Using EOY points in the ... other ... year question

[Swans5]

Hi! I have an odd year EOY WYN-BaliHai, and we've always used all the points in their original use year in the past.

When I took a look at popping unused points into the "next" use year, it lists 2027, which makes sense given that it is EOY-O. My question is: can I use points put into 2027 UY for vacations in 2026? Will those points be "borrow-able" in other words? (I'm only familiar with DVC rules for banking and borrowing, and the WYN language is confusing me.)

Or, separately, would the regular (non-banked) points I will receive in 2027 be able to be borrowed for vacations in 2026?

Lastly, do I have to do borrowing by phone or can it be done online, assuming borrowing is even a thing with WYN.
Thanks for any help!

 

[Fido Chuckwagon]

Hi! I have an odd year EOY WYN-BaliHai, and we've always used all the points in their original use year in the past.

When I took a look at popping unused points into the "next" use year, it lists 2027, which makes sense given that it is EOY-O. My question is: can I use points put into 2027 UY for vacations in 2026? Will those points be "borrow-able" in other words? (I'm only familiar with DVC rules for banking and borrowing, and the WYN language is confusing me.)

Or, separately, would the regular (non-banked) points I will receive in 2027 be able to be borrowed for vacations in 2026?

Lastly, do I have to do borrowing by phone or can it be done online, assuming borrowing is even a thing with WYN.
Thanks for any help!

The problem you’re going to run into is not having a housekeeping credit in your off year and having to purchase one. Also borrowing can only be done for reservations made within the ERP (90 days or less) if you are a resale owner. You do not need to call in to do this.