescoffee]

It is interesting for me also as I hope not to be in that scenario. Though inquiring minds want to know.

My take as an owner with deeded weeks not enrolled is they can only restrict use of weeks that are not in default.

As mvc dc point member, i can see them saying this. Since your weeks are enrolled in their destinations program, a default on any one of the weeks is a default in the program. Don't know how that would work legally as i am not a lawyer nor attempt to play one.

Sent from my SM-N910P using Tapatalk

This is my question too. My inlaws exponentially complicated things by wrapping themselves up in this most recent transaction with Trust points/mortgage. I will be sure to let you know what Marriott says. It will be very important for all Marriott members to understand. It's difficult to really know what is in that fine print of the contract.

 

[taterhed]

Again, bless you for helping them. Not an easy thing. Glad we can offer some suggestions.

First, if you have any desire, you may be able to transfer one or more of their units to their 'immediate family' (think its just children of parents) and retain any benefits associate with the unit (enrollment into points; possibly grandfathered membership levels?). You may or may not want this. Points enrollment (which you apparently qualify for as well) is not mandatory, its an elective decision each year. It does not change your MF's, but it does change your reservations process/II membership and has a slight increase of annual fees vs legacy weeks (I'm not enrolled and not an expert). This could have some real benefits for you....or not. Others will advise. The flexibility of points (vs weeks) booking can help some folks and the reservations pools are different. Points are generally not a good value for booking cruises hotels etc....

I would not consider the Marriott rental program as an option. It's not very beneficial for an owner long-term.

Yes, if chap 13 is looming, you are better to get qualified legal advice. Dispersing assets (not to be confused with shedding debt) could, I think, affect the proceedings. I'm not a lawyer etc...

I will point out: as things progress, your options to transfer/sell/book/rent properties they own may become encumbered or impossible. If you are going to do something--with legal advice first--consider setting a plan of action with their counsel and moving forward. The debts will continue to accumulate, but the use or revenue potential will drop to zero if fees are not paid.

again, not legal advice, just words of encouragement.

cheers.

edit: posted after your 2nd/3rd posts.

 

[StevenTing]

Steven, as far as the rental idea....I appreciate the suggestion and will certainly add it as an option as I weigh everything out. However, I had rental property as an investment many years ago and it became a huge time sponge and source of frustration. I would probably only consider doing this if we took the time to reserve valuable weeks (say Coachella concert for Desert Springs) and let Marriott manage the rental. I am not at all interested in assuming the risk of damage to a unit by renting the week to a complete stranger.

As far as assets.....another very unfortunate situation occurred in addition to the medical issues and they do not have the major asset they originally had. They are drowning in debt on top of everything. We spoke with a couple of bankruptcy attorneys yesterday in their area (of course we live a 4 hour flight away from them). The only possible route for them is Chapter 13 and that is not apparently even a given.

If any of you have more thoughts...keep them coming!! I could NEVER have learned this much related to our current options in 24 hours without your willingness to share your knowledge and perspective. I'm so grateful to have found this site.

Just some more info. If the weeks have been exchanged as Destination Points, when you rent out the points, the points are transferred to the "buyer/renter". They will then make their own reservations. No liablity for you.

Here's a link where we describe the transfer process.

Make sure you also read the corresponding TUG link too. http://www.tugbbs.com/forums/showthread.php?t=217001

 

[lovescoffee]

Just some more info. If the weeks have been exchanged as Destination Points, when you rent out the points, the points are transferred to the "buyer/renter". They will then make their own reservations. No liablity for you.

Here's a link where we describe the transfer process.

Make sure you also read the corresponding TUG link too. http://www.tugbbs.com/forums/showthread.php?t=217001

Thanks, I will check this out. So, quickly before I read the article...Are you saying you can actually "rent out points"? I thought we had to have an actual week already reserved to give to Marriott to manage/rent. Therefore, I didn't think we could salvage any of these destination points this year while we figured this all out other than take vacations ourselves....which frankly I don't have the time for with all this stuff going on. I don't even have time to use mine so I'm converting those into Marriott reward points.

