Looking for Confirmation of Decision to bank points by 1.31.15

[jpa2825]

Have 2500 DC points. Using 1250 for 5 days in Orlando in MAR. My year expires 7.31.15, so we need to decide what to do with our other 1250 points by 1.31.15.

Plan is to bank them based on the following reasoning / assumptions:

- no firm plans to travel before 7.31
- if something comes up, we could pull 8.1.15 - 7.31.16 points forward and use them, right?
- if not and/or it is a better deal, we could rent points and use them.
- the 1250 points would then be "locked in" for use during our 15/16 year, right?

Anything I am missing? 1st time through the cycle, so want to make a fully informed decision.

TIA

 

[Fasttr]

It sounds like you have a good handle on it.

You are correct on all counts.

 

[StevenTing]

Sounds like you've got it down.

Here's what I do. I have already used up all of my 2015 points. I have none left. If I want to make a reservation, I use my 2016 points. That way by the time I hit the new year in 2016, I've already used my points and will be borrowing from 2017. This at I don't have to worry about banking and all of the stuff related to it.

It's a little easier for me since all of my points are based on calendar year.

In short, I'm always using points from the next year.

 

[pedro47]

Sounds like you've got it down.

Here's what I do. I have already used up all of my 2015 points. I have none left. If I want to make a reservation, I use my 2016 points. That way by the time I hit the new year in 2016, I've already used my points and will be borrowing from 2017. This at I don't have to worry about banking and all of the stuff related to it.

It's a little easier for me since all of my points are based on calendar year.

In short, I'm always using points from the next year.

That's sound like a good game plan.