I got rid of mine.

[ace2000]

Option 1: Sell it - no go.
Option 2: Give it away for free - no go.
Option 2a: Give it away completely fee where I even pay the transfer / closing costs - no go.
Option 3: Stop paying maintenance and ignore it and hope it will go away - no go because it ruins credit and goes into collections.
Option 4: Give it back to resort - no go - they won't take it.
Option 5: Covert it to Wyndham points - no go because that means MORE money and STILL maintenance fees.
Option 6: PAY someone to take it.
Option 6a: DonateForACause wants $1600
Option 6b: TimeshareRefuge wants $700

I am looking at option 6 because I am getting desperate.

I cannot describe how frustrating it is to know that I have NO options.

For those of you that are trying to warn us away from scams and VikingShips and such - thats great - I appreciate that you are trying to protect us from scams. But please - offer some advice for people in my situation where options 1 to 5 are NOT WORKING. I believe there are a lot of us.

Yes, thank you for clearly stating the situation many are in, and my thoughts exactly.

 

[DeniseM]

But now the maintenance is to high and trading the week actually limits us more than it helps us

I have to disagree with you - the maintenance fee is low. Less than $600 a week is not a high maintenance fee at all for a 2 bdm.. and an $81 SA is extremely modest.

If you take family vacations - you could use this week for some very economical trips. I own at least one timeshare that has no more value than this one - so I know it can be done. However, it will take a little effort on your part to learn the exchanging ropes.

 

[timeos2]

I apologize if that's the way it sounded. I am not making you out to be the bad guys.

What disappoints me though is that every where "post card companies" are mentioned -they are just shot down without much constructive help. I'm only interested in these post card companies because it seems I have no other choice. Is there anyway we could get help from those of you that are more knowledgeable to find out if there are any legitimate post card companies out there? Because really - i am DEFINITELY willing to pay somebody to take my timeshare. I just want it to work.

I didn't buy it - my parents bought it - about 20 years ago - and 20 years ago it sounded good. But now the maintenance is to high and trading the week actually limits us more than it helps us

It would still be much cheaper to offer to PAY someone to take it until the point that you were at what the PCC's want to charge you. Most likely you would find a buyer for less but even if you had to pay that high amount you'd have an actually true buyer - willing to accept the ownership & fees - vs a PCC or worse that may take your money and never do anything except let the week go to default/foreclosure in which case you paid plenty to get nothing. You'd still end up with the credit hit - you could do THAT for yourself for free! In addition you may find that IF you let it go delinquent they MAY try to collect & place a nick on your credit report but ultimately they would be willing to accept a deed back rather than go through the cost of foreclosure. And then you take NO permanent credit damage.

You are far better advised to find an answer for your self rather than spend more money on questionable "outs" that may not help you at all. Good luck.

 

[wawacito]

fine - I'll change my post in the bargain deals to offer to PAY someone to take it - lets see if I get any takers then.

maintenance too high means = I can't afford to pay it anymore - last years maintenance had to come out of savings. and who knows how much next year's will be.

maintenance too high / trade limits us means = $569 MF + $81 special assessment + $89 Interval International Fee + $150 trade fee = $889 for a week. I would go somewhere else for a week for less money and not be limited to the places that are available for trade at Interval international.

 

[Ridewithme38]

vs a PCC or worse that may take your money and never do anything except let the week go to default/foreclosure in which case you paid plenty to get nothing. You'd still end up with the credit hit - you could do THAT for yourself for free!

This is why its so important for use to Vet these PCC's, so we can tell people right away about those 5-10% that don't do anything vs. the rest that Do take it out of your name!

 

[timeos2]

This is why its so important for use to Vet these PCC's, so we can tell people right away about those 5-10% that don't do anything vs. the rest that Do take it out of your name!

If you make the number that will scam owners out of their money & do NOTHING to actually properly handle the situation to 5% or less then you likely have the correct percentage. There is no way the vast majority actually provide any promised service and the proof of that is the results virtually each and every resort has seen in the past few years.