 

[VacationForever]

@lovescoffee Presidential and Chariman's Club gets Marriott and SPG platinum level. It is beneficial if you stay at their hotels where the chance of a standard room in being upgraded to a suite is highly improved. We just bought directly from Marriott last week to get us to Presidential level because we can see the benefit of Marriott and SPG platinum level, discounted DC points at 60 days, and other travel options. Cruise rates by using DC points are terrible, about 50% more expensive over booking directly through cruise lines. Land tours through Collette is a wash or a couple of hundred dollars more through use of DC points. We do like the option of land tours. We have been moving away from traditional booking of weekly timeshare stays and into exploring the world. We cruise quite a bit now. So between hotel stays before and after the cruise and land tours in the future, we like the Marriott product.

Regarding your in laws wanting out in 2018, it sounds like they have already put in the election for the weeks of how 2018 will be used. If so the first use is 2019 and you want to help them sell, it will be very difficult to sell now as maintenance fees for 2018 is due in Dec or Jan that is coming up. If you go that route, then 2018 will need to be paid and you then sell it with 2019 for first use. Also, I think if everything is sold, the converted DC/Exchange points may be lost, although I cannot say with certainty.

 

[lovescoffee]

Again, bless you for helping them. Not an easy thing. Glad we can offer some suggestions.

First, if you have any desire, you may be able to transfer one or more of their units to their 'immediate family' (think its just children of parents) and retain any benefits associate with the unit (enrollment into points; possibly grandfathered membership levels?). You may or may not want this. Points enrollment (which you apparently qualify for as well) is not mandatory, its an elective decision each year. It does not change your MF's, but it does change your reservations process/II membership and has a slight increase of annual fees vs legacy weeks (I'm not enrolled and not an expert). This could have some real benefits for you....or not. Others will advise. The flexibility of points (vs weeks) booking can help some folks and the reservations pools are different. Points are generally not a good value for booking cruises hotels etc....

I would not consider the Marriott rental program as an option. It's not very beneficial for an owner long-term.

Yes, if chap 13 is looming, you are better to get qualified legal advice. Dispersing assets (not to be confused with shedding debt) could, I think, affect the proceedings. I'm not a lawyer etc...

I will point out: as things progress, your options to transfer/sell/book/rent properties they own may become encumbered or impossible. If you are going to do something--with legal advice first--consider setting a plan of action with their counsel and moving forward. The debts will continue to accumulate, but the use or revenue potential will drop to zero if fees are not paid.

again, not legal advice, just words of encouragement.

cheers.

edit: posted after your 2nd/3rd posts.

Rob, In your opinion would you try to negotiate with Marriott and let them know the situation before meeting with an attorney at $475.00 an hour (ugh). Or do you think I should keep the lid closed on Pandora's box? Frankly, they have to already know something is up since they are 2 months behind on the mortgage payment. In fact, I have a couple letters to my in-laws from Marriott already... regarding the delinquency and who to contact.

I really liked the one attorney who would actually waive the first hour to determine if chapter 13 is even viable for them. The other attorney wanted a $4000 retainer before getting into it and she, too, wasn't able to say Chapter 13 was a clear viable option. I'd rather go the slow bleed and not feel trapped into one attorney's opinion.

I can always write a check to get the mortgage current to make those weeks saleable but if we are headed down Chapter 13 I feel like I'd rather not throw away money there.

 

[lovescoffee]

@lovescoffee Presidential and Chariman's Club gets Marriott and SPG platinum level. It is beneficial if you stay at their hotels where the chance of a standard room in being upgraded to a suite is highly improved. We just bought directly from Marriott last week to get us to Presidential level because we can see the benefit of Marriott and SPG platinum level, discounted DC points at 60 days, and other travel options. Cruise rates by using DC points are terrible, about 50% more expensive over booking directly through cruise lines. Land tours through Collette is a wash or a couple of hundred dollars more through use of DC points. We do like the option of land tours. We have been moving away from traditional booking of weekly timeshare stays and into exploring the world. We cruise quite a bit now. So betweeen hotel stays before and after the cruise and land tours in the future, we like the Marriott product.

