Few questions about Wyndham RCI exchanges

[ada903]

Thanks, I was confused about how banking points into a future year and then depositing the canceled pooled/banked points would extend the life of points into RCI. I found page 280 in the document and it explains RCI deposits - points are valid with RCI two years from the date of deposit, great! So I will then do two deposits, one earlier in the year and another on the first day of December, so I can have two years from then to use the points with RCI. And in future years if I bank points and then I am able to deposit canceled banked points, I can extend the life by depositing later in time since deposits are good 2 years from date of deposit.

 

[uscav8r]

... If you book online, I don't think it considers what day it is and all transactions are separate AFAIK. If you are doing multiple transactions, it might just be easier to call...

Sandy,

You can do as many as you want online in a given day and it still counts as "one". For me it is easier to go online, unless of course, one is trying to book several ARP reservations.

ada903: The best way to think of RTs is as "Reservation Transaction Days."

 

[ada903]

Got it thanks! I should have 11 RT days so that's more than what I need for my purposes. It's perfect. I am particularly excited about the fact that HK credits will be enough for as many reservations as I wish to book with the deposited RCI points, with Worldmark they always take a HK token for each exchange and costs can add up when booking smaller units and running out of HK tokens.

 

[uscav8r]

Thanks, I had misunderstood that banking points into a future year and then depositing the canceled pooled/banked points would extend the life of points into RCI. I found page 280 in the document and it explains RCI deposits - points are valid with RCI two years from the date of deposit, great! So I will then do two deposits, one earlier in the year and another on the first day of December, so I can have two years from then to use the points with RCI.

Unless you really need the RCI deposit now to make an RCI reservation, there is no advantage to making two deposits in the same calendar year. Consider RCI as an "out" plan if you are unable to use your Wyndham points by the end of your use year. You don't want to get the RCI clock ticking any sooner than you have to!

Also, depending on how your account is set up, you may actually get more than two years if you wait until late in the year.

For example, I did two RCI deposits last year (I have a January use year). I found that any deposits prior to SEP 1 have until August of the 2nd year to be used (deposit 8/28/13, expire 8/31/15), while anything after that get an extra 9 months (deposit 12/10/13, expire 8/31/16). I am VIP Silver, so your mileage may vary (YMMV). Non-VIP owners can tell you if their experiences differ in this regard.

The ONLY reason I did two different deposits was because I did a resale purchase that was dragging out and I didn't know if it would process before the end of the year (and I wanted to see how the system worked).

From here on out, I will always wait until December to make my RCI deposits (I already have too many RCI points than I can use), just making sure to hold back one RT to make that happen without fees.

 

[ada903]

I will make a deposit initially of maybe 300k just to have enough handy in RCI for exchanges, and then wait until year end to deposit the remainder unused points. I like to have points handy for instant RCI exchanges. I have no status, so I assume points would be good for 2 years from the date of deposit.

 

[uscav8r]

... I have no status, so I assume points would be good for 2 years from the date of deposit.

To each his own. It would be interesting to see how your points are treated, and if it is any different from my experience. Come back and report on this thread after your second deposit!

 

[ada903]

Will do, thanks for the advice.

 

[bnoble]

Also, depending on how your account is set up, you may actually get more than two years if you wait until late in the year.

Mine seems to be set up similarly, but my expiration month is December, not August.