Understanding Options / A Little Help

[flyingsideshow]

Greetings,
I have read through some of the various forums and such I guess I'm a little confused on how I can approach my next two years of usage. Of course during the sales preso they made combining years sound so easy. Just draw a few upside down arrows, do a little upside down math, and presto change, you can bank your points into next year, then pull in your points in from the next year, and spend a week in Hawaii. I've found out that's about as inaccurate as it gets.

The pickle I find myself in is that I have two cruises next year and it'll be very unlikely that I'll be able to have a stay of any length unless I spend a week in Breck during mud season and work remote. I get 680 Portfolio Points per year. Since the vacation budget is already spent on 2026, my hope was that I could just bank next years points into 2027. That would leave me with 1360 for use in 2027. I have read some comments about putting them Interval to get another year out of them, or something similar. I guess I don't really understand how that is done. I have yet to do an exchange, just a getaway, and while maybe I could find a stay within Hyatt matching those number of points, I'm just wanting to plan and consider options for 2027, maybe a week somewhere nice.

Hopefully y'all can give this lost timeshare user a little info/advice. After fighting with the website to try and book a short stay with the few points I have left, I'm about ready to to figure out how I can just wipe my hands of the whole bloody thing. From the flat-out lies the sales people have told to the difficulty of trying to fully utilize the program I've kinda had it. Thinking maybe Interval might be an option to get some better use out of it?

Thanks!

 

[hcarman]

I find the Hyatt system to be very confusing compared to Marriott. You should be able to use them in Interval but I have never tried. I found it confusing enough to use some legacy week points with Interval. It seems to me that if you are using banked points, you can’t book as far out - but someone else can probably confirm. We too were told many inaccuracies by sales (that is being polite). You can convert your points to Hyatt hotel points but it has to be done before banked.

 

[ArizonaSun4Fun]

Portfolio points are issued 12 months prior to their use year. If you have 680 Portfolio Points for 2026, you have until June 30, 2026 to bank them. They can be banked for up to two years, or until 12/31/2028. Note that banked points can only be used for Hyatt availablility with a check-in date of less than six months. Banked points can also be used in Interval International until they expire.

If your 680 points are for the 2025 use year, you have just missed the deadline to bank points, and you should find something within II that you can book prior to the end of the year.

 

[flyingsideshow]

Yeah, it's very confusing. Club vs Portfolio, certain booking require certain fees, etc.

Right now I have 345 Bonus Points that expire in Sept 2026. I got those for attending a marathon of lies in Sedona. I used all of this year's 680 along with a chunk of those bonus points for a few stays, so I'm good this year. I'll get the next 680 starting in January.

My plan was use up the 345 and a little overage for something at the end of this year or early next, at least before those bonus points expire. We'll say I use 65 for the sack of math. So I would bank 635 into 2027, and hopefully be able to use that plus whatever comes with 2027. And/Or move them to Interval. I just don't understand how one can use Interval to extend their life I guess.

Hope that helps ... appreciate the help from the group.

 

[ScoopKona]

1) Stop going to sales presentations. They don't have anything to give you that is worth your time.

2) If you can drop your extra points into Interval, that gives them another year of life. And then when you get this year's points, you can drop them into Interval as well. Make a reservation. The oldest points are used first, followed by the balance of this year's points. (Basically, you're jumping onto a moving points train.)

Or:

3) If there's something at a Hyatt resort you like, and you have the points to cover it, you can reserve that instead.

Unfortunately, 680 points isn't particularly useful in the Hyatt world. Until they downgraded our Interval points, 1300 was what I considered the bare minimum. Now the bare minimum is 1880. I'm still getting multiple weeks out of my week by trading down in size/season. But it's not nearly as easy as it once was. I'm still able to go basically anywhere I want, any time I want. So that part hasn't changed.

 

[flyingsideshow]

Haha - Yeah, on #1, I was so turned off by the presentation that I don't want to do one again. When I was going to Breck they were calling me the week before almost daily to do a remote presentation. I just ignored the calls. They got me the first time by saying it was "Important information about your reservation". After that I just added their numbers to the block list. After the last one in Sedona and how vile and full of horse-puckey that gal was, never again.

I guess maybe if I called Interval they could walk me through more options on how to get them there and how to use them. When I go to Exchange I see the option to exchange, I see the chart, but it doesn't really tell me what I'm getting or what I can use it for. In all the years of being in this program I have only used II for getaways.

Yeah, 680 was pretty much the smallest package they had and gets me into Breck a few times a year. It works for me. But honestly, if I could just hand it back to them and wash my hands of it, I might actually do it. Thinking I can probably get a few more years out of it before I need to make it go away.