Regarding your in laws wanting out in 2018, it sounds like they have already put in the election for the weeks of how 2018 will be used. If so the first use is 2019 and you want to help them sell, it will be very difficult to sell now as maintenance fees of 2018 is due in Dec or Jan that is coming up. If you go that route, then 2018 will need to be paid and you then sell it with 2019 for first use. Also, I think if everything is sold, the converted DC/Exchange points may be lost, although I cannot say with certainty.

@VacationForever Thank you so much for adding this information. It will help us in the overall process make a decision on what to do about these looming maintenance fees.

 

[VacationForever]

@VacationForever Thank you so much for adding this information. It will help us in the overall process make a decision on what to do about these looming maintenance fees.

All the best to you and your in-laws. You have been very kind to step in and try to help them. Another note regarding Presidential/Chairman's Club level, IF you do want to take over their timeshare ownership, you may want to have your Shadow Ridge enrolled and get rid of the bronze week, that will keep you and your spouse at Chairman's Club level. BTW, with Destination Club program, one of the options that I did not mention is the ability to book (large) homes - usually luxurious. I am sure they are alot more upscale and expensive (through use of DC/Exchange points) than VRBO type rentals.

Here's a summary of benefits at various levels:
https://m.marriottvacationclub.com/...rshipLevelsResources/benefits_at_a_glance.pdf

 

[StevenTing]

Thanks, I will check this out. So, quickly before I read the article...Are you saying you can actually "rent out points"? I thought we had to have an actual week already reserved to give to Marriott to manage/rent. Therefore, I didn't think we could salvage any of these destination points this year while we figured this all out other than take vacations ourselves....which frankly I don't have the time for with all this stuff going on. I don't even have time to use mine so I'm converting those into Marriott reward points.

If you exchange your week for points in that year, you no longer have the week to use but you have been compensated with Destination Points. These points can be rented out to other owners. My whole explanation previously was based on exchanging your weeks for points each year and renting them to other owners. Also, Destination Points are different that Marriott Reward Points.

For instance, for 2018, I had about 9000 points that I was not going to be able to use. I placed these up for rent and have transferred them to other owners. I have received cash in exchange. I am using this cash to pay for my maintenance fees and have a little bit left over. This is what I was suggesting be done, however like everyone said, get rid of the Bronze week.

 

[taterhed]

Rob, In your opinion would you try to negotiate with Marriott and let them know the situation before meeting with an attorney at $475.00 an hour (ugh). Or do you think I should keep the lid closed on Pandora's box? Frankly, they have to already know something is up since they are 2 months behind on the mortgage payment. In fact, I have a couple letters to my in-laws from Marriott already... regarding the delinquency and who to contact.

I really liked the one attorney who would actually waive the first hour to determine if chapter 13 is even viable for them. The other attorney wanted a $4000 retainer before getting into it and she, too, wasn't able to say Chapter 13 was a clear viable option. I'd rather go the slow bleed and not feel trapped into one attorney's opinion.

I can always write a check to get the mortgage current to make those weeks saleable but if we are headed down Chapter 13 I feel like I'd rather not throw away money there.

First: I'm not a lawyer. My advice should not be taken as anything other than a suggestion. I defer to anyone with greater professional or personal experience. I don't want to mislead you.

Some personal advice, for what it's worth....

