Greetings luv_maui,
Mine also defaulted to the amount excluding the optional $10 ARDA and that lesser amount is what I paid. When I go to my Vistana dashboard and, on the right side, click on "View Statement & Make Payments", it shows a "MAINTENANCE FEE BALANCE" of $0.00 for each of my 2026 Vistana VOIs. However, when I go back to the dashboard, and click on "External Exchange", and then select any of those same 2026 Use Year VOIs, it shows "Fees Due $10.00" !! I was, however, able to successfully deposit the VOIs with Interval.