There is NO reliable way to vet the companies as what they may have done once may or may not be what they will do once they have the suckerss owners money. There is NO guarantee worht even the paper it likely isn't printed on as there is no way to make them perform once they have the cash in hand. Trying to use them is a sure way to lose even more money and have no "relief". Don't even try to deal with these crooked operations. It applies to virtually every one and no, there is no way to know if there are one or two that aren't scammers. No way. Stay away from them all.

 

[bogey21]

It would still be much cheaper to offer to PAY someone to take it until the point that you were at what the PCC's want to charge you.

A good idea. I got rid of a race horse I wanted out from under in exactly this way. The first thing I would do is ask the HOA if they will accept a Deed Back. If they say "no", ask if they would change their mind in exchange for a cash payment. If the answere is "yes", find out how much they want. Often money talks!!

George

 

[asnooper]

User Name

I'm giving him the benefit of the doubt here. His screen name indicates he's been lurking here for a while.

As far as Timeshare Refuge is concerned, they did what they do, took his money, tried to sell his product and someone bought it. Could he have done the same himself? He tried. Maybe he should have put it on the Bargains forum and gotten the same results.

Would I pay the company that money? No. I'd place an ad, put it here and on Craigs List and then maybe try eBay.

He got rid of his so good for him.

Actually, the user names reflects the love I had for my late Bassett Hound, named Snooper. Has nothing to do with "snooping" on TUG or anywhere else. I loved and cared for that wonderful pet for 14 years, and although he died more than 20 years ago, every time I log onto an account using that ID, it brings back fond memories.

I didn't put the unit in "Bargains" because I thought anyone looking would check out the whole site. Guess that's what I get for thinking. I had already tried Craigslist and TUG for six months with no results. Some people have had more luck than me, and I'm happy it worked out for them. I would have preferred that too. So for all those who think there's something sinister about my post and/or transaction, it just ain't so. My TUG membership expires next month and I will have no further use for the account or anything to do with another timeshare. For those who are happy with their timeshares, great. It's just not for me anymore. If I had received as much response from the ads as I have had from the post, maybe I could have avoided paying to unload it.

 

[timeos2]

Hey snoop - I like the dog story. A great dog stays with you forever with great memories.

It would really help if you had a link to the recorded deed in the County where the resort is based. Any chance you can take a few moments to look it up & point us to it? That would really help cement the story as legit.

Thanks

 

[wawacito]

thank you so much timeos2 - that is EXACTLY the type of help I am looking for.
@asnooper - please if you can provide that info it would be of great help to a lot of people

 

[asnooper]

thank you so much timeos2 - that is EXACTLY the type of help I am looking for.
@asnooper - please if you can provide that info it would be of great help to a lot of people

OK, here's what I have on the deed transfer. This is the official deed transfer info where the title is tranfered out of our names, NOT the document from Wyndham that says our name is off the books. They told my wife in a phone conversation that the transfer completed on 4/30/2012 and that we would get a confirmation document soon. We do know that the remaining points we had there for 2010 are not available to use at Interval and Wyndham says they do not have any way to check back, so I'm confident that we're off the hook.

Parcel # 494305010060
Contract# 35-9920428
Wyndham Royal Vista
Actual/True Consideration $ 300.00

CFN# 110629344
OR BK 48595 Pages 1495-1496
Recorded 03/21/12 10:59:49 AM
BROWARD COUNTY COMMISSION
DOC-D $2.10
DEPUTY CLERK 3405
#1, 2 Pages

I don't see a way to attach a file, but if you'll send your email to me at bobyarb@gmail.com, I'll send you a PDF copy of the deed with the new owners' names and address redacted for privacy.

Given a little time, I could prepare a timeline for all the steps we went through and include that.

Again, I'm not saying this is the perfect solution for everyone. But it worked to my satisfaction. They will not take every timeshare. They only deal in a limited number of resorts, and I don't know which ones.