If you IL's are in trouble, as you say they are, you can help them enormously in many ways. You can provide support, counseling, care, love and assistance with things they can not do or can not understand/undertake--both physically and mentally. But, here is the harsh reality. Unless you are independently wealthy, you can not fix their financial problems. You can not prevent what is going to happen, although you may be able to largely mitigate the effects of the process and vastly improve the overall outcome. That being said, do not put any of your personal money into their financial equations directly. I have experience with this. By giving them money, you may cloud the situation significantly. You should not take actions such as this without counsel from someone qualified to understand the implications of the default, the loan of money, the implications of prolonging such action etc... Ultimately, you must protect your assets and your families funds while causing no further harm/delays to your IL's ultimate outcome. I'm sorry if this sounds hard, but you can help in many ways other than money.

Perhaps your IL's can qualify for some quick financial counseling via legal aid or some other senior type service in your area? I don't know the details, but often there is assistance--at least temporary--that could provide you with a quick initial consult to move forward and make some quick decisions to protect the assets before they become encumbered or useless.

To answer your question: You would need to talk to someone at Marriott in a position to answer your questions appropriately and not simply read from a script. Unfortunately, this type of discussion--with the appropriate office--might also trigger additional actions on Marriott's part that could seriously aggravate the situation. Selling, transferring, renting etc... might leave the picture.

While I think a talk with Marriott might be worth while, I'm apprehensive to encourage it. You should probably get some advice, preferably from a low-cost/free aid/counseling service, before alleging or threatening default with a creditor. Keep in mind: you can cause issues for your IL's by making detailed statements to a creditor, but you can't actually do anything for them without permission or having them on the line or POA etc...

Finally, while you may think that you're handing this for them, cool and collected calm as a cucumber, at some point, you may find yourself emotionally over-involved and raging at some minimum wage debt-collector on the telephone. Be careful, stay calm. Vent with friends and family, not with creditors and attorneys.

good luck.

 

[kds4]

There are a lot of opinions that have been expressed and I still like the option that I presented.

Ditch the Bronze week somehow.
Exchange the other 3 weeks every year. Those should generate around 9925 DC Points each year, assuming they're all 2BR. Your Maintenance fees for the 3 weeks will total about $4200-$4400 a year. If you rent out your DC points for $0.56 a piece, you should bring in $5558. This leaves you an excess of $1158 - $1358 after you've paid you're maintenance fees.

With the Trust Points, if Marriott is willing to take back the points and cancel the loan, that would be your best option. They'll lose any down payment they paid toward the loan, typically 10%-15% of total price but you can consider it a cost of doing business. My guess is that they owe somewhere from $32k-$35k on the points. They likely paid a down payment of $4k-$6k to get in the program.

I wish you and your family the best as you navigate through this.

I agree with disposing of the Bronze Oceanwatch week asap if the OP has determined that they have no interest in taking ownership of their parent's portfolio. If the OP is interested, I would ensure the enrolled points value of the bronze week is not needed for them to assume/retain the Chairman's status level of their parents.

 

[kds4]

It is interesting for me also as I hope not to be in that scenario. Though inquiring minds want to know.

My take as an owner with deeded weeks not enrolled is they can only restrict use of weeks that are not in default.

As mvc dc point member, i can see them saying this. Since your weeks are enrolled in their destinations program, a default on any one of the weeks is a default in the program. Don't know how that would work legally as i am not a lawyer nor attempt to play one.

Sent from my SM-N910P using Tapatalk

MVCI trying to restrict the entire portfolio for being delinquent on the points loan payment is certainly a possibility. However, since their deeded weeks are owned outright (and if their maintenance fees on those weeks are current) such a move could only exclude them from access to the internal exchange company. They would still be able to use their owned weeks as weeks, including the options to deposit them with II or convert them for MRPs.

IMHO, they just could not exchange them via the DC or convert them into DC points if MVCI took your position.

 

[VacationForever]

@lovescoffee, if so wish, may also pick the deeds they would like to keep and transfer to them, leaving the 3500 DC points and bronze week alone. If 3 weeks are transferred plus their Shadow Ridge (enroll it), it will get them to Presidential level, assuming the in-law weeks were bought prior to June 2010. Annual MF obligation will be about 6K. Then they may call Marriott to discuss about in-laws situation after the transfers.

