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Transferring Parent/Sibling Account vs Adding

lalada

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Hi, my mother and sister are both on a deeded Wyndham (140,000 annual points). My mom and dad bought this developer (she believes) and a little over 20 years ago (2003), she removed my dad and added my sister.

Here is the in from her account:
Home Resort: Club Wyndham Patriots' Place, Williamsburg, VA
Membership Type: CLUB WYNDHAM® Plus
Additional Programs: PlusPartners®
Contract Type: CLUB WYNDHAM® Select
Contract Details: Converted Fixed Week

Ideally, both mom and sister want out of the timeshare. My mom is terminal and we have a limited time to deal with this, so I am trying to figure the best course of action. My husband and I would like to take it over (my understanding is it would be my name only bc I am the relative?), but have a few questions. We were at Emerald Grande this past week and in talking to a guy, he said none of her benefits would transfer and we would lose Plus Partners and any other added benefits if she transferred to us.

They have active RCI weeks and RCI Points accounts. The RCI weeks has over 500 points currently. Both my sister and I jointly owned one timeshare each with our mom, but we gave those up a couple years ago, so the RCI weeks is no longer attached to a timeshare (despite still telling us we can deposit weeks for both). Will this transfer to me with the full 500 points or is it possible to separately create my own RCI membership and transfer points for the fee (I haven't checked if there is a limit of points per transfer). I am ok not having access to the points during the transfer, I just don't want to lose the points. Similarly, she has 320,000 in RCI Points that I'd need to book before transferring and then extend the rest. Would those be lost?

Is the best course of action to quit claim and then contact Wyndham for the transfer or go through their free transfer program (since this will be parent to child)? The transfer money costs aren't an issue, I would rather whatever is quickest before this becomes an estate issue.

Is there any benefit to keeping my sister or my mom on the account and adding me vs transferring to me? I am trying to see our best option(s) overall, including long-term since my mom is terminal. A few questions: If I was added vs a transfer, would her passing create issues with the Wyndham account at any point if she stayed on? If it is better to add me, can we also remove my sister during this time or would she need to stay on? Sister is more adamant on being completely off the timeshare if I were to be added, but I wasn't sure the downfalls to keeping my mom on since she's terminal if adding if better.

Any advice is appreciated! Thanks.
 
To clarify, the RCI weeks would be 500+ TPU, not points it looks like. They are currently all combined into one and I had to extend for the first time in Nov 2024 (and did it again in March 2025 so I could look at bookings out past Nov 2024) so now the expiration is Nov 2026. It looks like RCI Points transfers, but does Weeks (my research indicates yes, but the website only mentions Points? If I would need to create an account and transfer, what would the expiration be?
 
Contact Wyndham and ask about the Tribute program. This allows your mom and sister to transfer to you (and I don’t see why your husband couldn’t also be on it, but you can ask specifically) while retaining any developer purchased benefits like PlusPartners.

I can’t help at all with RCI but I’m sure others can.
 
I will say this in the most respectful manner.

Your mom owns 160,000 retail points. That is not enough points for VIP. Getting you to the lowest level of VIP will involve you buying at least 140,000 more retail points.

Going into more detail, your mom owns at Patriots Place, which has high maintenance fees. In my opinion it's not worth transferring to you. If your sister doesn't want it, go through the effort to remove her from the contract, and let the contract pass back to Wyndham after your mom dies. But take your sister off before she dies, or she will ultimately be responsible.

The salesman was lying to you, if you actually transferred the contract through the "tribute" program. all of her benefits would transfer. But again, I advise against it.

If you want to own Wyndham, do some research, buy a resale contract for cheap at a place with low maintenance fees and enjoy it. It will have lower TCO in the long run than you taking over this one. There's just no reason to.

You can do research (search) to find out what resorts have good maintenance fees and which do not.

I cannot stress how important it is to remove your sister ASAP or she will be stuck with it. Patriots Place is not one that Wyndham will take back for free.

Sorry for your impending loss.
 
I will say this in the most respectful manner.

Your mom owns 160,000 retail points. That is not enough points for VIP. Getting you to the lowest level of VIP will involve you buying at least 140,000 more retail points.

Going into more detail, your mom owns at Patriots Place, which has high maintenance fees. In my opinion it's not worth transferring to you. If your sister doesn't want it, go through the effort to remove her from the contract, and let the contract pass back to Wyndham after your mom dies. But take your sister off before she dies, or she will ultimately be responsible.

The salesman was lying to you, if you actually transferred the contract through the "tribute" program. all of her benefits would transfer. But again, I advise against it.

If you want to own Wyndham, do some research, buy a resale contract for cheap at a place with low maintenance fees and enjoy it. It will have lower TCO in the long run than you taking over this one. There's just no reason to.

You can do research (search) to find out what resorts have good maintenance fees and which do not.

I cannot stress how important it is to remove your sister ASAP or she will be stuck with it. Patriots Place is not one that Wyndham will take back for free.

Sorry for your impending loss.
Thank you for the advice, much appreciated! I passed it on to both my mom as sister so we can try to figure something out. I guess my biggest concern is the RCI weeks membership since I don't own another timeshare anymore and I don't want to lose all those points! I'd hate to lose all that after years of MD and paying to combine and extend! We weren't in a position to travel for the past 5 years and now we are and will be for the foreseeable future.
 
Salesman are the last people you want to ask about inheritance type questions. They don't know and likely any answer they make up is going to involve you spending more money buying something from them. (The stuff they told my Dad was sad and comical).

Check out the sticky at the top of this forum (Give back your unwanted Wyndham Timeshare....) and call Certified Exit. I guess maybe your sister will need to be the one making the call? They will tell her specifically what Wyndham will offer her and your Mom. Things change, last time I called they would take back all of my contracts (developer and resale, most are deeded, I have one that is a converted week). They should be able to look specifically at your sister/mom's account and let you know what options are available.

I know nothing about RCI. I would think there is a way to have an RCI account and save all those points. But I don't know. I would all RCI and ask them what options are available to you.

I'm sorry for your mother's illness, it's a lot to deal with! Best of luck to you.
 
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