I put the original post on TUG because when I was researching the company, I could not find anything on TUG about them. I did some other due diligence on the net and talked with them. Despite being able to find only limited information, they convinced me that it was a chance worth taking, and I have not been disappointed. That's not necesssarily a plug, it's just a statement of fact. If it helps someone else, great. If not, it didn't cost them anything. Good luck to all whatever course you take.

 

[theo]

In the immortal words of Yogi Berra, "...it ain't over 'til it's over"...

This is the official deed transfer info where the title is tranfered out of our names, NOT the document from Wyndham that says our name is off the books. <snip> ....I'm confident that we're off the hook.

One more (...and final) time, with feeling...

Deed recording is but one step in the process of a Wyndham ownership change. The transfer is not actually completed until Wyndham says it's completed by placing a new owner name into their internal (i.e., billing) records. If Wyndham sees and reject a bogus LLC or corporation as the new grantee, then surprise --- at that point all bets are off.

In short, don't proclaim success yet or prematurely, because you clearly are not out of the woods yet...

 

[Ridewithme38]

One more (...and final) time, with feeling...

Deed recording is but one step in the process of a Wyndham ownership change. The transfer is not actually completed until Wyndham says it's completed by placing a new owner name into their internal (i.e., billing) records. If Wyndham sees and reject a bogus LLC or corporation as the new grantee, then surprise --- at that point all bets are off.

In short, don't proclaim success yet or prematurely, because you clearly are not out of the woods yet...

This came up as a question in a previous thread, the Deed transfer is a legal contract, Wyndham accepting it or not doesn't change who actual own the property and i'm not sure they would legally be in their rights to charge MF's to a non owner...so really, by not accepting the transfer, Wyndham is unable to charge MF's to anyone, while that person would still own the interest, without use....could be a good thing for the new owner in the long run, no MF's but when the property sells, they will collect in the profits

This was confirmed by those under 65 who own in retirement homes, because of their age they are unable to stay there, but the ownership is still legally recorded

 

[DeniseM]

We know from actual situations where the deed was recorded, but the resort did not accept it, that the resort will charge their owner of record for maintenance fees, and the new "owner" will not have access or control of the timeshare - period.

Remember - the county has no idea of the legality of the deed - they just record it - it's just a record keeping process. The resort doesn't have to accept it, just because the county records it.

This actually happened to me.

So, no - your theory is not correct.

 

[e.bram]

Theo:
By what authority would the HOA have a right to reject the transfer of ownership to another person not specifically called out by the Master Deed or Bylaws , if the transfer fee is paid and the MFs are current.

 

[Ridewithme38]

We know from actual situations where the deed was recorded, but the resort did not accept it, that the resort will charge their owner of record for maintenance fees, and the new "owner" will not have access or control of the timeshare - period.

Remember - the county has no idea of the legality of the deed - they just record it - it's just a record keeping process. The resort doesn't have to accept it, just because the county records it.

This actually happened to me.

So, no - your theory is not correct.

Please expand on this, i'm interested, you sold to someone, the deed was recorded, but resort didn't accept transfer of ownership? Were you billed? I don't really get how you could be legally responsible for those debts if you weren't the owner? What was the final outcome?

I understand the new owner wouldn't have access or control of the timeshare, but unless they are accepted into the 'program' they wouldn't be responsible for fees either...Owning a piece of property with no costs....kind win/win

 

[csxjohn]

Actually, the user names reflects the love I had for my late Bassett Hound, named Snooper. Has nothing to do with "snooping" on TUG or anywhere else. I loved and cared for that wonderful pet for 14 years, and although he died more than 20 years ago, every time I log onto an account using that ID, it brings back fond memories.

I didn't put the unit in "Bargains" because I thought anyone looking would check out the whole site. Guess that's what I get for thinking. I had already tried Craigslist and TUG for six months with no results. Some people have had more luck than me, and I'm happy it worked out for them. I would have preferred that too. So for all those who think there's something sinister about my post and/or transaction, it just ain't so. My TUG membership expires next month and I will have no further use for the account or anything to do with another timeshare. For those who are happy with their timeshares, great. It's just not for me anymore. If I had received as much response from the ads as I have had from the post, maybe I could have avoided paying to unload it.