 

[taterhed]

@lovescoffee, if so wish, may also pick the deeds they would like to keep and transfer to them, leaving the 3500 DC points and bronze week alone. If 3 weeks are transferred plus their Shadow Ridge (enroll it), it will get them to Presidential level, assuming the in-law weeks were bought prior to June 2010. Annual MF obligation will be about 6K. Then they may call Marriott to discuss about in-laws situation after the transfers.

And again....in my very limited knowledge of bankruptcy law... chapter 13 allows you to keep non-exempt assets while paying creditors over a set term and administered by an executor of the 13. The creditors must still get the same funds they would get under ch 7, but over a longer period and allowing the debtor to retain the non-exempt assets.

The key here is: you can't simply assign assets out of your portfolio in order to protect them (or give them to family in this case). I think a judge or arbiter would have real issues if they gifted you valuable assets with no remuneration. And, while you could certainly 'buy' them for a very very good price from your IL's and be above board (assuming they used the money to pay down back-debt/debt) you would still want to discuss this with a qualified legal representative before hand. Keep in mind, it's easy to 'cloud' a ruling or judgment if you make sudden and significant changes in assets just prior to asking for forgiveness from debt.... Remember, as a major creditor, Marriott would have full access to financial statements/info as a part of any settlement (I assume). I'm that you could claim the timeshares were only liabilities and debt (zero value), but I'm sure Marriott would take the opposite opinion and value the assets at 60% of their brokerage value for similar assets (or market value etc.. etc...). Again, be careful.

Not telling you what to do, just suggesting you ask before you leap.

I've said it enough, I'll leave it be. Anything that generates positive revenue for the IL's (renting points or weeks etc...) is certainly good. Just be careful about sweetheart deals for family members or business associates.

 

[VacationForever]

And again....in my very limited knowledge of bankruptcy law... chapter 13 allows you to keep non-exempt assets while paying creditors over a set term and administered by an executor of the 13. The creditors must still get the same funds they would get under ch 7, but over a longer period and allowing the debtor to retain the non-exempt assets.

The key here is: you can't simply assign assets out of your portfolio in order to protect them (or give them to family in this case). I think a judge or arbiter would have real issues if they gifted you valuable assets with no remuneration. And, while you could certainly 'buy' them for a very very good price from your IL's and be above board (assuming they used the money to pay down back-debt/debt) you would still want to discuss this with a qualified legal representative before hand. Keep in mind, it's easy to 'cloud' a ruling or judgment if you make sudden and significant changes in assets just prior to asking for forgiveness from debt.... Remember, as a major creditor, Marriott would have full access to financial statements/info as a part of any settlement (I assume). I'm that you could claim the timeshares were only liabilities and debt (zero value), but I'm sure Marriott would take the opposite opinion and value the assets at 60% of their brokerage value for similar assets (or market value etc.. etc...). Again, be careful.

Not telling you what to do, just suggesting you ask before you leap.

I've said it enough, I'll leave it be. Anything that generates positive revenue for the IL's (renting points or weeks etc...) is certainly good. Just be careful about sweetheart deals for family members or business associates.

As long as the portfolio is not in default, timeshares may freely be transferred to immediate family members, paying whatever transfer fees that Marriott charges. I don't see an issue with this step. When everything is completed, the in-laws can then have a conversation with Marriott or their counsel to explore options on what to do with the Bronze week and 3500 points obligations. It has to do with sequencing the transactions.

 

[lovescoffee]

And again....in my very limited knowledge of bankruptcy law... chapter 13 allows you to keep non-exempt assets while paying creditors over a set term and administered by an executor of the 13. The creditors must still get the same funds they would get under ch 7, but over a longer period and allowing the debtor to retain the non-exempt assets.

The key here is: you can't simply assign assets out of your portfolio in order to protect them (or give them to family in this case). I think a judge or arbiter would have real issues if they gifted you valuable assets with no remuneration. And, while you could certainly 'buy' them for a very very good price from your IL's and be above board (assuming they used the money to pay down back-debt/debt) you would still want to discuss this with a qualified legal representative before hand. Keep in mind, it's easy to 'cloud' a ruling or judgment if you make sudden and significant changes in assets just prior to asking for forgiveness from debt.... Remember, as a major creditor, Marriott would have full access to financial statements/info as a part of any settlement (I assume). I'm that you could claim the timeshares were only liabilities and debt (zero value), but I'm sure Marriott would take the opposite opinion and value the assets at 60% of their brokerage value for similar assets (or market value etc.. etc...). Again, be careful.

Not telling you what to do, just suggesting you ask before you leap.

I've said it enough, I'll leave it be. Anything that generates positive revenue for the IL's (renting points or weeks etc...) is certainly good. Just be careful about sweetheart deals for family members or business associates.

Oh I totally get that! I'm not messing with transfers right now to family. In all honesty as I've mentioned before, we really are not interested in adding anymore timeshares. Rob, I very much appreciate your suggestion to not add our financial assistance into the mix before we talk to legal counsel. I've decided to hold off on contacting Marriott financial as well. My MIL and I did do a joint call to the Marriott resale department at the beginning of the week so I do not know if that triggered anything there. I'll give an update on the post when I do talk to Marriott and let you know what they say.

 

[lovescoffee]

As long as the portfolio is not in default, timeshares may freely be transferred to immediate family members, paying whatever transfer fees that Marriott charges. I don't see an issue with this step. When everything is completed, the in-laws can then have a conversation with Marriott or their counsel to explore options on what to do with the Bronze week and 3500 points obligations. It has to do with sequencing the transactions.

@VacationForever The financial situation is much more complex than just the timeshares. The timeshares are considered assets (although to me, in this situation they are an enormous liability) and moving them out of their name at this time has the appearance of hiding assets. I want to be as transparent as possible. My goal is to lessen the financial burden on my in laws. It would be so more straightforward if they hadn't complicated the situation with the mortgage. I'm hoping maybe someone else can learn from this experience and not overextend themselves. I so appreciate your thoughts and everyone who has posted.

 

[VacationForever]

@VacationForever The financial situation is much more complex than just the timeshares. The timeshares are considered assets (although to me, in this situation they are an enormous liability) and moving them out of their name at this time has the appearance of hiding assets. I want to be as transparent as possible. My goal is to lessen the financial burden on my in laws. It would be so more straightforward if they hadn't complicated the situation with the mortgage. I'm hoping maybe someone else can learn from this experience and not overextend themselves. I so appreciate your thoughts and everyone who has posted.

You are right. I thought through it more and being as transparent and honest about the situation is best.

 

[lovescoffee]

Just some more info. If the weeks have been exchanged as Destination Points, when you rent out the points, the points are transferred to the "buyer/renter". They will then make their own reservations. No liablity for you.

Here's a link where we describe the transfer process.

Make sure you also read the corresponding TUG link too. http://www.tugbbs.com/forums/showthread.php?t=217001

@StevenTing I just had the time to read through the process and the TUG thread on renting points. It's really interesting! I don't think we can do this for my in laws given all the complicated circumstances but it is certainly something I may do in the future with my own Shadow Ridge timeshare points! Thanks for posting the links. It made it very clear.

 

[davidvel]

@StevenTing I just had the time to read through the process and the TUG thread on renting points. It's really interesting! I don't think we can do this for my in laws given all the complicated circumstances but it is certainly something I may do in the future with my own Shadow Ridge timeshare points! Thanks for posting the links. It made it very clear.

Just confirming that your unit is enrolled?

 

[lovescoffee]

Just confirming that your unit is enrolled?

Enrolled in Destination Points?
In Destination Points? Yes