Let me first say that I'm sorry that I misread your screen name. I'm sure Snooper had the best home in the world while he was here. I miss everyone of my former pets and that's a lot of pets.

I'm glad you came back to explain your situation further. Good luck to you.

 

[csxjohn]

Don't panic

fine - I'll change my post in the bargain deals to offer to PAY someone to take it - lets see if I get any takers then.

maintenance too high means = I can't afford to pay it anymore - last years maintenance had to come out of savings. and who knows how much next year's will be.

maintenance too high / trade limits us means = $569 MF + $81 special assessment + $89 Interval International Fee + $150 trade fee = $889 for a week. I would go somewhere else for a week for less money and not be limited to the places that are available for trade at Interval international.

You said in a previous post that you're getting desperate but you only posted it less than a month ago. The OP tried for much longer and then it took along time with this rescue company.

The first thing I would do is get out of II to save that money. There are ways to trade without paying to join a trading company. I have been using DAE for years and the exchanges cost less than II. Send me an email and I'll tell you more about it tomorrow if you'd like.

 

[DeniseM]

Please expand on this, i'm interested, you sold to someone, the deed was recorded, but resort didn't accept transfer of ownership? Were you billed? I don't really get how you could be legally responsible for those debts if you weren't the owner? What was the final outcome?

First of all - you are NOT the legal owner unless the resort will accept the transfer. Just because the county has recorded the deed doesn't mean the transfer is legal or complete.

Secondly - I was the buyer, not the seller. The week was recorded with the county and I had received a copy. But when I call reservations to see if I was in the system yet, they said that the seller was in default on his maintenance fees, they were foreclosing, and they would not transfer the week to me. The closing company has to send me some forms to "un-record" the week.

 

[Ridewithme38]

First of all - you are NOT the legal owner unless the resort will accept the transfer. Just because the county has recorded the deed doesn't mean the transfer is legal or complete.

You are correct, the transfer isn't complete, but it's not because the deed isn't legal or accepted, its because the TS company has to transfer the Contract over to a new owner....the Deed is legal as soon as it is signed and completed as soon as it is recorded with the county

I don't know why you were given false information with your transfer, i understand not being able to use the week, but theres no reason you should have had to "un-record" the week...i'm sorry to hear that happened....Hopefully, we can use this thread to get some correct information out there

 

[DeniseM]

You are correct, the transfer isn't complete, but it's not because the deed isn't legal or accepted, its because the TS company has to transfer the Contract over to a new owner....the Deed is legal as soon as it is signed and completed as soon as it is recorded with the county

I don't know why you were given false information with your transfer, i understand not being able to use the week, but theres no reason you should have had to "un-record" the week...i'm sorry to hear that happened....Hopefully, we can use this thread to get some correct information out there

Ride - It is getting to the point where it is a waste of time to even try to answer your questions, because you just make up random stuff to post. You aren't an attorney, you are a newbie owner, and you simply don't know what you are talking about...

 

[Ridewithme38]

Ride - It is getting to the point where it is a waste of time to even try to answer your questions, because you just make up random stuff to post. You aren't an attorney, you are a newbie owner, and you simply don't know what you are talking about...

I'm always happy to be corrected with, correct information, If you're never wrong, you can never really learn anything....Denise, are you a Lawyer or work in Real Estate?

 

[e.bram]

Ride:
I am with you. All denise had to do is pay the MFs to use the unit. The same was true of the previous owner.
Denice:
See my precious post.

 

[ace2000]

This thread is giving me a headache...

 

[DeniseM]

Ride:
I am with you. All denise had to do is pay the MFs to use the unit. The same was true of the previous owner.
Denice:
See my precious post.

So management insists that the owner did not have the legal right to sell it, because they were in arrears on their MF, they won't record it in my name, they won't let me pay the past maintenance fees, and they won't even tell me how much it is - because I don't own the timeshare.

What's my next move?